Citizens & Northern Corpo... (CZNC)
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Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
Citizens & Northern Corporation Statistics
Share Statistics
Citizens & Northern Corporation has 15.41M shares outstanding. The number of shares has increased by 0.23% in one year.
Shares Outstanding | 15.41M |
Shares Change (YoY) | n/a |
Shares Change (QoQ) | 0.14% |
Owned by Institutions (%) | n/a |
Shares Floating | 14.70M |
Failed to Deliver (FTD) Shares | 462 |
FTD / Avg. Volume | 1.51% |
Short Selling Information
The latest short interest is 53.73K, so 0.35% of the outstanding shares have been sold short.
Short Interest | 53.73K |
Short % of Shares Out | 0.35% |
Short % of Float | 0.37% |
Short Ratio (days to cover) | 2.01 |
Valuation Ratios
The PE ratio is 14.16 and the forward PE ratio is 11.78. Citizens & Northern Corporation's PEG ratio is 0.67.
PE Ratio | 14.16 |
Forward PE | 11.78 |
PS Ratio | 3.27 |
Forward PS | 2.5 |
PB Ratio | 1.3 |
P/FCF Ratio | 10.93 |
PEG Ratio | 0.67 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Citizens & Northern Corporation.
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 43.6, with a Debt / Equity ratio of 0.8.
Current Ratio | 43.6 |
Quick Ratio | 43.6 |
Debt / Equity | 0.8 |
Total Debt / Capitalization | 44.38 |
Cash Flow / Debt | 0.16 |
Interest Coverage | 1.36 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 7.56%.
Return on Equity (ROE) | 0.09% |
Return on Assets (ROA) | 0.01% |
Return on Capital (ROIC) | 7.56% |
Revenue Per Employee | 258.99K |
Profits Per Employee | 59.77K |
Employee Count | 404 |
Asset Turnover | 0.04 |
Inventory Turnover | 0 |
Taxes
Income Tax | 6.33M |
Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by -7% in the last 52 weeks. The beta is 0.45, so Citizens & Northern Corporation's price volatility has been higher than the market average.
Beta | 0.45 |
52-Week Price Change | -7% |
50-Day Moving Average | 19.58 |
200-Day Moving Average | 18.79 |
Relative Strength Index (RSI) | 51.57 |
Average Volume (20 Days) | 30.57K |
Income Statement
In the last 12 months, Citizens & Northern Corporation had revenue of 104.63M and earned 24.15M in profits. Earnings per share was 1.57.
Revenue | 104.63M |
Gross Profit | 104.63M |
Operating Income | 45.00M |
Net Income | 24.15M |
EBITDA | 0 |
EBIT | 45.00M |
Earnings Per Share (EPS) | 1.57 |
Balance Sheet
The company has 56.88M in cash and 209.38M in debt, giving a net cash position of -152.51M.
Cash & Cash Equivalents | 56.88M |
Total Debt | 209.38M |
Net Cash | -152.51M |
Retained Earnings | 157.03M |
Total Assets | 2.67B |
Working Capital | 484.17M |
Cash Flow
In the last 12 months, operating cash flow was 33.55M and capital expenditures -2.27M, giving a free cash flow of 31.28M.
Operating Cash Flow | 33.55M |
Capital Expenditures | -2.27M |
Free Cash Flow | 31.28M |
FCF Per Share | 2.05 |
Margins
Gross margin is 100%, with operating and profit margins of 43.01% and 23.08%.
Gross Margin | 100% |
Operating Margin | 43.01% |
Pretax Margin | 29.13% |
Profit Margin | 23.08% |
EBITDA Margin | n/a |
EBIT Margin | 43.01% |
FCF Margin | 29.9% |
Dividends & Yields
CZNC pays an annual dividend of $1.12, which amounts to a dividend yield of 5.96%.
Dividend Per Share | $1.12 |
Dividend Yield | 5.96% |
Dividend Growth (YoY) | 0% |
Payout Ratio | 77.78% |
Earnings Yield | 8.26% |
FCF Yield | 10.68% |
Analyst Forecast
Currently there are no analyst rating for CZNC.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
The last stock split was on Apr 22, 2003. It was a forward split with a ratio of 3:2.
Last Split Date | Apr 22, 2003 |
Split Type | forward |
Split Ratio | 3:2 |
Scores
Altman Z-Score | 0.44 |
Piotroski F-Score | 5 |