Shares Outstanding Shares Outstanding n/a Close	50.21M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.11%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.01%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	64.86%
Shares Floating Shares Floating n/a Close	46.12M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	52
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.02%

Short Selling Information

The latest short interest is 1.2M, so 2.39% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.2M
Short % of Shares Out Short % of Shares Out n/a Close	2.39%
Short % of Float Short % of Float n/a Close	2.79%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	6.78

Valuation Ratios

The PE ratio is 11.88 and the forward PE ratio is 6.96. ConnectOne Bancorp's PEG ratio is -0.82.

PE Ratio PE Ratio n/a Close	11.88
Forward PE Forward PE n/a Close	6.96
PS Ratio PS Ratio n/a Close	1.64
Forward PS Forward PS n/a Close	2.4
PB Ratio PB Ratio n/a Close	0.71
P/FCF Ratio P/FCF Ratio n/a Close	15.41
PEG Ratio PEG Ratio n/a Close	-0.82

Financial Ratio History

Enterprise Valuation

ConnectOne Bancorp has an Enterprise Value (EV) of 1.3B.

EV / Sales EV / Sales n/a Close	2.44
EV / EBITDA EV / EBITDA n/a Close	12.52
EV / EBIT EV / EBIT n/a Close	21.48
EV / FCF EV / FCF n/a Close	22.92

Financial Position

The company has a current ratio of 0.05, with a Debt / Equity ratio of 0.63.

Current Ratio Current Ratio n/a Close	0.05
Quick Ratio Quick Ratio n/a Close	0.05
Debt / Equity Debt / Equity n/a Close	0.63
Debt / EBITDA Debt / EBITDA n/a Close	7.52
Debt / FCF Debt / FCF n/a Close	13.77
Interest Coverage Interest Coverage n/a Close	0.36

Financial Efficiency

Return on Equity is 5.94% and Return on Invested Capital is 3.58%.

Return on Equity Return on Equity n/a Close	5.94%
Return on Assets Return on Assets n/a Close	0.75%
Return on Invested Capital Return on Invested Capital n/a Close	3.58%
Revenue Per Employee Revenue Per Employee n/a Close	$1,093,286.3
Profits Per Employee Profits Per Employee n/a Close	$150,905.93
Employee Count Employee Count n/a Close	489
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	24.67M
Effective Tax Rate Effective Tax Rate n/a Close	25.06%

Stock Price Statistics

The stock price has increased by 28.99% in the last 52 weeks. The beta is 1.1, so ConnectOne Bancorp's price volatility has been higher than the market average.

Beta Beta n/a Close	1.1
52-Week Price Change 52-Week Price Change n/a Close	28.99%
50-Day Moving Average 50-Day Moving Average n/a Close	22.94
200-Day Moving Average 200-Day Moving Average n/a Close	24.36
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	53.84
Average Volume (20 Days) Average Volume (20 Days) n/a Close	236,638

Income Statement

In the last 12 months, ConnectOne Bancorp had revenue of 534.62M and earned 73.79M in profits. Earnings per share was 1.77.

Revenue Revenue n/a Close	534.62M
Gross Profit Gross Profit n/a Close	250.26M
Operating Income Operating Income n/a Close	98.47M
Net Income Net Income n/a Close	73.79M
EBITDA EBITDA n/a Close	104.12M
EBIT EBIT n/a Close	98.47M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.77

Full Income Statement

Balance Sheet

The company has 356.49M in cash and 783.51M in debt, giving a net cash position of -427.02M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	356.49M
Total Debt Total Debt n/a Close	783.51M
Net Cash Net Cash n/a Close	-427.02M
Retained Earnings Retained Earnings n/a Close	631.45M
Total Assets Total Assets n/a Close	9.76B
Working Capital Working Capital n/a Close	-7.6B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 60.7M and capital expenditures -3.79M, giving a free cash flow of 56.91M.

Operating Cash Flow Operating Cash Flow n/a Close	60.7M
Capital Expenditures Capital Expenditures n/a Close	-3.79M
Free Cash Flow Free Cash Flow n/a Close	56.91M
FCF Per Share FCF Per Share n/a Close	1.49

Full Cash Flow Statement

Margins

Gross margin is 46.81%, with operating and profit margins of 18.42% and 13.8%.

Gross Margin Gross Margin n/a Close	46.81%
Operating Margin Operating Margin n/a Close	18.42%
Pretax Margin Pretax Margin n/a Close	18.42%
Profit Margin Profit Margin n/a Close	13.8%
EBITDA Margin EBITDA Margin n/a Close	19.48%
EBIT Margin EBIT Margin n/a Close	18.42%
FCF Margin FCF Margin n/a Close	10.64%

Dividends & Yields

CNOB pays an annual dividend of $0.9, which amounts to a dividend yield of 2.94%.

Dividend Per Share Dividend Per Share n/a Close	$0.90
Dividend Yield Dividend Yield n/a Close	2.94%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	5.88%
Payout Ratio Payout Ratio n/a Close	48.91%
Earnings Yield Earnings Yield n/a Close	8.41%
FCF Yield FCF Yield n/a Close	6.49%

Dividend Details

Analyst Forecast

The average price target for CNOB is $28, which is 21% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$28
Price Target Difference Price Target Difference n/a Close	21%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$8.85
Lynch Upside Lynch Upside n/a Close	-61.75%
Graham Number Graham Number n/a Close	37.51
Graham Upside Graham Upside n/a Close	62.1%

Stock Splits

The last stock split was on Apr 27, 2007. It was a forward split with a ratio of 21:20.

Last Split Date Last Split Date n/a Close	Apr 27, 2007
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	21:20

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.68
Piotroski F-Score Piotroski F-Score n/a Close	7