Price Alert

Dave Inc. (DAVE)

NASDAQ: DAVE · Real-Time Price · USD

201.06

0.57 (0.28%)

At close: Aug 14, 2025, 3:59 PM

201.10

0.02%

Pre-market: Aug 15, 2025, 06:05 AM EDT

Dave Statistics

Share Statistics

Dave has 13.24M shares outstanding. The number of shares has increased by 5.19% in one year.

Shares Outstanding	13.24M
Shares Change (YoY)	5.19%
Shares Change (QoQ)	1.78%
Owned by Institutions (%)	67.31%
Shares Floating	10.96M
Failed to Deliver (FTD) Shares	318
FTD / Avg. Volume	0.06%

Short Selling Information

The latest short interest is 992.95K, so 7.44% of the outstanding shares have been sold short.

Short Interest	992.95K
Short % of Shares Out	7.44%
Short % of Float	8.93%
Short Ratio (days to cover)	1.65

Valuation Ratios

The PE ratio is 18.81 and the forward PE ratio is 21.23. Dave's PEG ratio is -0.09.

PE Ratio	18.81
Forward PE	21.23
PS Ratio	3.14
Forward PS	4.3
PB Ratio	5.94
P/FCF Ratio	8.72
PEG Ratio	-0.09

Financial Ratio History

Enterprise Valuation

Dave has an Enterprise Value (EV) of 1.11B.

EV / Sales	3.21
EV / EBITDA	14.66
EV / EBIT	8.9
EV / FCF	8.92

Financial Position

The company has a current ratio of 8.05, with a Debt / Equity ratio of 0.41.

Current Ratio	8.05
Quick Ratio	8.05
Debt / Equity	0.41
Debt / EBITDA	0.99
Debt / FCF	0.61
Interest Coverage	4.33

Financial Efficiency

Return on Equity is 31.61% and Return on Invested Capital is 12.54%.

Return on Equity	31.61%
Return on Assets	19.33%
Return on Invested Capital	12.54%
Revenue Per Employee	$1.27M
Profits Per Employee	$211.22K
Employee Count	274
Asset Turnover	1.16
Inventory Turnover	n/a

Taxes

Income Tax	2.48M
Effective Tax Rate	4.11%

Stock Price Statistics

The stock price has increased by 510.55% in the last 52 weeks. The beta is 3.96, so Dave's price volatility has been higher than the market average.

Beta	3.96
52-Week Price Change	510.55%
50-Day Moving Average	222.7
200-Day Moving Average	126.78
Relative Strength Index (RSI)	38.33
Average Volume (20 Days)	576,912

Income Statement

In the last 12 months, Dave had revenue of 347.08M and earned 57.87M in profits. Earnings per share was 4.62.

Revenue	347.08M
Gross Profit	316.7M
Operating Income	34.61M
Net Income	57.87M
EBITDA	76.02M
EBIT	68.34M
Earnings Per Share (EPS)	4.62

Full Income Statement

Balance Sheet

The company has 49.72M in cash and 75.55M in debt, giving a net cash position of -25.84M.

Cash & Cash Equivalents	49.72M
Total Debt	75.55M
Net Cash	-25.84M
Retained Earnings	-152.45M
Total Assets	363.56M
Working Capital	309.96M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 125.14M and capital expenditures -262K, giving a free cash flow of 124.88M.

Operating Cash Flow	125.14M
Capital Expenditures	-262K
Free Cash Flow	124.88M
FCF Per Share	9.97

Full Cash Flow Statement

Margins

Gross margin is 91.25%, with operating and profit margins of 9.97% and 16.67%.

Gross Margin	91.25%
Operating Margin	9.97%
Pretax Margin	17.39%
Profit Margin	16.67%
EBITDA Margin	21.9%
EBIT Margin	9.97%
FCF Margin	35.98%

Dividends & Yields

DAVE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	5.32%
FCF Yield	11.47%

Dividend Details

Analyst Forecast

The average price target for DAVE is $278.5, which is 49% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$278.5
Price Target Difference	49%
Analyst Consensus	Strong Buy
Analyst Count	6

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	39
Graham Upside	-79.13%

Stock Splits

The last stock split was on Jan 6, 2023. It was a backward split with a ratio of 1:32.

Last Split Date	Jan 6, 2023
Split Type	backward
Split Ratio	1:32

Scores

Altman Z-Score	12.77
Piotroski F-Score	7