Dave Inc. (DAVE)
Dave Statistics
Share Statistics
Dave has 13.09M shares outstanding. The number of shares has increased by 5.71% in one year.
| Shares Outstanding | 13.09M |
| Shares Change (YoY) | 5.71% |
| Shares Change (QoQ) | 2.64% |
| Owned by Institutions (%) | 69.98% |
| Shares Floating | 10.43M |
| Failed to Deliver (FTD) Shares | 45 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 1M, so 7.5% of the outstanding shares have been sold short.
| Short Interest | 1M |
| Short % of Shares Out | 7.5% |
| Short % of Float | 9% |
| Short Ratio (days to cover) | 2.33 |
Valuation Ratios
The PE ratio is 18.81 and the forward PE ratio is 21.68. Dave's PEG ratio is -0.09.
| PE Ratio | 18.81 |
| Forward PE | 21.68 |
| PS Ratio | 3.49 |
| Forward PS | 1.9 |
| PB Ratio | 5.94 |
| P/FCF Ratio | 8.72 |
| PEG Ratio | -0.09 |
Enterprise Valuation
Dave has an Enterprise Value (EV) of 1.04B.
| EV / Sales | 3.34 |
| EV / EBITDA | 13.67 |
| EV / EBIT | 8.3 |
| EV / FCF | 8.32 |
Financial Position
The company has a current ratio of 8.05, with a Debt / Equity ratio of 0.
| Current Ratio | 8.05 |
| Quick Ratio | 8.05 |
| Debt / Equity | 0 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0 |
| Interest Coverage | -0.13 |
Financial Efficiency
Return on Equity is 31.61% and Return on Invested Capital is -0.38%.
| Return on Equity | 31.61% |
| Return on Assets | 19.33% |
| Return on Invested Capital | -0.38% |
| Revenue Per Employee | $1.14M |
| Profits Per Employee | $211.22K |
| Employee Count | 274 |
| Asset Turnover | 1.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.48M |
| Effective Tax Rate | 4.11% |
Stock Price Statistics
The stock price has increased by 110.7% in the last 52 weeks. The beta is 3.52, so Dave's price volatility has been higher than the market average.
| Beta | 3.52 |
| 52-Week Price Change | 110.7% |
| 50-Day Moving Average | 88.73 |
| 200-Day Moving Average | 68.52 |
| Relative Strength Index (RSI) | 60.13 |
| Average Volume (20 Days) | 473.06K |
Income Statement
In the last 12 months, Dave had revenue of 311.43M and earned 57.87M in profits. Earnings per share was 4.62.
| Revenue | 311.43M |
| Gross Profit | 204.4M |
| Operating Income | -1.04M |
| Net Income | 57.87M |
| EBITDA | 76.02M |
| EBIT | 68.34M |
| Earnings Per Share (EPS) | 4.62 |
Balance Sheet
The company has 49.72M in cash and 554K in debt, giving a net cash position of 49.16M.
| Cash & Cash Equivalents | 49.72M |
| Total Debt | 554K |
| Net Cash | 49.16M |
| Retained Earnings | -152.45M |
| Total Assets | 299.33M |
| Working Capital | 247.21M |
Cash Flow
In the last 12 months, operating cash flow was 125.14M and capital expenditures -262K, giving a free cash flow of 124.88M.
| Operating Cash Flow | 125.14M |
| Capital Expenditures | -262K |
| Free Cash Flow | 124.88M |
| FCF Per Share | 9.97 |
Margins
Gross margin is 65.63%, with operating and profit margins of -0.33% and 18.58%.
| Gross Margin | 65.63% |
| Operating Margin | -0.33% |
| Pretax Margin | 19.38% |
| Profit Margin | 18.58% |
| EBITDA Margin | 24.41% |
| EBIT Margin | -0.33% |
| FCF Margin | 40.1% |
Dividends & Yields
DAVE does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 5.32% |
| FCF Yield | 11.47% |
Analyst Forecast
The average price target for DAVE is $127.5, which is 34.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $127.5 |
| Price Target Difference | 34.6% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Stock Splits
The last stock split was on Jan 6, 2023. It was a backward split with a ratio of 1:32.
| Last Split Date | Jan 6, 2023 |
| Split Type | backward |
| Split Ratio | 1:32 |
Scores
| Altman Z-Score | 8.05 |
| Piotroski F-Score | 7 |