Enova International Inc. (ENVA)

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92.45

3.41 (3.83%)

At close: Apr 22, 2025, 3:59 PM

94.61

2.34%

Pre-market: Apr 23, 2025, 07:43 AM EDT

Enova International Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.66B	2.51B	2.37B	2.24B	2.12B	2.02B	1.93B	1.83B	1.74B	1.61B	1.48B	1.33B	1.21B	1.11B	992.56M	980.9M	1.08B	1.17B	1.29B	1.32B	1.25B	1.22B	1.19B	1.15B	1.11B	1.05B	969.17M	905.78M	843.74M	802.48M	780.55M	763.18M	745.57M	718.55M	687.83M	661.58M
Cost of Revenue	1.42B	1.03B	939.24M	855.67M	766.74M	962.79M	875.3M	798.04M	674.39M	580.58M	461.43M	318.07M	242.02M	187.43M	136.43M	232.09M	426.82M	597.34M	764.06M	799.8M	722.62M	701.72M	696.23M	680.67M	650.35M	602.1M	543.73M	499.75M	470.63M	436.7M	422.58M	407.18M	393.57M	363M	330.4M	303.36M
Gross Profit	1.24B	1.49B	1.43B	1.39B	1.35B	1.06B	1.05B	1.04B	1.06B	1.03B	1.02B	1.02B	965.91M	920.75M	856.14M	748.81M	656.89M	567.78M	526.03M	522.93M	531.03M	519.27M	489.13M	472.29M	463.73M	443.07M	425.44M	406.02M	373.11M	365.78M	357.97M	356M	352M	355.55M	357.44M	358.22M
Operating Income	584.76M	527.1M	477.12M	398.2M	376.67M	384.38M	348.11M	371.46M	352.94M	328.37M	347.13M	380.35M	413.06M	452.52M	488.32M	452.16M	357.8M	297.24M	229.67M	193.38M	231.41M	212.3M	195.66M	188.48M	183.07M	176.06M	165.94M	158.05M	134.41M	133.68M	134.1M	127.7M	121.48M	109.74M	100.59M	102.15M
Interest Income	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	271.1M	235.33M	235.06M	226.26M	227.25M	252.54M	264.92M	269.93M	272.57M	266.88M	267.76M	301.75M	337.15M	533.1M	567.97M	530.36M	435.42M	218.07M	150.92M	116.87M	153.27M	126M	94.91M	86.33M	76.41M	67.93M	57.35M	52.06M	37.9M	48.41M	66.01M	61.01M	57.44M	50.69M	44.01M	48.18M
Net Income	209.45M	180.52M	178.39M	172.63M	175.12M	191.22M	201.65M	205.9M	207.42M	205.2M	205.04M	232.82M	256.3M	438.34M	480.45M	448.3M	377.84M	96.6M	30.02M	7.05M	36.61M	95.84M	84.06M	77.22M	70.1M	68.31M	49.64M	43.29M	29.24M	31.07M	42.28M	38.59M	34.6M	30.07M	26.65M	29.32M
Selling & General & Admin	680.09M	662.25M	636.52M	608.24M	574.73M	534.99M	519.21M	512.25M	523.04M	539.65M	514.48M	483.16M	428.12M	364.13M	289.13M	220.53M	210.38M	186.47M	213.96M	249.42M	240.14M	239.41M	234.01M	230.91M	232.33M	228.76M	220.56M	212.53M	203.15M	192.21M	188.08M	191.53M	195.36M	209.49M	219.66M	218.34M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-423.29M	-891.95M	-820.1M	-828.65M	-343.43M	186.81M	182.42M	175.59M	209.44M	155.38M	145.04M	95.53M	87.54M	127.48M	102.08M	123.33M	116.02M	68.07M	84.62M	100.47M	99.32M	143.48M	137.4M	132.08M	127.67M	118.99M	117.74M	111.89M	109.54M	109.96M	103.69M	103.67M	100.77M	97.76M	95.8M	93.23M
Operating Expenses	1.04B	1.34B	1.39B	1.35B	1.01B	721.83M	701.63M	688.93M	733.57M	748.41M	712.89M	674.23M	611.2M	534.86M	434.45M	343.86M	326.4M	290.3M	334.35M	385.65M	375.22M	382.89M	371.41M	362.99M	360M	347.75M	338.3M	324.42M	312.69M	302.18M	291.77M	295.21M	296.13M	307.25M	315.46M	311.56M
