Enova International Inc. (ENVA)

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92.42

3.38 (3.80%)

At close: Apr 22, 2025, 3:51 PM

Enova International Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	729.55M	689.92M	628.44M	609.89M	583.59M	551.36M	499.43M	483.26M	486.16M	456.2M	407.99M	385.73M	363.61M	320.16M	264.72M	259.44M	263.85M	204.54M	253.06M	362.25M	345.26M	329.51M	285.7M	293.18M	312.6M	293.88M	253.3M	254.3M	243.7M	217.88M	189.9M	192.26M	202.44M	195.94M	172.53M	174.65M
Cost of Revenue	393.5M	366.47M	329.2M	329.62M	3K	280.42M	245.63M	240.69M	196.06M	192.93M	168.37M	117.04M	102.25M	73.78M	25M	40.99M	47.65M	22.78M	120.67M	235.72M	218.17M	189.5M	156.41M	158.54M	197.27M	184.01M	140.85M	128.23M	149.02M	125.63M	96.87M	99.11M	115.09M	111.51M	81.48M	85.49M
Gross Profit	336.05M	323.45M	299.24M	280.27M	583.59M	270.94M	253.8M	242.57M	290.11M	263.27M	239.62M	268.69M	261.36M	246.38M	239.72M	218.45M	216.2M	181.77M	132.39M	126.53M	127.09M	140.01M	129.29M	134.64M	115.33M	109.87M	112.45M	126.07M	94.67M	92.25M	93.03M	93.16M	87.35M	84.44M	91.06M	89.16M
Operating Income	155.2M	153.71M	145.06M	130.79M	97.54M	103.73M	66.13M	109.27M	105.25M	67.45M	89.48M	90.75M	80.68M	86.22M	122.71M	123.45M	120.14M	122.01M	86.56M	29.09M	59.58M	54.44M	50.27M	67.12M	40.47M	37.8M	43.09M	61.71M	33.46M	27.68M	35.2M	38.07M	32.72M	28.1M	28.81M	31.85M
Interest Income	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	77.4M	55.49M	73.56M	64.66M	41.63M	55.21M	64.77M	65.64M	66.92M	67.59M	69.79M	68.28M	61.22M	68.48M	103.77M	103.69M	257.16M	103.35M	66.17M	8.75M	39.8M	36.2M	32.12M	45.16M	12.53M	5.11M	23.54M	35.24M	4.05M	-5.48M	18.25M	21.08M	14.56M	12.13M	13.25M	17.5M
Net Income	63.7M	43.41M	53.91M	48.43M	34.77M	41.28M	48.15M	50.92M	50.87M	51.71M	52.4M	52.44M	48.65M	51.55M	80.18M	75.92M	230.69M	93.67M	48.03M	5.46M	-50.55M	27.09M	25.06M	35.02M	8.67M	15.3M	18.23M	27.9M	6.88M	-3.37M	11.87M	13.85M	8.71M	7.84M	8.19M	9.86M
Selling & General & Admin	189.21M	179.97M	160.47M	150.43M	171.37M	154.24M	132.2M	116.91M	131.64M	138.46M	125.24M	127.7M	148.25M	113.28M	93.93M	72.66M	84.26M	38.28M	25.32M	62.51M	60.35M	65.78M	60.78M	53.23M	59.62M	60.37M	57.68M	54.66M	56.05M	52.16M	49.66M	45.28M	45.11M	48.03M	53.11M	49.11M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-8.36M	-10.23M	64.14M	-468.83M	-477.02M	61.62M	55.59M	16.39M	53.22M	57.22M	48.76M	50.24M	-842K	46.88M	-750K	42.25M	39.1M	21.47M	20.51M	34.94M	-8.85M	38.03M	36.35M	33.78M	35.32M	31.95M	31.03M	29.38M	26.64M	30.7M	25.18M	27.03M	27.06M	24.43M	25.16M	24.12M
Operating Expenses	180.85M	169.74M	225.13M	468.83M	477.02M	215.88M	187.79M	133.3M	184.86M	195.68M	175.09M	177.94M	199.7M	160.16M	136.42M	114.91M	123.36M	59.76M	45.83M	97.44M	87.26M	103.81M	97.13M	87.02M	94.94M	92.32M	88.71M	84.03M	82.69M	82.86M	74.84M	72.31M	72.17M	72.45M	78.28M	73.23M
