Community Bank System Inc.

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64.85
-0.02 (-0.03%)
Jan 23, 2025, 1:12 PM - Market open

Community Bank System Statistics

Share Statistics

Community Bank System has 52.56M shares outstanding. The number of shares has increased by -1.44% in one year.

Shares Outstanding 52.56M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.03%
Owned by Institutions (%) n/a
Shares Floating 51.89M
Failed to Deliver (FTD) Shares 586
FTD / Avg. Volume 0.24%

Short Selling Information

The latest short interest is 1.21M, so 2.31% of the outstanding shares have been sold short.

Short Interest 1.21M
Short % of Shares Out 2.31%
Short % of Float 2.34%
Short Ratio (days to cover) 6.83

Valuation Ratios

The PE ratio is 21.17 and the forward PE ratio is 18. Community Bank System 's PEG ratio is 0.22.

PE Ratio 21.17
Forward PE 18
PS Ratio 4.36
Forward PS 3.8
PB Ratio 1.65
P/FCF Ratio 13.31
PEG Ratio 0.22
Financial Ratio History

Enterprise Valuation

Community Bank System Inc. has an Enterprise Value (EV) of 3.41B.

EV / Earnings 25.84
EV / Sales 5.32
EV / EBITDA 17.42
EV / EBIT 15.01
EV / FCF 16.25

Financial Position

The company has a current ratio of 0.07, with a Debt / Equity ratio of 0.27.

Current Ratio 0.07
Quick Ratio 0.07
Debt / Equity 0.27
Total Debt / Capitalization 21.34
Cash Flow / Debt 0.5
Interest Coverage 2.18

Financial Efficiency

Return on equity (ROE) is 0.08% and return on capital (ROIC) is 8.25%.

Return on Equity (ROE) 0.08%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 8.25%
Revenue Per Employee 238.43K
Profits Per Employee 49.10K
Employee Count 2.69K
Asset Turnover 0.04
Inventory Turnover 0

Taxes

Income Tax 36.31M
Effective Tax Rate 0.22

Stock Price Statistics

The stock price has increased by 34.24% in the last 52 weeks. The beta is 0.64, so Community Bank System 's price volatility has been higher than the market average.

Beta 0.64
52-Week Price Change 34.24%
50-Day Moving Average 65.72
200-Day Moving Average 56.16
Relative Strength Index (RSI) 56.9
Average Volume (20 Days) 242.31K

Income Statement

In the last 12 months, Community Bank System had revenue of 640.67M and earned 131.92M in profits. Earnings per share was 2.45.

Revenue 640.67M
Gross Profit 756.03M
Operating Income 227.08M
Net Income 131.92M
EBITDA 195.73M
EBIT 227.08M
Earnings Per Share (EPS) 2.45
Full Income Statement

Balance Sheet

The company has 190.96M in cash and 460.60M in debt, giving a net cash position of -269.64M.

Cash & Cash Equivalents 190.96M
Total Debt 460.60M
Net Cash -269.64M
Retained Earnings 1.19B
Total Assets 16.40B
Working Capital -621.42M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 228.42M and capital expenditures -18.59M, giving a free cash flow of 209.84M.

Operating Cash Flow 228.42M
Capital Expenditures -18.59M
Free Cash Flow 209.84M
FCF Per Share 3.91
Full Cash Flow Statement

Margins

Gross margin is 118%, with operating and profit margins of 35.44% and 20.59%.

Gross Margin 118%
Operating Margin 35.44%
Pretax Margin 26.26%
Profit Margin 20.59%
EBITDA Margin 30.55%
EBIT Margin 35.44%
FCF Margin 32.75%

Dividends & Yields

CBU pays an annual dividend of $1.84, which amounts to a dividend yield of 2.82%.

Dividend Per Share $1.84
Dividend Yield 2.82%
Dividend Growth (YoY) 2.22%
Payout Ratio 58.79%
Earnings Yield 3.78%
FCF Yield 6.15%
Dividend Details

Analyst Forecast

The average price target for CBU is $68.5, which is 5.6% higher than the current price. The consensus rating is "Hold".

Price Target $68.5
Price Target Difference 5.6%
Analyst Consensus Hold
Analyst Count 4
Stock Forecasts

Stock Splits

The last stock split was on Apr 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Apr 13, 2004
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.28
Piotroski F-Score 6