Enova International Inc. (ENVA)
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100.94
-0.03%
After-hours Dec 13, 2024, 07:00 PM EST

Enova International Statistics

Share Statistics

Enova International has 26.21M shares outstanding. The number of shares has increased by -14.26% in one year.

Shares Outstanding 26.21M
Shares Change (YoY) n/a
Shares Change (QoQ) -3.97%
Owned by Institutions (%) n/a
Shares Floating 24.75M
Failed to Deliver (FTD) Shares 61
FTD / Avg. Volume 0.03%

Short Selling Information

The latest short interest is 1.62M, so 6.17% of the outstanding shares have been sold short.

Short Interest 1.62M
Short % of Shares Out 6.17%
Short % of Float 6.55%
Short Ratio (days to cover) 8.36

Valuation Ratios

The PE ratio is 9.7 and the forward PE ratio is 9.57. Enova International 's PEG ratio is 0.12.

PE Ratio 9.7
Forward PE 9.57
PS Ratio 0.8
Forward PS 0.9
PB Ratio 1.37
P/FCF Ratio 1.51
PEG Ratio 0.12
Financial Ratio History

Enterprise Valuation

Enova International Inc. has an Enterprise Value (EV) of 4.31B.

EV / Earnings 24.61
EV / Sales 2.04
EV / EBITDA 16.23
EV / EBIT 10.21
EV / FCF 3.84

Financial Position

The company has a current ratio of 15.79, with a Debt / Equity ratio of 2.39.

Current Ratio 15.79
Quick Ratio 15.79
Debt / Equity 2.39
Total Debt / Capitalization 70.52
Cash Flow / Debt 0.39
Interest Coverage 2.17

Financial Efficiency

Return on equity (ROE) is 0.14% and return on capital (ROIC) is 7.73%.

Return on Equity (ROE) 0.14%
Return on Assets (ROA) 0.04%
Return on Capital (ROIC) 7.73%
Revenue Per Employee 1.26M
Profits Per Employee 104.55K
Employee Count 1.68K
Asset Turnover 0.46
Inventory Turnover 0

Taxes

Income Tax 52.13M
Effective Tax Rate 0.23

Stock Price Statistics

The stock price has increased by 86.77% in the last 52 weeks. The beta is 1.43, so Enova International 's price volatility has been higher than the market average.

Beta 1.43
52-Week Price Change 86.77%
50-Day Moving Average 95.26
200-Day Moving Average 75.16
Relative Strength Index (RSI) 55.76
Average Volume (20 Days) 198.45K

Income Statement

In the last 12 months, Enova International had revenue of $2.12B and earned $175.12M in profits. Earnings per share was $5.71.

Revenue 2.12B
Gross Profit 1.04B
Operating Income 422.13M
Net Income 175.12M
EBITDA 265.51M
EBIT 422.13M
Earnings Per Share (EPS) 5.71
Full Income Statement

Balance Sheet

The company has $54.36M in cash and $2.97B in debt, giving a net cash position of -$2.92B.

Cash & Cash Equivalents 54.36M
Total Debt 2.97B
Net Cash -2.92B
Retained Earnings 1.49B
Total Assets 4.98B
Working Capital 4.26B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.17B and capital expenditures -$45.24M, giving a free cash flow of $1.12B.

Operating Cash Flow 1.17B
Capital Expenditures -45.24M
Free Cash Flow 1.12B
FCF Per Share 36.57
Full Cash Flow Statement

Margins

Gross margin is 48.88%, with operating and profit margins of 19.93% and 8.27%.

Gross Margin 48.88%
Operating Margin 19.93%
Pretax Margin 10.73%
Profit Margin 8.27%
EBITDA Margin 12.54%
EBIT Margin 19.93%
FCF Margin 52.97%

Dividends & Yields

ENVA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 5.66%
FCF Yield 42.39%
Dividend Details

Analyst Forecast

The average price target for ENVA is $96, which is -4.9% lower than the current price. The consensus rating is "Strong Buy".

Price Target $96
Price Target Difference -4.9%
Analyst Consensus Strong Buy
Analyst Count 8
Stock Forecasts

Scores

Altman Z-Score 2.72
Piotroski F-Score 7