Interest Expense	n/a	n/a	n/a	n/a	57.21M	n/a	n/a	43.32M	37.53M	n/a	24.95M	22.48M	19.02M	18.16M	19.42M	19.91M	27.3M	18.63M	20.37M	20.38M	19.75M	18.23M	18.11M	19.5M	20.08M	20.24M	19.36M	19.67M	21.48M	18.29M	17.01M	17.22M	17.55M	16.12M	16.03M	15.91M
Selling & Marketing Expenses	151.18M	141.06M	120.77M	110.57M	122.23M	116.51M	95.97M	79.75M	96.57M	101.28M	91.55M	93.17M	107.61M	79.73M	55.25M	28.57M	27.61M	4.63M	2.99M	34.56M	35.7M	36.99M	31.9M	23.66M	32.14M	36.01M	29.39M	27.74M	31.44M	27M	23.41M	19.58M	23.9M	26.72M	25.6M	21.18M
Cost & Expenses	574.36M	536.21M	483.38M	479.1M	486.05M	496.29M	433.42M	373.99M	380.92M	388.61M	343.45M	294.99M	301.94M	233.94M	161.43M	155.9M	171.01M	82.53M	166.5M	333.16M	305.43M	293.3M	253.54M	245.56M	292.2M	276.33M	229.56M	212.26M	231.71M	208.49M	171.71M	171.41M	187.26M	183.96M	159.75M	158.72M
Income Tax Expense	13.7M	12.07M	19.65M	16.23M	6.86M	13.93M	16.63M	14.71M	16.05M	15.88M	17.39M	15.83M	12.48M	16.67M	23.22M	27.72M	26.38M	9.67M	18.14M	3M	10.28M	9.11M	7.05M	10.14M	3.85M	-10.19M	5.31M	7.34M	-2.84M	-2.11M	6.38M	7.22M	5.84M	4.29M	5.06M	7.64M
Shares Outstanding (Basic)	26.92M	26.42M	26.94M	28.2M	29.69M	30.6M	31.08M	31.34M	31.4M	31.91M	32.5M	33.37M	35.75M	36.74M	36.8M	36.11M	34.93M	30.11M	30.2M	32.34M	33.55M	34M	33.83M	33.48M	34.16M	34.17M	33.98M	33.67M	33.49M	33.67M	33.55M	33.37M	33.24M	33.21M	33.17M	33.14M
Shares Outstanding (Diluted)	28.2M	27.71M	27.94M	29.5M	30.89M	31.9M	32.2M	32.71M	32.63M	32.97M	33.48M	34.88M	37.33M	37.98M	38.14M	37.49M	35.65M	30.36M	30.35M	32.83M	34.12M	34.58M	34.47M	34.42M	35.1M	35.66M	35.37M	34.57M	34.17M	33.67M	34.13M	34.04M	33.77M	33.56M	33.34M	33.19M
EPS (Basic)	2.37	1.64	2.00	1.72	1.17	1.35	1.55	1.62	1.62	1.62	1.61	1.57	1.36	1.40	2.18	2.10	6.61	3.11	1.59	0.17	-1.51	0.80	0.74	1.05	0.25	0.45	0.54	0.83	0.21	-0.1	0.35	0.42	0.26	0.24	0.25	0.30
EPS (Diluted)	2.26	1.57	1.93	1.64	1.13	1.29	1.50	1.56	1.56	1.57	1.56	1.50	1.30	1.36	2.10	2.03	6.47	3.09	1.58	0.17	-1.48	0.78	0.73	1.02	0.25	0.43	0.52	0.81	0.20	-0.1	0.35	0.41	0.26	0.23	0.25	0.30
EBITDA	88.4M	86.85M	154.76M	141.06M	106.57M	113.69M	120.22M	76.49M	113.75M	109.78M	97.07M	100.26M	93.05M	95.13M	130.17M	130.08M	141.86M	125.78M	90.56M	32.76M	63.59M	58.16M	54.21M	71.3M	24.22M	21.24M	27.58M	45.88M	15.98M	12.92M	21.56M	24.35M	18.74M	15.77M	17.01M	19.92M
EBIT	78.21M	76.81M	74.1M	65.19M	40.33M	55.07M	66.01M	65.95M	67.72M	67.59M	64.53M	68.26M	61.66M	68.06M	103.29M	103.54M	92.84M	103.38M	66.19M	8.71M	59.58M	54.44M	50.27M	67.12M	20.39M	17.55M	23.74M	42.04M	11.98M	9.38M	18.19M	20.85M	15.18M	11.98M	12.78M	15.93M
Depreciation & Amortization	10.2M	10.04M	9.71M	10.26M	9.03M	9.95M	8.63M	10.54M	8.5M	11.27M	7.58M	9.51M	12.37M	8.91M	7.46M	6.63M	8.29M	3.77M	4M	3.67M	3.21M	3.43M	3.68M	3.93M	3.83M	3.69M	3.84M	3.84M	3.99M	3.53M	3.37M	3.5M	3.56M	3.79M	4.23M	3.99M