Watchlist Price Alert

First Commonwealth Financ... (FCF)

NYSE: FCF · Real-Time Price · USD

15.61

-0.12 (-0.76%)

At close: May 30, 2025, 3:59 PM

15.62

0.06%

After-hours: May 30, 2025, 06:16 PM EDT

First Commonwealth Financial Statistics

Share Statistics

First Commonwealth Financial has 104.94M shares outstanding. The number of shares has increased by -0.47% in one year.

Shares Outstanding	104.94M
Shares Change (YoY)	-0.47%
Shares Change (QoQ)	0.03%
Owned by Institutions (%)	73.58%
Shares Floating	n/a
Failed to Deliver (FTD) Shares	71
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 2.45M, so 2.34% of the outstanding shares have been sold short.

Short Interest	2.45M
Short % of Shares Out	2.34%
Short % of Float	3.23%
Short Ratio (days to cover)	4.32

Valuation Ratios

The PE ratio is 12.09 and the forward PE ratio is 9.64. First Commonwealth Financial's PEG ratio is -1.25.

PE Ratio	12.09
Forward PE	9.64
PS Ratio	3.61
Forward PS	3
PB Ratio	1.23
P/FCF Ratio	15.14
PEG Ratio	-1.25

Financial Ratio History

Enterprise Valuation

First Commonwealth Financial has an Enterprise Value (EV) of 1.93B.

EV / Sales	4.05
EV / EBITDA	10.51
EV / EBIT	14.94
EV / FCF	16.98

Financial Position

The company has a current ratio of 15.63, with a Debt / Equity ratio of 0.24.

Current Ratio	15.63
Quick Ratio	15.63
Debt / Equity	0.24
Debt / EBITDA	1.86
Debt / FCF	3.01
Interest Coverage	1.06

Financial Efficiency

Return on Equity is 10.15% and Return on Invested Capital is 10.9%.

Return on Equity	10.15%
Return on Assets	1.23%
Return on Invested Capital	10.9%
Revenue Per Employee	$310,873.21
Profits Per Employee	$92,699.61
Employee Count	1,538
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

Income Tax	35.64M
Effective Tax Rate	20%

Stock Price Statistics

The stock price has increased by 15.54% in the last 52 weeks. The beta is 0.76, so First Commonwealth Financial's price volatility has been higher than the market average.

Beta	0.76
52-Week Price Change	15.54%
50-Day Moving Average	15.33
200-Day Moving Average	16.57
Relative Strength Index (RSI)	49.87
Average Volume (20 Days)	827,688

Income Statement

In the last 12 months, First Commonwealth Financial had revenue of 478.12M and earned 142.57M in profits. Earnings per share was 1.4.

Revenue	478.12M
Gross Profit	478.12M
Operating Income	235.33M
Net Income	142.57M
EBITDA	184.01M
EBIT	178.21M
Earnings Per Share (EPS)	1.4

Full Income Statement

Balance Sheet

The company has 133.41M in cash and 343.12M in debt, giving a net cash position of -209.72M.

Cash & Cash Equivalents	133.41M
Total Debt	343.12M
Net Cash	-209.72M
Retained Earnings	971.08M
Total Assets	11.79B
Working Capital	1.16B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 129.46M and capital expenditures -15.55M, giving a free cash flow of 113.92M.

Operating Cash Flow	129.46M
Capital Expenditures	-15.55M
Free Cash Flow	113.92M
FCF Per Share	1.12

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 49.22% and 29.82%.

Gross Margin	100%
Operating Margin	49.22%
Pretax Margin	37.27%
Profit Margin	29.82%
EBITDA Margin	38.49%
EBIT Margin	49.22%
FCF Margin	23.83%

Dividends & Yields

FCF pays an annual dividend of $0.53, which amounts to a dividend yield of 3.35%.

Dividend Per Share	$0.53
Dividend Yield	3.35%
Dividend Growth (YoY)	4%
Payout Ratio	39.18%
Earnings Yield	8.27%
FCF Yield	6.61%

Dividend Details

Analyst Forecast

The average price target for FCF is $18.5, which is 18.5% higher than the current price. The consensus rating is "Hold".

Price Target	$18.5
Price Target Difference	18.5%
Analyst Consensus	Hold
Analyst Count	6

Stock Forecasts

Stock Splits

The last stock split was on Nov 19, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 19, 1999
Split Type	forward
Split Ratio	2:1

Scores

Altman Z-Score	0.42
Piotroski F-Score	7