Price Alert

Donegal Group Inc. (DGICA)

NASDAQ: DGICA · Real-Time Price · USD

19.48

-0.24 (-1.22%)

At close: Sep 12, 2025, 3:59 PM

19.44

-0.21%

After-hours: Sep 12, 2025, 07:29 PM EDT

Donegal Statistics

Share Statistics

Donegal has 35.02M shares outstanding. The number of shares has increased by 8.09% in one year.

Shares Outstanding	35.02M
Shares Change (YoY)	8.09%
Shares Change (QoQ)	2.03%
Owned by Institutions (%)	32.81%
Shares Floating	15.61M
Failed to Deliver (FTD) Shares	101
FTD / Avg. Volume	0.06%

Short Selling Information

The latest short interest is 403.23K, so 1.1% of the outstanding shares have been sold short.

Short Interest	403.23K
Short % of Shares Out	1.1%
Short % of Float	2.44%
Short Ratio (days to cover)	2.25

Valuation Ratios

The PE ratio is 10.04 and the forward PE ratio is 9.46. Donegal's PEG ratio is 0.01.

PE Ratio	10.04
Forward PE	9.46
PS Ratio	0.52
Forward PS	0.7
PB Ratio	0.94
P/FCF Ratio	7.57
PEG Ratio	0.01

Financial Ratio History

Enterprise Valuation

Donegal has an Enterprise Value (EV) of 492.55M.

EV / Sales	0.5
EV / EBITDA	7.33
EV / EBIT	7.3
EV / FCF	7.3

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	0.06
Debt / EBITDA	0.52
Debt / FCF	0.52
Interest Coverage	65.9

Financial Efficiency

Return on Equity is 9.32% and Return on Invested Capital is 2.15%.

Return on Equity	9.32%
Return on Assets	2.18%
Return on Invested Capital	2.15%
Revenue Per Employee	$2.41M
Profits Per Employee	$124.05K
Employee Count	410
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

Income Tax	11.48M
Effective Tax Rate	18.41%

Stock Price Statistics

The stock price has increased by 26.91% in the last 52 weeks. The beta is -0.02, so Donegal's price volatility has been lower than the market average.

Beta	-0.02
52-Week Price Change	26.91%
50-Day Moving Average	18
200-Day Moving Average	17.66
Relative Strength Index (RSI)	69.31
Average Volume (20 Days)	170,904

Income Statement

In the last 12 months, Donegal had revenue of 989.61M and earned 50.86M in profits. Earnings per share was 1.54.

Revenue	989.61M
Gross Profit	989.61M
Operating Income	62.34M
Net Income	50.86M
EBITDA	67.16M
EBIT	63.28M
Earnings Per Share (EPS)	1.54

Full Income Statement

Balance Sheet

The company has 52.93M in cash and 35M in debt, giving a net cash position of 17.93M.

Cash & Cash Equivalents	52.93M
Total Debt	35M
Net Cash	17.93M
Retained Earnings	245.14M
Total Assets	2.37B
Working Capital	-41.81M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 67.44M and capital expenditures 3, giving a free cash flow of 67.44M.

Operating Cash Flow	67.44M
Capital Expenditures	3
Free Cash Flow	67.44M
FCF Per Share	2.04

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 6.3% and 5.14%.

Gross Margin	100%
Operating Margin	6.3%
Pretax Margin	6.3%
Profit Margin	5.14%
EBITDA Margin	6.79%
EBIT Margin	6.3%
FCF Margin	6.81%

Dividends & Yields

DGICA pays an annual dividend of $0.88, which amounts to a dividend yield of 4.24%.

Dividend Per Share	$0.88
Dividend Yield	4.24%
Dividend Growth (YoY)	1.47%
Payout Ratio	36.92%
Earnings Yield	9.96%
FCF Yield	13.21%

Dividend Details

Analyst Forecast

The average price target for DGICA is $18, which is -7.6% lower than the current price. The consensus rating is "Hold".

Price Target	$18
Price Target Difference	-7.6%
Analyst Consensus	Hold
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$7.7
Lynch Upside	-60.47%
Graham Number	23.95
Graham Upside	22.95%

Stock Splits

The last stock split was on Apr 27, 2006. It was a forward split with a ratio of 4:3.

Last Split Date	Apr 27, 2006
Split Type	forward
Split Ratio	4:3

Scores

Altman Z-Score	0.93
Piotroski F-Score	5