C&F Financial Corporation (CFFI)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
69.35
1.86 (2.76%)
At close: Jan 14, 2025, 9:00 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 |
PE Ratio | 9.86 | 7.03 | 6.44 | 6.12 | 10.13 | 10.34 | 30.77 | 12.79 | 10.59 | 10.96 | 10.48 | 7.64 | 6.43 | 8.49 | 10.47 | 11.41 | 10.84 | 10.32 | 10.72 | 12.85 | 11.09 | 9.03 | 8.89 | 8.95 | 9.36 | 11.79 | 10.55 | 13.32 |
PS Ratio | 1.95 | 121.84 | 1.37 | 0.97 | 1.70 | 1.74 | 1.89 | 1.62 | 1.34 | 1.39 | 1.61 | 1.25 | 0.94 | 0.80 | 0.67 | 0.70 | 1.37 | 1.85 | 1.96 | 2.48 | 2.42 | 2.06 | 2.11 | 2.17 | 2.46 | 2.98 | 2.79 | 11.48 |
PB Ratio | 1.07 | 1.04 | 0.87 | 0.70 | 1.16 | 1.23 | 1.43 | 1.24 | 1.01 | 1.10 | 1.34 | 1.23 | 0.87 | 0.74 | 0.65 | 0.74 | 1.41 | 1.84 | 2.10 | 2.06 | 2.19 | 1.57 | 1.59 | 1.35 | 1.81 | 1.97 | 1.63 | 1.68 |
P/FCF Ratio | 6.23 | 2.35 | 1.21 | -1.49 | -10.68 | 4.26 | 8.91 | 6.74 | 9.81 | 4.18 | 2.52 | 4.35 | 3.19 | -4.73 | 1.84 | 2.23 | 2.92 | -131.27 | 7.82 | -14.86 | 1.71 | -4.02 | -1.26 | 4.33 | 1.50 | -2.16 | -9.23 | -10.29 |
P/OCF Ratio | 5.99 | 2.26 | 1.17 | -1.68 | -12.59 | 3.95 | 7.60 | 6.32 | 8.65 | 3.96 | 2.37 | 4.22 | 2.98 | -5.13 | 1.82 | 2.16 | 2.73 | 24.58 | 4.41 | -27.28 | 1.66 | -4.19 | -1.82 | 3.58 | 1.41 | -2.22 | -12.92 | -12.59 |
OCF/S Ratio | 0.33 | 53.84 | 1.17 | -0.58 | -0.13 | 0.44 | 0.25 | 0.26 | 0.15 | 0.35 | 0.68 | 0.30 | 0.31 | -0.16 | 0.37 | 0.32 | 0.50 | 0.08 | 0.44 | -0.09 | 1.46 | -0.49 | -1.16 | 0.61 | 1.75 | -1.34 | -0.22 | -0.91 |
Debt / Equity Ratio | 0.51 | 0.47 | 0.43 | 0.39 | 0.98 | 1.05 | 1.18 | 1.18 | 1.35 | 1.35 | 1.50 | 1.59 | 1.46 | 1.55 | 1.69 | 3.38 | 2.70 | 1.69 | 1.70 | 1.12 | 0.91 | 1.68 | 0.61 | 0.36 | 0.85 | 0.67 | 0.29 | 0.16 |
Quick Ratio | 0.39 | 15.56 | 26.04 | 22.13 | 5.78 | 79.17 | 57.65 | 91.04 | 88.58 | 69.66 | 81.96 | 78.83 | 86.00 | 62.35 | 57.67 | 12.31 | 27.44 | 43.33 | 38.21 | 7.95 | 11.10 | 657.61 | 16.26 | 17.37 | 29.33 | 0.71 | 18.50 | 0.05 |
Current Ratio | 0.39 | 14.60 | 18.27 | 17.68 | 3.91 | 79.17 | 57.65 | 91.04 | 88.58 | 69.66 | 81.96 | 78.83 | 86.00 | 62.35 | 57.67 | 12.31 | 27.44 | 43.33 | 38.21 | 7.95 | 11.10 | 657.61 | 16.26 | 17.37 | 29.33 | 0.71 | 18.50 | 0.05 |
Asset Turnover | 0.05 | 0.00 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.10 | 0.10 | 0.10 | 0.10 | 0.08 | 0.09 | 0.09 | 0.10 | 0.10 | 0.10 | 0.08 | 0.08 | 0.07 | 0.08 | 0.08 | 0.07 | 0.02 |
Interest Coverage | 1.49 | 5.66 | 4.56 | 2.18 | 1.64 | 3.04 | 12.12 | 12.83 | 12.40 | 3.00 | 3.45 | 3.38 | 2.57 | 1.84 | 1.48 | 1.22 | 1.51 | 1.95 | 2.41 | 3.27 | 3.32K | 2.34K | 1.94 | 1.68 | 2.01 | 1.89 | 1.81 | 1.65 |
