Community Bank System Inc. (CBU)
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Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
Community Bank System Statistics
Share Statistics
Community Bank System has 52.56M shares outstanding. The number of shares has increased by -1.44% in one year.
Shares Outstanding | 52.56M |
Shares Change (YoY) | n/a |
Shares Change (QoQ) | 0.03% |
Owned by Institutions (%) | n/a |
Shares Floating | 51.89M |
Failed to Deliver (FTD) Shares | 586 |
FTD / Avg. Volume | 0.24% |
Short Selling Information
The latest short interest is 1.21M, so 2.31% of the outstanding shares have been sold short.
Short Interest | 1.21M |
Short % of Shares Out | 2.31% |
Short % of Float | 2.34% |
Short Ratio (days to cover) | 6.83 |
Valuation Ratios
The PE ratio is 21.17 and the forward PE ratio is 18. Community Bank System 's PEG ratio is 0.22.
PE Ratio | 21.17 |
Forward PE | 18 |
PS Ratio | 4.36 |
Forward PS | 3.8 |
PB Ratio | 1.65 |
P/FCF Ratio | 13.31 |
PEG Ratio | 0.22 |
Enterprise Valuation
Community Bank System Inc. has an Enterprise Value (EV) of 3.41B.
EV / Earnings | 25.84 |
EV / Sales | 5.32 |
EV / EBITDA | 17.42 |
EV / EBIT | 15.01 |
EV / FCF | 16.25 |
Financial Position
The company has a current ratio of 0.07, with a Debt / Equity ratio of 0.27.
Current Ratio | 0.07 |
Quick Ratio | 0.07 |
Debt / Equity | 0.27 |
Total Debt / Capitalization | 21.34 |
Cash Flow / Debt | 0.5 |
Interest Coverage | 2.18 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 8.25%.
Return on Equity (ROE) | 0.08% |
Return on Assets (ROA) | 0.01% |
Return on Capital (ROIC) | 8.25% |
Revenue Per Employee | 238.43K |
Profits Per Employee | 49.10K |
Employee Count | 2.69K |
Asset Turnover | 0.04 |
Inventory Turnover | 0 |
Taxes
Income Tax | 36.31M |
Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 34.24% in the last 52 weeks. The beta is 0.64, so Community Bank System 's price volatility has been higher than the market average.
Beta | 0.64 |
52-Week Price Change | 34.24% |
50-Day Moving Average | 65.72 |
200-Day Moving Average | 56.16 |
Relative Strength Index (RSI) | 56.9 |
Average Volume (20 Days) | 242.31K |
Income Statement
In the last 12 months, Community Bank System had revenue of 640.67M and earned 131.92M in profits. Earnings per share was 2.45.
Revenue | 640.67M |
Gross Profit | 756.03M |
Operating Income | 227.08M |
Net Income | 131.92M |
EBITDA | 195.73M |
EBIT | 227.08M |
Earnings Per Share (EPS) | 2.45 |
Balance Sheet
The company has 190.96M in cash and 460.60M in debt, giving a net cash position of -269.64M.
Cash & Cash Equivalents | 190.96M |
Total Debt | 460.60M |
Net Cash | -269.64M |
Retained Earnings | 1.19B |
Total Assets | 16.40B |
Working Capital | -621.42M |
Cash Flow
In the last 12 months, operating cash flow was 228.42M and capital expenditures -18.59M, giving a free cash flow of 209.84M.
Operating Cash Flow | 228.42M |
Capital Expenditures | -18.59M |
Free Cash Flow | 209.84M |
FCF Per Share | 3.91 |
Margins
Gross margin is 118%, with operating and profit margins of 35.44% and 20.59%.
Gross Margin | 118% |
Operating Margin | 35.44% |
Pretax Margin | 26.26% |
Profit Margin | 20.59% |
EBITDA Margin | 30.55% |
EBIT Margin | 35.44% |
FCF Margin | 32.75% |
Dividends & Yields
CBU pays an annual dividend of $1.84, which amounts to a dividend yield of 2.82%.
Dividend Per Share | $1.84 |
Dividend Yield | 2.82% |
Dividend Growth (YoY) | 2.22% |
Payout Ratio | 58.79% |
Earnings Yield | 3.78% |
FCF Yield | 6.15% |
Analyst Forecast
The average price target for CBU is $68.5, which is 5.6% higher than the current price. The consensus rating is "Hold".
Price Target | $68.5 |
Price Target Difference | 5.6% |
Analyst Consensus | Hold |
Analyst Count | 4 |
Stock Splits
The last stock split was on Apr 13, 2004. It was a forward split with a ratio of 2:1.
Last Split Date | Apr 13, 2004 |
Split Type | forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | 0.28 |
Piotroski F-Score | 6 |