C&F Financial Corporation (CFFI)

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64.76

-3.24 (-4.76%)

At close: Apr 25, 2025, 3:59 PM

64.35

-0.63%

After-hours: Apr 25, 2025, 04:05 PM EDT

C&F Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	121.91M	131M	138.95M	138.95M	137.96M	114.1M	102.72M	99.77M	92.7M	106.69M	103.97M	100.04M	100.89M	112.28M	112.5M	112.22M	121.64M	108.34M	108.51M	111.95M	110.46M	107.94M	115.25M	115.46M	114.55M	115.15M	110.91M	111.17M	107.09M	109.07M	109.19M	109.51M	108.35M	99.33M	97.48M	91.02M
Cost of Revenue	-2.65M	6.27B	6.27B	6.27B	6.27B	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	30.77M	30.77M	30.77M	30.77M	28.23M	28.23M	28.23M	28.23M	26.36M	41.11M	52.18M	62.91M	61.82M	57.81M	57.92M	57.85M	59.46M	59.52M	58.86M	58.36M	48.98M	47.28M	36.76M
Gross Profit	124.56M	-6.14B	-6.14B	-6.14B	-6.14B	114.1M	102.72M	99.77M	92.7M	106.69M	103.97M	100.04M	100.89M	81.5M	81.72M	81.44M	90.87M	80.11M	80.28M	83.72M	82.23M	81.59M	74.14M	63.28M	51.63M	53.33M	53.1M	53.25M	49.24M	49.61M	49.67M	50.65M	49.99M	50.35M	50.2M	54.26M
Operating Income	17.84M	49.02M	48.5M	50.19M	54.14M	28.15M	29.27M	30.02M	29.31M	39.84M	41.68M	43.54M	45.75M	106.54M	103.43M	100.93M	94.78M	20.24M	17.11M	20.21M	19.67M	19.37M	45.88M	64.65M	91.06M	89.4M	88.51M	88.33M	87.31M	91.92M	71.11M	71.42M	70.39M	72.89M	91.85M	71.75M
Interest Income	139.59M	135.56M	131.11M	127.54M	124.14M	120.13M	114.77M	108.43M	101.35M	96.13M	93.41M	92.88M	93.73M	95.28M	95.49M	95.21M	96.91M	95.97M	96.14M	96.84M	95.01M	94.68M	94.38M	92.75M	92.55M	91.53M	90.54M	90.32M	89.59M	89.64M	89.61M	89.5M	89.44M	89.06M	89.16M	88.21M
Pretax Income	24.13M	23.1M	23.53M	25.21M	29.16M	35.72M	36.84M	37.59M	36.96M	32.26M	34.09M	35.95M	38.08M	40.79M	39.89M	34.05M	29.22M	23.89M	21.09M	23.87M	23.93M	23.36M	23.45M	22.44M	22.54M	21.76M	19.57M	19.09M	17.97M	17.75M	17.82M	18.39M	17.92M	17.03M	17.63M	16.95M
Net Income	19.83M	18.86M	19.27M	20.56M	23.6M	28.84M	29.54M	29.97M	29.16M	24.77M	25.97M	27.23M	28.67M	30.74M	29.86M	25.6M	22.12M	18.48M	16.57M	18.67M	18.86M	18.45M	18.67M	17.9M	18.02M	10.75M	8.66M	7.73M	6.57M	13.04M	13.21M	13.77M	13.53M	12.68M	12.97M	12.37M
Selling & General & Admin	63.06M	64.69M	57.17M	57.85M	57.74M	56.04M	55.4M	52.07M	50.05M	50.57M	51.92M	56.7M	60.1M	-5M	-3.15M	-4.63M	-9.28M	54.7M	50.78M	48.01M	48.98M	47.96M	47.09M	48.64M	49.59M	50.02M	51.71M	51.73M	51.63M	51.44M	50.55M	50.39M	47.44M	46.06M	45.62M	43.61M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	10.89M	-16.03M	177K	24.43M	42.2M	73.34M	74.3M	73.44M	69.83M	64.38M	65.61M	66.73M	70.47M	75.13M	56.73M	39.21M	36.87M	31.44M	47.68M	64.19M	63.1M	61.6M	45.36M	44.63M	30.16M	30.33M	44.35M	43.12M	57.33M	57.24M	38.52M	39.76M	38.91M	39.21M	58.83M	43.05M
