Citizens & Northern Corpo... (CZNC)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
19.00
0.22 (1.17%)
At close: Jan 17, 2025, 3:59 PM
19.01
0.05%
After-hours Jan 17, 2025, 04:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 |
PE Ratio | 14.16 | 13.27 | 13.48 | 15.22 | 19.26 | 14.68 | 21.65 | 20.00 | 15.49 | 14.99 | 13.70 | 10.19 | 9.61 | 9.46 | -2.25 | 17.60 | 14.82 | 15.49 | 16.54 | 15.00 | 13.43 | 11.18 | 11.62 | 12.62 | 12.22 | 16.96 | 17.51 | 14.25 | 13.59 | 13.40 |
PS Ratio | 3.27 | 3.33 | 3.97 | 3.22 | 5.17 | 4.90 | 5.09 | 5.64 | 4.39 | 4.46 | 4.16 | 3.47 | 4.50 | 3.13 | 1.57 | 3.79 | 3.29 | 3.95 | 4.59 | 4.94 | 5.07 | 4.13 | 4.08 | 3.84 | 4.21 | 5.92 | 35.37 | 32.78 | 20.52 | 29.53 |
PB Ratio | 1.30 | 1.42 | 1.37 | 0.98 | 1.54 | 1.64 | 1.54 | 1.69 | 1.36 | 1.36 | 1.42 | 1.27 | 1.34 | 1.30 | 0.58 | 1.45 | 1.12 | 1.43 | 1.63 | 1.69 | 1.74 | 1.44 | 1.40 | 1.20 | 1.83 | 2.08 | 2.07 | 1.84 | 1.60 | 2.15 |
P/FCF Ratio | 10.93 | 11.28 | 12.49 | 13.51 | 19.18 | 13.07 | 16.45 | 18.62 | 13.68 | 11.92 | 8.56 | 8.88 | 6.16 | 5.25 | 7.55 | 10.34 | 20.51 | 27.06 | 29.01 | 24.57 | 19.45 | 15.37 | 19.03 | 21.48 | 20.11 | 20.69 | 17.73 | 12.66 | 12.65 | 14.21 |
P/OCF Ratio | 10.19 | 10.21 | 11.82 | 11.80 | 16.73 | 12.48 | 15.01 | 17.03 | 12.96 | 11.49 | 8.34 | 8.36 | 6.00 | 5.14 | 6.82 | 9.77 | 15.53 | 18.33 | 15.21 | 14.96 | 14.97 | 13.28 | 15.07 | 14.45 | 16.46 | 17.76 | 16.36 | 11.99 | 11.76 | 10.94 |
OCF/S Ratio | 0.32 | 0.33 | 0.34 | 0.27 | 0.31 | 0.39 | 0.34 | 0.33 | 0.34 | 0.39 | 0.50 | 0.42 | 0.75 | 0.61 | 0.23 | 0.39 | 0.21 | 0.22 | 0.30 | 0.33 | 0.34 | 0.31 | 0.27 | 0.27 | 0.26 | 0.33 | 2.16 | 2.73 | 1.74 | 2.70 |
Debt / Equity Ratio | 0.80 | 1.04 | 0.26 | 0.30 | 0.58 | 0.22 | 0.36 | 0.32 | 0.47 | 0.39 | 0.52 | 0.46 | 0.78 | 1.20 | 1.54 | 2.34 | 2.18 | 1.76 | 2.02 | 2.32 | 2.18 | 2.17 | 1.83 | 1.07 | 1.62 | 0.80 | 0.82 | 1.46 | 1.27 | 2.10 |
Quick Ratio | 43.60 | 6.10 | 31.82 | 12.61 | 4.50 | 50.05 | 13.30 | 28.46 | 13.70 | 125.86 | 26.89 | 140.75 | 163.81 | 45.50 | 22.62 | 14.53 | 17.58 | 13.29 | 17.85 | 0.57 | 0.45 | 0.39 | 0.33 | 0.19 | 0.25 | 1.12 | n/a | n/a | n/a | n/a |
Current Ratio | 43.60 | 5.47 | 26.66 | 10.04 | 4.01 | 50.05 | 13.30 | 28.46 | 13.70 | 125.86 | 26.89 | 140.75 | 163.81 | 45.50 | 22.62 | 14.53 | 17.58 | 13.29 | 17.85 | 0.57 | 0.45 | 0.39 | 0.33 | 0.19 | 0.25 | 1.12 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 1.36 | 4.40 | 5.74 | 2.42 | 2.28 | 6.68 | 0.33 | 0.46 | 0.34 | 0.25 | 0.32 | 0.22 | 0.15 | 0.22 | 0.12 | 0.10 | 0.08 | 0.06 | 1.61 | 1.78 | 1.84 | 1.71 | 1.53 | 1.34 | 1.60 | 1.64 | 1.57 | 1.53 | 1.42 | 1.47 |