Return on Equity (ROE) | 0.11 | 0.15 | 0.14 | 0.11 | 0.11 | 0.12 | 0.05 | 0.10 | 0.10 | 0.10 | 0.13 | 0.16 | 0.14 | 0.09 | 0.06 | 0.06 | 0.13 | 0.18 | 0.20 | 0.16 | 0.20 | 0.17 | 0.18 | 0.15 | 0.19 | 0.17 | 0.15 | 0.13 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Return on Capital (ROIC) | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.08 | 0.08 | 0.08 | 0.02 | 0.02 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.05 | 0.04 | 0.05 | 54.97 | 38.92 | 0.06 | 0.05 | 0.06 | 0.06 | 0.05 | 0.34 |
Dividend Yield | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.06 | 0.07 | 0.08 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 |
Payout Ratio | 0.25 | 0.20 | 0.20 | 0.25 | 0.27 | 0.27 | 0.71 | 0.33 | 0.33 | 0.33 | 0.27 | 0.22 | 0.31 | 0.50 | 0.74 | 0.90 | 0.44 | 0.30 | 0.28 | 0.29 | 0.20 | 0.23 | 0.26 | 0.33 | 0.26 | 0.28 | 0.29 | 0.34 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 58.03% | 60.85% | 59.61% | 60.48% | 60.71% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 50.35% | -47.24K% | -49.81K% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 19.83% | 1.73K% | 21.31% | 15.92% | 16.76% | 16.80% | 6.16% | 12.69% | 12.65% | 12.69% | 15.35% | 16.32% | 14.59% | 9.40% | 6.41% | 6.16% | 12.60% | 17.97% | 18.32% | 19.31% | 21.84% | 22.77% | 23.73% | 24.26% | 26.25% | 25.31% | 26.49% | 86.24% |
Pretax Profit Margin | 24.50% | 2.20K% | 28.31% | 21.03% | 21.28% | 21.01% | 16.83% | 16.89% | 17.55% | 17.55% | 22.51% | 23.94% | 21.03% | 12.81% | 8.67% | 7.07% | 17.56% | 26.01% | 26.37% | 27.95% | 32.53% | 32.41% | 33.58% | 31.84% | 35.52% | 35.27% | 35.14% | 106.61% |
Operating Profit Margin | 33.05% | 2.65K% | 28.31% | 21.03% | 21.28% | 31.29% | 109.00% | 108.45% | 108.78% | 26.31% | 31.70% | 34.02% | 34.39% | 28.15% | 26.60% | 38.58% | 52.29% | 53.35% | 45.01% | 42.58% | 49.56K% | 50.02K% | 69.17% | 78.85% | 70.66% | 75.10% | 78.38% | 269.44% |
FCF Margin | 31.38% | 5.18K% | 113.43% | -65.21% | -15.89% | 40.78% | 21.27% | 24.09% | 13.65% | 33.26% | 63.94% | 28.70% | 29.40% | -16.85% | 36.44% | 31.52% | 46.77% | -1.41% | 25.11% | -16.7% | 141.47% | -51.19% | -167.09% | 50.16% | 163.71% | -138.17% | -30.27% | -111.62% |
EBITDA Margin | n/a | 2.46K% | 31.83% | 24.04% | 24.72% | 110.28% | n/a | n/a | n/a | n/a | 25.01% | 26.20% | 23.42% | 15.00% | 17.03% | n/a | 21.37% | 28.98% | 28.77% | 42.58% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |