Enova International Inc. (ENVA)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
104.20
2.71 (2.67%)
At close: Jan 15, 2025, 1:19 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 |
PE Ratio | 9.70 | 5.97 | 5.81 | 2.09 | 6.34 | 9.44 | 17.43 | 12.04 | 4.96 | 6.58 | 11.40 | 15.11 | 24.02 | 35.83 | 50.24 |
PS Ratio | 0.80 | 0.71 | 1.23 | 0.73 | 0.69 | 0.59 | 0.60 | 0.56 | 0.33 | 0.91 | 1.16 | 1.35 | 3.41 | 4.49 | 6.64 |
PB Ratio | 1.37 | 1.04 | 1.36 | 0.86 | 2.15 | 1.90 | 1.81 | 1.72 | 1.06 | 4.77 | 5.14 | 9.13 | 21.41 | 11.13 | 16.07 |
P/FCF Ratio | 1.51 | 1.46 | 3.37 | 1.11 | 0.96 | 0.99 | 1.18 | 1.10 | 0.87 | 1.80 | 2.10 | 2.49 | 3.66 | 4.32 | 6.42 |
P/OCF Ratio | 1.46 | 1.39 | 3.16 | 1.07 | 0.95 | 0.97 | 1.14 | 1.06 | 0.77 | 1.74 | 2.03 | 2.37 | 3.45 | 4.07 | 5.89 |
OCF/S Ratio | 0.55 | 0.51 | 0.39 | 0.68 | 0.73 | 0.61 | 0.53 | 0.53 | 0.44 | 0.52 | 0.57 | 0.57 | 0.99 | 1.10 | 1.13 |
Debt / Equity Ratio | 2.40 | 1.93 | 1.30 | 1.11 | 2.73 | 2.47 | 2.80 | 2.69 | 2.69 | 3.21 | 2.45 | 4.39 | 9.89 | 3.38 | 4.62 |
Quick Ratio | 15.79 | 16.67 | -0.05 | -0.25 | -0.02 | 11.15 | 10.77 | 9.00 | 7.36 | 6.88 | 0.82 | 0.65 | 2.68 | n/a | n/a |
Current Ratio | 15.79 | 16.67 | 14.70 | 13.03 | 9.98 | 11.15 | 10.77 | 9.00 | 7.36 | 6.87 | 0.82 | 0.65 | 2.68 | n/a | n/a |
Asset Turnover | 0.46 | 0.46 | 0.44 | 0.51 | 0.75 | 0.84 | 0.73 | 0.76 | 0.74 | 1.07 | 1.11 | 1.08 | 0.49 | 0.47 | 0.36 |
Interest Coverage | 2.17 | 3.31 | 5.40 | 1.24 | 2.32 | 2.31 | 1.82 | 1.85 | 2.35 | 5.59 | 7.21 | 5.44 | 1.27 | 1.22 | 1.23 |
Return on Equity (ROE) | 0.14 | 0.17 | 0.23 | 0.41 | 0.34 | 0.20 | 0.10 | 0.14 | 0.21 | 0.73 | 0.45 | 0.60 | 0.89 | 0.31 | 0.32 |
Return on Assets (ROA) | 0.04 | 0.05 | 0.09 | 0.18 | 0.08 | 0.05 | 0.03 | 0.04 | 0.05 | 0.15 | 0.11 | 0.10 | 0.07 | 0.06 | 0.05 |
Return on Capital (ROIC) | 0.10 | 0.11 | 0.16 | 0.05 | 0.12 | 0.15 | 0.12 | 0.13 | 0.15 | 0.31 | 0.65 | 0.83 | 0.53 | 0.52 | 0.40 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.17 | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.10 | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 48.88% | 64.37% | 78.46% | 55.13% | 42.24% | 41.62% | 44.22% | 47.21% | 58.67% | 62.31% | 56.25% | 56.35% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 8.27% | 11.95% | 21.22% | 34.87% | 10.90% | 6.29% | 3.47% | 4.64% | 6.74% | 13.79% | 10.20% | 8.91% | 14.20% | 12.53% | 13.22% |
Pretax Profit Margin | 10.73% | 15.70% | 27.91% | 40.18% | 14.48% | 6.86% | 4.49% | 7.70% | 10.81% | 21.79% | 15.89% | 14.05% | 22.39% | 19.68% | 20.83% |
Operating Profit Margin | 19.93% | 22.12% | 34.20% | 9.91% | 14.91% | 16.43% | 15.93% | 16.29% | 19.06% | 26.55% | 18.63% | 17.28% | 106.42% | 110.76% | 111.19% |
FCF Margin | 52.97% | 48.98% | 36.61% | 65.64% | 71.58% | 60.03% | 51.04% | 50.83% | 38.57% | 50.48% | 55.33% | 54.11% | 93.14% | 103.84% | 103.41% |
EBITDA Margin | 12.54% | 24.24% | 37.12% | 36.68% | 22.41% | 17.03% | 11.53% | 9.99% | 14.47% | 24.15% | 20.64% | 19.28% | 110.74% | 115.08% | 116.63% |