Return on Equity (ROE) | 0.09 | 0.11 | 0.10 | 0.06 | 0.08 | 0.11 | 0.07 | 0.08 | 0.09 | 0.09 | 0.10 | 0.12 | 0.14 | 0.14 | -0.26 | 0.08 | 0.08 | 0.09 | 0.10 | 0.11 | 0.13 | 0.13 | 0.12 | 0.10 | 0.15 | 0.12 | 0.12 | 0.13 | 0.12 | 0.16 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | -0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.07 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
Dividend Yield | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.10 | 0.04 | 0.05 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
Payout Ratio | 0.64 | 0.60 | 0.52 | 0.75 | 0.72 | 0.53 | 0.83 | 0.70 | 0.68 | 0.67 | 0.59 | 0.40 | 0.27 | 0.28 | -0.21 | 0.76 | 0.79 | 0.66 | 0.58 | 0.48 | 0.41 | 0.40 | 0.45 | 0.59 | 0.40 | 0.38 | 0.37 | 0.37 | 0.41 | 0.40 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 98.50% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 23.08% | 25.12% | 29.43% | 21.16% | 26.83% | 33.34% | 23.54% | 28.18% | 28.31% | 29.76% | 30.32% | 34.09% | 46.81% | 33.07% | -70% | 21.52% | 22.24% | 25.48% | 27.76% | 32.94% | 37.74% | 36.95% | 35.09% | 30.40% | 34.46% | 34.91% | 201.94% | 230.05% | 151.04% | 220.41% |
Pretax Profit Margin | 29.13% | 30.53% | 36.30% | 25.55% | 32.20% | 39.78% | 36.08% | 37.74% | 37.48% | 39.68% | 40.41% | 46.74% | 64.27% | 43.14% | -110.32% | 26.49% | 27.87% | 31.37% | 33.74% | 39.26% | 46.11% | 46.18% | 43.89% | 36.93% | 44.52% | 45.91% | 265.19% | 308.38% | 198.91% | 289.21% |
Operating Profit Margin | 43.01% | 39.51% | 36.30% | 25.55% | 32.20% | 46.79% | 2.23% | 3.02% | 2.71% | 2.20% | 2.97% | 2.95% | 4.00% | 7.45% | 5.39% | 6.69% | 5.49% | 4.22% | 88.66% | 89.37% | 100.75% | 111.18% | 126.45% | 145.07% | 118.24% | 117.30% | 730.97% | 891.30% | 668.89% | 901.12% |
FCF Margin | 29.90% | 29.55% | 31.77% | 23.83% | 26.95% | 37.45% | 30.97% | 30.27% | 32.05% | 37.41% | 48.55% | 39.08% | 73.05% | 59.60% | 20.85% | 36.63% | 16.06% | 14.58% | 15.83% | 20.12% | 26.07% | 26.89% | 21.43% | 17.87% | 20.93% | 28.62% | 199.54% | 258.96% | 162.23% | 207.85% |
EBITDA Margin | n/a | 32.79% | 38.35% | 27.73% | 34.61% | 42.44% | 38.95% | 40.26% | 40.45% | 42.83% | 43.43% | n/a | 68.59% | n/a | n/a | n/a | n/a | n/a | 57.95% | 64.07% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |