Customers Bancorp Inc. (CUBI)
Customers Bancorp Statistics
Share Statistics
Customers Bancorp has 31.35M shares outstanding. The number of shares has increased by -0.43% in one year.
| Shares Outstanding | 31.35M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.1% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 28.73M |
| Failed to Deliver (FTD) Shares | 115 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 1.92M, so 6.13% of the outstanding shares have been sold short.
| Short Interest | 1.92M |
| Short % of Shares Out | 6.13% |
| Short % of Float | 6.69% |
| Short Ratio (days to cover) | 6.78 |
Valuation Ratios
The PE ratio is 8.47 and the forward PE ratio is 9.2. Customers Bancorp 's PEG ratio is 0.22.
| PE Ratio | 8.47 |
| Forward PE | 9.2 |
| PS Ratio | 1.16 |
| Forward PS | 2.1 |
| PB Ratio | 0 |
| P/FCF Ratio | 0 |
| PEG Ratio | 0.22 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Customers Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 1.97 |
Financial Efficiency
Return on equity (ROE) is 0% and return on capital (ROIC) is 33.81%.
| Return on Equity (ROE) | 0% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 33.81% |
| Revenue Per Employee | 1.64M |
| Profits Per Employee | 223.48K |
| Employee Count | 812 |
| Asset Turnover | 0 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 42.90M |
| Effective Tax Rate | 0.19 |
Stock Price Statistics
The stock price has increased by 3.63% in the last 52 weeks. The beta is 1.61, so Customers Bancorp 's price volatility has been higher than the market average.
| Beta | 1.61 |
| 52-Week Price Change | 3.63% |
| 50-Day Moving Average | 52.02 |
| 200-Day Moving Average | 49.79 |
| Relative Strength Index (RSI) | 73.84 |
| Average Volume (20 Days) | 395.07K |
Income Statement
In the last 12 months, Customers Bancorp had revenue of 1.33B and earned 181.47M in profits. Earnings per share was 5.75.
| Revenue | 1.33B |
| Gross Profit | 1.33B |
| Operating Income | 1.32B |
| Net Income | 181.47M |
| EBITDA | 0 |
| EBIT | 1.32B |
| Earnings Per Share (EPS) | 5.75 |
Balance Sheet
The company has 3.85B in cash and 1.53B in debt, giving a net cash position of 2.32B.
| Cash & Cash Equivalents | 3.85B |
| Total Debt | 1.53B |
| Net Cash | 2.32B |
| Retained Earnings | 1.16B |
| Total Assets | 22.31B |
| Working Capital | 16.50B |
Cash Flow
In the last 12 months, operating cash flow was 124.73M and capital expenditures -41.34M, giving a free cash flow of 83.39M.
| Operating Cash Flow | 124.73M |
| Capital Expenditures | -41.34M |
| Free Cash Flow | 83.39M |
| FCF Per Share | null |
Margins
Gross margin is 100%, with operating and profit margins of 99.66% and 13.67%.
| Gross Margin | 100% |
| Operating Margin | 99.66% |
| Pretax Margin | 16.9% |
| Profit Margin | 13.67% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.66% |
| FCF Margin | 6.28% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 9.87% |
| FCF Yield | 4.57% |
Analyst Forecast
The average price target for CUBI is $67, which is 15% higher than the current price. The consensus rating is "Hold".
| Price Target | $67 |
| Price Target Difference | 15% |
| Analyst Consensus | Hold |
| Analyst Count | 10 |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 11:10.
| Last Split Date | May 22, 2014 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 1.11 |
| Piotroski F-Score | 4 |