Community Bank System Inc... (CBU)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
65.01
0.14 (0.22%)
At close: Jan 23, 2025, 3:59 PM
64.99
-0.03%
After-hours Jan 23, 2025, 04:10 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 21.17 | 18.04 | 21.19 | 20.04 | 21.71 | 17.69 | 17.51 | 26.41 | 18.07 | 17.02 | 20.24 | 14.03 | 13.69 | 14.45 | 15.22 | 16.19 | 13.90 | 17.97 | 13.42 | 16.82 | 15.91 | 10.56 | 15.98 | 8.61 | 9.48 | 14.09 | 15.28 | 9.08 | 9.38 | 7.31 | 8.29 | 8.61 | 10.29 | 9.95 | 9.15 | 10.00 | 8.58 | 8.73 | 8.17 |
PS Ratio | 4.36 | 4.99 | 6.48 | 5.53 | 6.22 | 5.24 | 5.09 | 6.38 | 4.44 | 4.28 | 3.73 | 3.28 | 3.35 | 3.38 | 2.53 | 3.35 | 3.15 | 3.75 | 3.34 | 4.32 | 3.85 | 2.53 | 2.43 | 1.90 | 2.00 | 2.72 | 3.19 | 1.99 | 2.01 | 1.66 | 1.91 | 1.62 | 1.12 | 0.66 | 1.35 | n/a | n/a | n/a | n/a |
PB Ratio | 1.65 | 2.19 | 1.91 | 1.57 | 1.98 | 1.74 | 1.61 | 2.29 | 1.45 | 1.57 | 1.82 | 1.20 | 1.29 | 1.51 | 1.12 | 1.37 | 1.24 | 1.49 | 1.49 | 1.78 | 1.59 | 1.25 | 1.14 | 1.26 | 1.54 | 1.84 | 2.02 | 1.17 | 1.08 | 1.11 | 1.28 | 1.21 | 0.79 | 0.45 | 0.89 | n/a | n/a | n/a | n/a |
P/FCF Ratio | 13.31 | 16.82 | 21.23 | 19.99 | 18.65 | 14.29 | 14.75 | 23.07 | 15.84 | 14.16 | 17.87 | 11.08 | 11.36 | 11.25 | 21.46 | 16.88 | 14.60 | 10.35 | 10.97 | 10.81 | 9.92 | 8.26 | 8.24 | 7.59 | 6.13 | 7.02 | 16.10 | 8.42 | 39.97 | 6.53 | 6.86 | 6.66 | 6.68 | 3.26 | 7.92 | n/a | n/a | n/a | n/a |
P/OCF Ratio | 12.23 | 15.81 | 19.85 | 18.39 | 18.12 | 13.47 | 13.91 | 20.88 | 14.16 | 12.62 | 15.47 | 9.97 | 10.24 | 9.42 | 14.57 | 13.51 | 11.78 | 9.43 | 9.41 | 9.88 | 8.79 | 7.00 | 6.82 | 6.35 | 5.38 | 6.08 | 10.01 | 7.53 | 9.38 | 5.55 | 6.32 | 5.92 | 5.36 | 2.46 | 4.84 | n/a | n/a | n/a | n/a |
OCF/S Ratio | 0.36 | 0.32 | 0.33 | 0.30 | 0.34 | 0.39 | 0.37 | 0.31 | 0.31 | 0.34 | 0.24 | 0.33 | 0.33 | 0.36 | 0.17 | 0.25 | 0.27 | 0.40 | 0.35 | 0.44 | 0.44 | 0.36 | 0.36 | 0.30 | 0.37 | 0.45 | 0.32 | 0.26 | 0.21 | 0.30 | 0.30 | 0.27 | 0.21 | 0.27 | 0.28 | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 0.27 | 1.23 | 0.16 | 0.18 | 0.19 | 0.24 | 0.30 | 0.21 | 0.35 | 0.45 | 0.28 | 0.92 | 1.07 | 1.37 | 1.51 | 1.58 | 1.94 | 1.75 | 1.35 | 1.91 | 1.56 | 1.56 | 1.27 | 2.38 | 3.26 | 1.08 | 0.93 | 1.51 | 0.26 | 1.59 | 0.01 | 0.38 | 0.02 | 0.05 | 0.09 | n/a | n/a | n/a | n/a |
Quick Ratio | 0.07 | 5.18 | 41.54 | 29.99 | 15.74 | 16.16 | 17.34 | 21.95 | 22.11 | 20.90 | 29.52 | 17.54 | n/a | n/a | n/a | 3.60 | 2.57 | 4.14 | 2.44 | 2.10 | n/a | 0.97 | 1.05 | 1.05 | 1.04 | 1.05 | 1.04 | 1.05 | 1.05 | 1.06 | 121.14 | 26.33 | 113.16 | 431.07 | 190.93 | n/a | n/a | n/a | n/a |
Current Ratio | 0.07 | 4.89 | 32.47 | 22.68 | 14.68 | 15.00 | 16.07 | 20.51 | 22.11 | 20.90 | 29.52 | 17.54 | n/a | n/a | n/a | 3.60 | 2.57 | 4.14 | 2.44 | 2.10 | n/a | 0.97 | 1.05 | 1.05 | 1.04 | 1.05 | 1.04 | 1.05 | 1.05 | 1.06 | 121.14 | 26.33 | 113.16 | 431.07 | 190.93 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.06 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | n/a | n/a | n/a | n/a |
Interest Coverage | 2.18 | 12.06 | 18.55 | 9.87 | 7.88 | 13.05 | 12.61 | 14.69 | 12.80 | 12.00 | 5.26 | 3.13 | 2.68 | 2.30 | 1.64 | 1.55 | 1.38 | 1.52 | 1.91 | 2.08 | 1.90 | 1.68 | 1.28 | 1.39 | 1.46 | 1.42 | 1.45 | 1.56 | 1.52 | 1.74 | 1.87 | 1.49 | 1.17 | 1.09 | 1.19 | 1.00 | 1.00 | 1.00 | 1.00 |
