Price Alert

CoreCard Corporation (CCRD)

NYSE: CCRD · Real-Time Price · USD

27.43

0.37 (1.37%)

At close: Sep 26, 2025, 3:59 PM

27.39

-0.15%

After-hours: Sep 26, 2025, 06:15 PM EDT

CoreCard Statistics

Share Statistics

CoreCard has 7.79M shares outstanding. The number of shares has increased by -2.96% in one year.

Shares Outstanding	7.79M
Shares Change (YoY)	-2.96%
Shares Change (QoQ)	0%
Owned by Institutions (%)	40.68%
Shares Floating	5.6M
Failed to Deliver (FTD) Shares	3
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 280.49K, so 3.6% of the outstanding shares have been sold short.

Short Interest	280.49K
Short % of Shares Out	3.6%
Short % of Float	6.55%
Short Ratio (days to cover)	5.48

Valuation Ratios

The PE ratio is 33.45 and the forward PE ratio is 20.02. CoreCard's PEG ratio is 0.48.

PE Ratio	33.45
Forward PE	20.02
PS Ratio	3.17
Forward PS	2.8
PB Ratio	3.52
P/FCF Ratio	204.05
PEG Ratio	0.48

Financial Ratio History

Enterprise Valuation

CoreCard has an Enterprise Value (EV) of 164.55M.

EV / Sales	2.87
EV / EBITDA	16.28
EV / EBIT	28.37
EV / FCF	184.27

Financial Position

The company has a current ratio of 4.75, with a Debt / Equity ratio of 0.04.

Current Ratio	4.75
Quick Ratio	4.75
Debt / Equity	0.04
Debt / EBITDA	0.18
Debt / FCF	2.03
Interest Coverage	0

Financial Efficiency

Return on Equity is 10.54% and Return on Invested Capital is 9.58%.

Return on Equity	10.54%
Return on Assets	8.74%
Return on Invested Capital	9.58%
Revenue Per Employee	$57.4K
Profits Per Employee	$5.45K
Employee Count	1,000
Asset Turnover	0.92
Inventory Turnover	n/a

Taxes

Income Tax	1.46M
Effective Tax Rate	21.09%

Stock Price Statistics

The stock price has increased by 89.3% in the last 52 weeks. The beta is 0.66, so CoreCard's price volatility has been higher than the market average.

Beta	0.66
52-Week Price Change	89.3%
50-Day Moving Average	27.37
200-Day Moving Average	24.13
Relative Strength Index (RSI)	51.4
Average Volume (20 Days)	89,001

Income Statement

In the last 12 months, CoreCard had revenue of 57.4M and earned 5.45M in profits. Earnings per share was 0.68.

Revenue	57.4M
Gross Profit	21.63M
Operating Income	6.54M
Net Income	5.45M
EBITDA	10.11M
EBIT	6.54M
Earnings Per Share (EPS)	0.68

Full Income Statement

Balance Sheet

The company has 19.48M in cash and 1.82M in debt, giving a net cash position of 17.66M.

Cash & Cash Equivalents	19.48M
Total Debt	1.82M
Net Cash	17.66M
Retained Earnings	61.77M
Total Assets	70.93M
Working Capital	33.45M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.8M and capital expenditures -4.91M, giving a free cash flow of 893K.

Operating Cash Flow	5.8M
Capital Expenditures	-4.91M
Free Cash Flow	893K
FCF Per Share	0.11

Full Cash Flow Statement

Margins

Gross margin is 37.68%, with operating and profit margins of 11.39% and 9.49%.

Gross Margin	37.68%
Operating Margin	11.39%
Pretax Margin	12.03%
Profit Margin	9.49%
EBITDA Margin	17.6%
EBIT Margin	11.39%
FCF Margin	1.56%

Dividends & Yields

CCRD does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	2.99%
FCF Yield	0.49%

Dividend Details

Analyst Forecast

The average price target for CCRD is $21, which is -23.4% lower than the current price. The consensus rating is "Hold".

Price Target	$21
Price Target Difference	-23.4%
Analyst Consensus	Hold
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$3.4
Lynch Upside	-87.6%
Graham Number	9.92
Graham Upside	-63.84%

Scores

Altman Z-Score	10.91
Piotroski F-Score	7