Price Alert

First American Financial ... (FAF)

NYSE: FAF · Real-Time Price · USD

64.36

-1.49 (-2.26%)

At close: Aug 15, 2025, 11:59 AM

First American Financial Statistics

Share Statistics

First American Financial has 101.8M shares outstanding. The number of shares has increased by 0.01% in one year.

Shares Outstanding	101.8M
Shares Change (YoY)	0.01%
Shares Change (QoQ)	-0.18%
Owned by Institutions (%)	85.64%
Shares Floating	97.06M
Failed to Deliver (FTD) Shares	2,951
FTD / Avg. Volume	0.24%

Short Selling Information

The latest short interest is 3.28M, so 3.18% of the outstanding shares have been sold short.

Short Interest	3.28M
Short % of Shares Out	3.18%
Short % of Float	3.31%
Short Ratio (days to cover)	1.55

Valuation Ratios

The PE ratio is 49.49 and the forward PE ratio is 10.53. First American Financial's PEG ratio is -1.26.

PE Ratio	49.49
Forward PE	10.53
PS Ratio	1.06
Forward PS	0.8
PB Ratio	1.32
P/FCF Ratio	9.55
PEG Ratio	-1.26

Financial Ratio History

Enterprise Valuation

First American Financial has an Enterprise Value (EV) of 7.19B.

EV / Sales	1.17
EV / EBITDA	13.76
EV / EBIT	8.01
EV / FCF	10.59

Financial Position

The company has a current ratio of 6.88, with a Debt / Equity ratio of 0.49.

Current Ratio	6.88
Quick Ratio	6.88
Debt / Equity	0.49
Debt / EBITDA	4.63
Debt / FCF	3.56
Interest Coverage	2.06

Financial Efficiency

Return on Equity is 2.67% and Return on Invested Capital is 4.33%.

Return on Equity	2.67%
Return on Assets	0.88%
Return on Invested Capital	4.33%
Revenue Per Employee	$321.5K
Profits Per Employee	$6.89K
Employee Count	19,038
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

Income Tax	32.8M
Effective Tax Rate	19.83%

Stock Price Statistics

The stock price has increased by 4.99% in the last 52 weeks. The beta is 1.26, so First American Financial's price volatility has been higher than the market average.

Beta	1.26
52-Week Price Change	4.99%
50-Day Moving Average	58.99
200-Day Moving Average	62.05
Relative Strength Index (RSI)	64.58
Average Volume (20 Days)	1,229,804

Income Statement

In the last 12 months, First American Financial had revenue of 6.12B and earned 131.1M in profits. Earnings per share was 1.26.

Revenue	6.12B
Gross Profit	3.76B
Operating Income	307.6M
Net Income	131.1M
EBITDA	522.4M
EBIT	315M
Earnings Per Share (EPS)	1.26

Full Income Statement

Balance Sheet

The company has 1.72B in cash and 2.42B in debt, giving a net cash position of -702.2M.

Cash & Cash Equivalents	1.72B
Total Debt	2.42B
Net Cash	-702.2M
Retained Earnings	3.62B
Total Assets	16.27B
Working Capital	1.73B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 897.5M and capital expenditures -218.3M, giving a free cash flow of 679.2M.

Operating Cash Flow	897.5M
Capital Expenditures	-218.3M
Free Cash Flow	679.2M
FCF Per Share	6.54

Full Cash Flow Statement

Margins

Gross margin is 61.37%, with operating and profit margins of 5.03% and 2.14%.

Gross Margin	61.37%
Operating Margin	5.03%
Pretax Margin	2.7%
Profit Margin	2.14%
EBITDA Margin	8.53%
EBIT Margin	5.03%
FCF Margin	11.1%

Dividends & Yields

FAF pays an annual dividend of $2.69, which amounts to a dividend yield of 3.84%.

Dividend Per Share	$2.69
Dividend Yield	3.84%
Dividend Growth (YoY)	1.89%
Payout Ratio	147.8%
Earnings Yield	2.02%
FCF Yield	10.47%

Dividend Details

Analyst Forecast

The average price target for FAF is $75.5, which is 19.6% higher than the current price. The consensus rating is "Buy".

Price Target	$75.5
Price Target Difference	19.6%
Analyst Consensus	Buy
Analyst Count	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$6.3
Lynch Upside	-90.02%
Graham Number	36.62
Graham Upside	-42%

Scores

Altman Z-Score	0.84
Piotroski F-Score	6