First Financial Bancorp. (FFBC)
First Financial Bancorp. Statistics
Share Statistics
First Financial Bancorp. has 95.28M shares outstanding. The number of shares has increased by -0.04% in one year.
| Shares Outstanding | 95.28M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | -0.07% |
| Owned by Institutions (%) | 81.36% |
| Shares Floating | 93.18M |
| Failed to Deliver (FTD) Shares | 1.57K |
| FTD / Avg. Volume | 0.36% |
Short Selling Information
The latest short interest is 1.05M, so 1.1% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short % of Shares Out | 1.1% |
| Short % of Float | 1.52% |
| Short Ratio (days to cover) | 2.57 |
Valuation Ratios
The PE ratio is 11.09 and the forward PE ratio is 8.77. First Financial Bancorp.'s PEG ratio is -1.01.
| PE Ratio | 11.09 |
| Forward PE | 8.77 |
| PS Ratio | 3.04 |
| Forward PS | 2.4 |
| PB Ratio | 1.04 |
| P/FCF Ratio | 10.53 |
| PEG Ratio | -1.01 |
Enterprise Valuation
First Financial Bancorp. has an Enterprise Value (EV) of 2.74B.
| EV / Sales | 3.27 |
| EV / EBITDA | 0 |
| EV / EBIT | 10.44 |
| EV / FCF | 11.35 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.45.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.45 |
| Debt / EBITDA | - |
| Debt / FCF | 4.58 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 9.39% and Return on Invested Capital is 0%.
| Return on Equity | 9.39% |
| Return on Assets | 1.23% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $399.8K |
| Profits Per Employee | $109.49K |
| Employee Count | 2,090 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 39.49M |
| Effective Tax Rate | 14.72% |
Stock Price Statistics
The stock price has increased by 1.51% in the last 52 weeks. The beta is 0.84, so First Financial Bancorp.'s price volatility has been higher than the market average.
| Beta | 0.84 |
| 52-Week Price Change | 1.51% |
| 50-Day Moving Average | 24.86 |
| 200-Day Moving Average | 26.18 |
| Relative Strength Index (RSI) | 43.48 |
| Average Volume (20 Days) | 441.61K |
Income Statement
In the last 12 months, First Financial Bancorp. had revenue of 835.58M and earned 228.83M in profits. Earnings per share was 2.42.
| Revenue | 835.58M |
| Gross Profit | 835.58M |
| Operating Income | 0 |
| Net Income | 228.83M |
| EBITDA | 0 |
| EBIT | -38.42M |
| Earnings Per Share (EPS) | 2.42 |
Balance Sheet
The company has 904.49M in cash and 1.1B in debt, giving a net cash position of -198.47M.
| Cash & Cash Equivalents | 904.49M |
| Total Debt | 1.1B |
| Net Cash | -198.47M |
| Retained Earnings | 1.28B |
| Total Assets | 18.57B |
| Working Capital | 3.36B |
Cash Flow
In the last 12 months, operating cash flow was 262.16M and capital expenditures -21.07M, giving a free cash flow of 241.08M.
| Operating Cash Flow | 262.16M |
| Capital Expenditures | -21.07M |
| Free Cash Flow | 241.08M |
| FCF Per Share | 2.55 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 27.39%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 32.11% |
| Profit Margin | 27.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.85% |
Dividends & Yields
FFBC pays an annual dividend of $0.95, which amounts to a dividend yield of 3.5%.
| Dividend Per Share | $0.95 |
| Dividend Yield | 3.5% |
| Dividend Growth (YoY) | 4.35% |
| Payout Ratio | 39.58% |
| Earnings Yield | 9.02% |
| FCF Yield | 9.5% |
Analyst Forecast
The average price target for FFBC is $32, which is 39.7% higher than the current price. The consensus rating is "Hold".
| Price Target | $32 |
| Price Target Difference | 39.7% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Mar 7, 2001. It was a forward split with a ratio of 21:20.
| Last Split Date | Mar 7, 2001 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.47 |
| Piotroski F-Score | 5 |