Interest Expense	n/a	57.21M	57.21M	57.21M	100.53M	80.85M	80.85M	105.8M	84.96M	66.45M	84.61M	79.08M	76.51M	84.8M	85.27M	86.22M	86.69M	79.14M	78.74M	76.48M	75.6M	75.92M	77.94M	79.17M	79.35M	80.75M	78.8M	76.45M	74M	70.07M	67.9M	66.91M	65.6M	61.44M	58.62M	55.49M
Selling & Marketing Expenses	523.57M	494.62M	470.07M	445.27M	414.46M	388.81M	373.58M	369.16M	382.57M	393.61M	372.06M	335.76M	271.16M	191.15M	116.06M	63.79M	69.78M	77.88M	110.24M	139.16M	128.26M	124.69M	123.71M	121.19M	125.27M	124.57M	115.56M	109.58M	101.43M	93.9M	93.62M	95.81M	97.4M	105.95M	114.8M	113.91M
Cost & Expenses	2.07B	1.98B	1.94B	1.89B	1.79B	1.68B	1.58B	1.49B	1.41B	1.33B	1.17B	992.3M	853.22M	722.29M	570.88M	575.96M	753.22M	887.63M	1.1B	1.19B	1.1B	1.08B	1.07B	1.04B	1.01B	949.86M	882.02M	824.18M	783.33M	738.88M	714.35M	702.39M	689.7M	670.24M	645.85M	614.92M
Income Tax Expense	61.65M	54.81M	56.66M	53.64M	52.13M	61.31M	63.27M	64.03M	65.15M	61.59M	62.37M	68.2M	80.09M	93.99M	86.99M	81.91M	57.19M	41.09M	40.53M	29.44M	36.58M	30.16M	10.85M	9.11M	6.32M	-376K	7.71M	8.78M	8.66M	17.34M	23.74M	22.42M	22.83M	20.62M	17.36M	18.86M
Shares Outstanding (Basic)	26.92M	26.42M	26.94M	28.2M	29.69M	30.6M	31.08M	31.34M	31.4M	31.91M	32.5M	33.37M	35.75M	36.74M	36.8M	36.11M	34.93M	30.11M	30.2M	32.34M	33.55M	34M	33.83M	33.48M	34.16M	34.17M	33.98M	33.67M	33.49M	33.67M	33.55M	33.37M	33.24M	33.21M	33.17M	33.14M
Shares Outstanding (Diluted)	28.2M	27.71M	27.94M	29.5M	30.89M	31.9M	32.2M	32.71M	32.63M	32.97M	33.48M	34.88M	37.33M	37.98M	38.14M	37.49M	35.65M	30.36M	30.35M	32.83M	34.12M	34.58M	34.47M	34.42M	35.1M	35.66M	35.37M	34.57M	34.17M	33.67M	34.13M	34.04M	33.77M	33.56M	33.34M	33.19M
EPS (Basic)	7.73	6.53	6.24	5.79	5.69	6.14	6.41	6.47	6.42	6.16	5.94	6.51	7.04	12.29	14.00	13.41	11.48	3.36	1.05	0.20	1.08	2.84	2.49	2.29	2.07	2.03	1.48	1.29	0.88	0.93	1.27	1.17	1.05	0.92	0.81	0.89
EPS (Diluted)	7.40	6.27	5.99	5.56	5.48	5.91	6.19	6.25	6.19	5.93	5.72	6.26	6.79	11.96	13.69	13.17	11.31	3.36	1.05	0.20	1.05	2.78	2.43	2.22	2.01	1.96	1.43	1.26	0.86	0.92	1.25	1.15	1.04	0.91	0.81	0.89
EBITDA	471.07M	489.24M	516.08M	481.54M	416.97M	424.15M	420.24M	397.09M	420.86M	400.17M	385.52M	418.62M	448.44M	497.24M	527.89M	488.28M	390.96M	312.69M	245.06M	208.72M	247.26M	207.89M	170.98M	144.34M	118.91M	110.67M	102.35M	96.33M	74.8M	77.56M	80.41M	75.86M	71.44M	64.5M	58.27M	63.75M
EBIT	294.32M	256.44M	234.69M	226.6M	227.36M	254.74M	267.27M	265.79M	268.11M	262.05M	262.52M	301.28M	336.55M	367.73M	403.05M	365.94M	271.11M	237.85M	188.91M	173M	231.41M	192.22M	155.34M	128.8M	103.72M	95.32M	87.15M	81.6M	60.41M	63.6M	66.2M	60.79M	55.87M	48.3M	41.98M	46.65M
Depreciation & Amortization	40.21M	39.05M	38.96M	37.88M	38.16M	37.62M	38.94M	37.89M	36.87M	40.74M	38.39M	38.26M	35.38M	31.29M	26.14M	22.69M	19.73M	14.66M	14.32M	14M	14.26M	14.88M	15.13M	15.29M	15.19M	15.36M	15.2M	14.73M	14.39M	13.96M	14.21M	15.07M	15.56M	16.19M	16.29M	17.09M