Operating Expenses	79.92M	57.84M	66.52M	80.16M	91.8M	112.7M	113.02M	120.18M	96.31M	82.13M	84.71M	90.61M	116M	138.74M	142.91M	125.95M	118.96M	108.89M	100.48M	112.19M	112.08M	109.56M	108.63M	103.61M	103.48M	104.08M	103.62M	107.69M	105.59M	105.31M	103.35M	99.32M	98.76M	97.69M	95.26M	96.49M
Interest Expense	42.82M	39.94M	35.72M	31.63M	26.43M	20.39M	15.11M	10.48M	7.89M	7.3M	7.34M	7.71M	8.36M	9.42M	10.41M	11.61M	13.38M	14.31M	15.11M	15.43M	14.56M	13.71M	12.74M	11.76M	11.03M	10.54M	10.23M	9.91M	9.6M	9.36M	9.1M	8.98M	8.97M	8.94M	8.97M	8.93M
Selling & Marketing Expenses	1.21M	1.32M	1.58M	2.09M	2.32M	2.33M	2.05M	1.74M	1.8M	1.76M	1.69M	1.65M	1.52M	1.63M	1.63M	1.52M	1.66M	1.7M	1.81M	1.9M	1.78M	1.67M	1.57M	1.51M	1.6M	1.58M	1.56M	1.62M	1.52M	1.57M	1.6M	1.62M	1.63M	1.66M	1.62M	1.61M
Cost & Expenses	93.33M	6.35B	6.35B	6.36B	6.35B	106.1M	91.13M	89.6M	84.12M	64.22M	65.91M	65.18M	68.96M	91.7M	93.45M	91.81M	86.78M	76.71M	72.64M	69.99M	71.17M	68.66M	81.98M	95.14M	107.28M	107.89M	107.42M	107.69M	107.09M	106.82M	106.94M	113.43M	121.53M	120.47M	125.06M	103.69M
Income Tax Expense	4.21M	4.12M	4.19M	4.53M	5.42M	6.76M	7.11M	7.46M	7.59M	7.15M	7.71M	8.26M	8.96M	9.59M	9.59M	8.11M	6.79M	5.24M	4.47M	5.15M	5.08M	4.9M	4.77M	4.54M	4.52M	11.01M	10.9M	11.36M	11.39M	4.72M	4.66M	4.67M	4.44M	4.38M	4.66M	4.58M
Shares Outstanding (Basic)	3.23M	3.26M	3.34M	3.37M	3.37M	3.39M	3.42M	3.46M	3.48M	3.51M	3.53M	3.55M	3.54M	3.55M	3.65M	3.68M	3.65M	3.65M	3.65M	3.64M	3.43M	3.43M	3.46M	3.48M	3.5M	3.5M	3.5M	3.5M	3.46M	3.49M	3.49M	3.48M	3.46M	3.46M	3.46M	3.45M
Shares Outstanding (Diluted)	3.23M	3.26M	3.34M	3.37M	3.37M	3.39M	3.42M	3.46M	3.48M	3.51M	3.53M	3.55M	3.54M	3.55M	3.65M	3.68M	3.65M	3.65M	3.65M	3.64M	3.43M	3.43M	3.46M	3.48M	3.5M	3.5M	3.5M	3.5M	3.49M	3.49M	3.49M	3.48M	3.46M	3.46M	3.45M	3.45M
EPS (Basic)	6.03	5.66	5.72	6.06	6.91	8.38	8.52	8.59	8.32	7.02	7.33	7.61	7.94	8.46	8.16	7.00	6.06	5.14	4.70	5.36	5.46	5.32	5.36	5.12	5.15	3.06	2.47	2.21	1.88	3.73	3.78	3.96	3.88	3.67	3.77	3.61
EPS (Diluted)	6.03	5.66	5.72	6.06	6.91	8.38	8.52	8.59	8.32	7.02	7.33	7.61	7.94	8.46	8.16	7.00	6.06	5.14	4.70	5.36	5.46	5.32	5.36	5.12	5.15	3.07	2.48	2.22	1.89	3.73	3.78	3.95	3.89	3.68	3.78	3.63
EBITDA	19.74M	19.74M	20.18M	21.89M	25.89M	39.69M	40.94M	41.8M	41.32M	36.73M	38.66M	40.64M	32.18M	22.97M	19.74M	8.02M	12.3M	12.3M	12.68M	22.19M	24.54M	24.54M	16.14M	6.63M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	15.88M	15.94M	16.37M	18.06M	22.01M	35.72M	36.84M	37.59M	36.96M	32.26M	34.09M	35.95M	27.44M	18.23M	15.12M	3.61M	8.11M	8.31M	8.82M	18.35M	20.68M	20.66M	12.29M	2.85M	-3.67M	-3.46M	-3.46M	-3.51M	-3.32M	-3.2M	-2.94M	-2.65M	-2.57M	-2.54M	-2.45M	-2.48M
Depreciation & Amortization	3.86M	3.8M	3.81M	3.83M	3.88M	3.97M	4.1M	4.21M	4.36M	4.47M	4.57M	4.69M	4.74M	4.74M	4.62M	4.41M	4.19M	3.98M	3.86M	3.84M	3.87M	3.88M	3.85M	3.78M	3.67M	3.46M	3.46M	3.51M	3.32M	3.2M	2.94M	2.65M	2.57M	2.54M	2.45M	2.48M