Citizens & Northern Corpo... (CZNC)
Citizens & Northern Statistics
Share Statistics
Citizens & Northern has 15.41M shares outstanding. The number of shares has increased by 0.23% in one year.
| Shares Outstanding | 15.41M |
| Shares Change (YoY) | 0.23% |
| Shares Change (QoQ) | 0.14% |
| Owned by Institutions (%) | 32.21% |
| Shares Floating | 14.67M |
| Failed to Deliver (FTD) Shares | 215 |
| FTD / Avg. Volume | 0.57% |
Short Selling Information
The latest short interest is 56.28K, so 0.37% of the outstanding shares have been sold short.
| Short Interest | 56.28K |
| Short % of Shares Out | 0.37% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 1.64 |
Valuation Ratios
The PE ratio is 14.16 and the forward PE ratio is 10.63. Citizens & Northern's PEG ratio is -1.73.
| PE Ratio | 14.16 |
| Forward PE | 10.63 |
| PS Ratio | 3.27 |
| Forward PS | 2.8 |
| PB Ratio | 1.3 |
| P/FCF Ratio | 10.93 |
| PEG Ratio | -1.73 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Citizens & Northern Corporation.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 43.6, with a Debt / Equity ratio of 0.8.
| Current Ratio | 43.6 |
| Quick Ratio | 43.6 |
| Debt / Equity | 0.8 |
| Total Debt / Capitalization | 44.38 |
| Cash Flow / Debt | 0.16 |
| Interest Coverage | 1.36 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 7.56%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 7.56% |
| Revenue Per Employee | $258,987.62 |
| Profits Per Employee | $59,772.28 |
| Employee Count | 404 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.33M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 18.4% in the last 52 weeks. The beta is 0.48, so Citizens & Northern's price volatility has been higher than the market average.
| Beta | 0.48 |
| 52-Week Price Change | 18.4% |
| 50-Day Moving Average | 20.03 |
| 200-Day Moving Average | 19.27 |
| Relative Strength Index (RSI) | 55.72 |
| Average Volume (20 Days) | 37.49K |
Income Statement
In the last 12 months, Citizens & Northern had revenue of 104.63M and earned 24.15M in profits. Earnings per share was 1.57.
| Revenue | 104.63M |
| Gross Profit | 104.63M |
| Operating Income | 45M |
| Net Income | 24.15M |
| EBITDA | 0 |
| EBIT | 45M |
| Earnings Per Share (EPS) | 1.57 |
Balance Sheet
The company has 56.88M in cash and 209.38M in debt, giving a net cash position of -152.51M.
| Cash & Cash Equivalents | 56.88M |
| Total Debt | 209.38M |
| Net Cash | -152.51M |
| Retained Earnings | 157.03M |
| Total Assets | 2.67B |
| Working Capital | 484.17M |
Cash Flow
In the last 12 months, operating cash flow was 33.55M and capital expenditures -2.27M, giving a free cash flow of 31.28M.
| Operating Cash Flow | 33.55M |
| Capital Expenditures | -2.27M |
| Free Cash Flow | 31.28M |
| FCF Per Share | 2.05 |
Margins
Gross margin is 100%, with operating and profit margins of 43.01% and 23.08%.
| Gross Margin | 100% |
| Operating Margin | 43.01% |
| Pretax Margin | 29.13% |
| Profit Margin | 23.08% |
| EBITDA Margin | n/a |
| EBIT Margin | 43.01% |
| FCF Margin | 29.9% |
Dividends & Yields
CZNC pays an annual dividend of $1.12, which amounts to a dividend yield of 5.33%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 5.33% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 65.88% |
| Earnings Yield | 7.35% |
| FCF Yield | 9.5% |
Analyst Forecast
Currently there are no analyst rating for CZNC.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Apr 22, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Apr 22, 2003 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.45 |
| Piotroski F-Score | 5 |