Return on Equity (ROE) | 0.08 | 0.12 | 0.09 | 0.08 | 0.09 | 0.10 | 0.09 | 0.09 | 0.08 | 0.09 | 0.09 | 0.09 | 0.09 | 0.10 | 0.07 | 0.08 | 0.09 | 0.08 | 0.11 | 0.11 | 0.10 | 0.12 | 0.07 | 0.15 | 0.16 | 0.13 | 0.13 | 0.13 | 0.11 | 0.15 | 0.15 | 0.14 | 0.08 | 0.05 | 0.10 | n/a | n/a | n/a | n/a |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | n/a | n/a | n/a | n/a |
Return on Capital (ROIC) | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.37 | 0.61 | 0.59 | 0.56 | 0.54 | 0.61 | 0.55 | 0.58 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | n/a | n/a | n/a | n/a |
Dividend Yield | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.05 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.10 | 0.05 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.72 | 0.50 | 0.48 | 0.53 | 0.47 | 0.42 | 0.41 | 0.53 | 0.54 | 0.51 | 0.55 | 0.53 | 0.47 | 0.48 | 0.69 | 0.55 | 0.56 | 0.60 | 0.44 | 0.39 | 0.38 | 0.37 | 0.57 | 0.35 | 0.39 | 0.40 | 0.37 | 0.38 | 0.34 | 0.31 | 0.29 | 0.32 | 0.54 | 1.00 | 0.47 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 118.00% | 53.64% | 52.18% | 52.48% | 53.25% | 53.38% | 55.13% | 99.92% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 55.53% | 50.19% | 49.94% | 46.66% | 50.56% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | n/a | n/a | n/a |
Net Profit Margin | 20.59% | 27.69% | 30.56% | 27.61% | 28.66% | 29.62% | 29.09% | 24.15% | 24.54% | 25.14% | 18.43% | 23.38% | 24.49% | 23.41% | 16.64% | 20.70% | 22.66% | 20.85% | 24.85% | 25.68% | 24.21% | 24.01% | 15.21% | 22.04% | 21.10% | 19.29% | 20.88% | 21.96% | 21.42% | 22.70% | 23.02% | 18.84% | 10.85% | 6.62% | 14.71% | n/a | n/a | n/a | n/a |
Pretax Profit Margin | 26.26% | 35.37% | 38.89% | 34.55% | 35.49% | 37.40% | 30.88% | 35.97% | 35.57% | 35.68% | 25.96% | 33.00% | 34.67% | 31.94% | 21.31% | 25.54% | 23.87% | 27.32% | 33.52% | 34.19% | 31.86% | 32.66% | 23.54% | 31.48% | 30.58% | 29.98% | 32.66% | 37.07% | 35.20% | 36.85% | 36.93% | 26.63% | 14.66% | 9.15% | 18.95% | n/a | n/a | n/a | n/a |
Operating Profit Margin | 35.44% | 41.01% | 38.89% | 34.55% | 35.49% | 40.51% | 33.54% | 38.59% | 38.58% | 38.93% | 32.06% | 48.47% | 55.28% | 56.56% | 54.75% | 71.65% | 87.42% | 80.07% | 70.48% | 65.78% | 67.41% | 80.66% | 102.77% | 111.76% | 97.72% | 102.09% | 106.02% | 103.12% | 102.79% | 86.74% | 79.38% | 80.90% | 102.05% | 114.20% | 120.59% | n/a | n/a | n/a | n/a |
FCF Margin | 32.75% | 29.69% | 30.51% | 27.68% | 33.37% | 36.66% | 34.52% | 27.64% | 28.00% | 30.22% | 20.89% | 29.60% | 29.54% | 30.08% | 11.81% | 19.85% | 21.57% | 36.18% | 30.41% | 39.94% | 38.82% | 30.69% | 29.48% | 24.99% | 32.61% | 38.70% | 19.81% | 23.68% | 5.03% | 25.39% | 27.82% | 24.37% | 16.72% | 20.19% | 16.99% | n/a | n/a | n/a | n/a |
EBITDA Margin | 30.55% | 40.09% | 43.75% | 40.58% | 40.96% | 43.44% | 37.33% | 40.71% | 42.63% | 40.58% | 29.99% | 38.09% | 40.23% | 38.20% | 28.73% | 32.91% | n/a | n/a | 41.88% | 43.03% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |