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First Financial Bancorp. (FFBC)

NASDAQ: FFBC · Real-Time Price · USD

24.89

-0.21 (-0.84%)

At close: May 19, 2025, 3:30 PM

First Financial Bancorp. Statistics

Share Statistics

First Financial Bancorp. has 95.74M shares outstanding. The number of shares has increased by -0.04% in one year.

Shares Outstanding	95.74M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.07%
Owned by Institutions (%)	81.37%
Shares Floating	n/a
Failed to Deliver (FTD) Shares	41
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 1.1M, so 1.14% of the outstanding shares have been sold short.

Short Interest	1.1M
Short % of Shares Out	1.14%
Short % of Float	1.56%
Short Ratio (days to cover)	1.72

Valuation Ratios

The PE ratio is 11.09 and the forward PE ratio is 9.15. First Financial Bancorp.'s PEG ratio is -1.01.

PE Ratio	11.09
Forward PE	9.15
PS Ratio	3.04
Forward PS	2.6
PB Ratio	1.04
P/FCF Ratio	10.53
PEG Ratio	-1.01

Financial Ratio History

Enterprise Valuation

First Financial Bancorp. has an Enterprise Value (EV) of 2.74B.

EV / Sales	3.27
EV / EBITDA	8.92
EV / EBIT	10.44
EV / FCF	11.35

Financial Position

The company has a current ratio of 0.48, with a Debt / Equity ratio of 0.45.

Current Ratio	0.48
Quick Ratio	0.48
Debt / Equity	0.45
Debt / EBITDA	3.6
Debt / FCF	4.58
Interest Coverage	0.69

Financial Efficiency

Return on Equity is 9.39% and Return on Invested Capital is 2.51%.

Return on Equity	9.39%
Return on Assets	1.23%
Return on Invested Capital	2.51%
Revenue Per Employee	$413,447.8
Profits Per Employee	$113,226.13
Employee Count	2,021
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

Income Tax	39.49M
Effective Tax Rate	14.72%

Stock Price Statistics

The stock price has increased by 6.09% in the last 52 weeks. The beta is 0.92, so First Financial Bancorp.'s price volatility has been higher than the market average.

Beta	0.92
52-Week Price Change	6.09%
50-Day Moving Average	23.98
200-Day Moving Average	26.06
Relative Strength Index (RSI)	62.02
Average Volume (20 Days)	430,238

Income Statement

In the last 12 months, First Financial Bancorp. had revenue of 835.58M and earned 228.83M in profits. Earnings per share was 2.42.

Revenue	835.58M
Gross Profit	835.58M
Operating Income	268.32M
Net Income	228.83M
EBITDA	306.74M
EBIT	268.32M
Earnings Per Share (EPS)	2.42

Full Income Statement

Balance Sheet

The company has 904.49M in cash and 1.1B in debt, giving a net cash position of -198.47M.

Cash & Cash Equivalents	904.49M
Total Debt	1.1B
Net Cash	-198.47M
Retained Earnings	1.28B
Total Assets	18.46B
Working Capital	2.72B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 262.16M and capital expenditures -21.07M, giving a free cash flow of 241.08M.

Operating Cash Flow	262.16M
Capital Expenditures	-21.07M
Free Cash Flow	241.08M
FCF Per Share	2.55

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 32.11% and 27.39%.

Gross Margin	100%
Operating Margin	32.11%
Pretax Margin	32.11%
Profit Margin	27.39%
EBITDA Margin	36.71%
EBIT Margin	32.11%
FCF Margin	28.85%

Dividends & Yields

FFBC pays an annual dividend of $1.19, which amounts to a dividend yield of 3.83%.

Dividend Per Share	$1.19
Dividend Yield	3.83%
Dividend Growth (YoY)	4.35%
Payout Ratio	49.38%
Earnings Yield	9.02%
FCF Yield	9.5%

Dividend Details

Analyst Forecast

The average price target for FFBC is $30, which is 19.5% higher than the current price. The consensus rating is "Hold".

Price Target	$30
Price Target Difference	19.5%
Analyst Consensus	Hold
Analyst Count	5

Stock Forecasts

Stock Splits

The last stock split was on Mar 7, 2001. It was a forward split with a ratio of 21:20.

Last Split Date	Mar 7, 2001
Split Type	forward
Split Ratio	21:20

Scores

Altman Z-Score	0.45
Piotroski F-Score	5