C&F Financial Corporation (CFFI)
C&F Financial Corporation Statistics
Share Statistics
C&F Financial Corporation has 3.23M shares outstanding. The number of shares has increased by -4.13% in one year.
| Shares Outstanding | 3.23M |
| Shares Change (YoY) | -4.13% |
| Shares Change (QoQ) | -1.01% |
| Owned by Institutions (%) | 32.47% |
| Shares Floating | 3.01M |
| Failed to Deliver (FTD) Shares | 169 |
| FTD / Avg. Volume | 1.47% |
Short Selling Information
The latest short interest is 27.78K, so 0.86% of the outstanding shares have been sold short.
| Short Interest | 27.78K |
| Short % of Shares Out | 0.86% |
| Short % of Float | 0.92% |
| Short Ratio (days to cover) | 3.01 |
Valuation Ratios
The PE ratio is 9.86 and the forward PE ratio is null. C&F Financial Corporation's PEG ratio is -0.6.
| PE Ratio | 9.86 |
| Forward PE | null |
| PS Ratio | 1.95 |
| Forward PS | 1 |
| PB Ratio | 1.07 |
| P/FCF Ratio | 6.23 |
| PEG Ratio | -0.6 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for C&F Financial Corporation.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.51.
| Current Ratio | 0.39 |
| Quick Ratio | 0.39 |
| Debt / Equity | 0.51 |
| Total Debt / Capitalization | 33.56 |
| Cash Flow / Debt | 0.35 |
| Interest Coverage | 1.49 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 9.8%.
| Return on Equity (ROE) | 0.11% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 9.8% |
| Revenue Per Employee | 200.42K |
| Profits Per Employee | 39.74K |
| Employee Count | 594 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 5.42M |
| Effective Tax Rate | 0.19 |
Stock Price Statistics
The stock price has increased by 50.74% in the last 52 weeks. The beta is 0.39, so C&F Financial Corporation's price volatility has been higher than the market average.
| Beta | 0.39 |
| 52-Week Price Change | 50.74% |
| 50-Day Moving Average | 76.02 |
| 200-Day Moving Average | 60.66 |
| Relative Strength Index (RSI) | 51.53 |
| Average Volume (20 Days) | 11.47K |
Income Statement
In the last 12 months, C&F Financial Corporation had revenue of 119.05M and earned 23.6M in profits. Earnings per share was 6.92.
| Revenue | 119.05M |
| Gross Profit | 119.05M |
| Operating Income | 39.34M |
| Net Income | 23.6M |
| EBITDA | 0 |
| EBIT | 39.34M |
| Earnings Per Share (EPS) | 6.92 |
Balance Sheet
The company has 75.16M in cash and 109.54M in debt, giving a net cash position of -34.38M.
| Cash & Cash Equivalents | 75.16M |
| Total Debt | 109.54M |
| Net Cash | -34.38M |
| Retained Earnings | 233.76M |
| Total Assets | 2.55B |
| Working Capital | 383.32M |
Cash Flow
In the last 12 months, operating cash flow was 38.81M and capital expenditures -1.46M, giving a free cash flow of 37.35M.
| Operating Cash Flow | 38.81M |
| Capital Expenditures | -1.46M |
| Free Cash Flow | 37.35M |
| FCF Per Share | 10.95 |
Margins
Gross margin is 100%, with operating and profit margins of 33.05% and 19.83%.
| Gross Margin | 100% |
| Operating Margin | 33.05% |
| Pretax Margin | 24.5% |
| Profit Margin | 19.83% |
| EBITDA Margin | n/a |
| EBIT Margin | 33.05% |
| FCF Margin | 31.38% |
Dividends & Yields
CFFI pays an annual dividend of $1.76, which amounts to a dividend yield of 2.08%.
| Dividend Per Share | $1.76 |
| Dividend Yield | 2.08% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 29.28% |
| Earnings Yield | 8.5% |
| FCF Yield | 14.2% |
Analyst Forecast
Currently there are no analyst rating for CFFI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jul 21, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 21, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 7 |