First Guaranty Bancshares... (FGBI)
First Guaranty Bancshares Statistics
Share Statistics
First Guaranty Bancshares has 12.5M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 12.5M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 7.87% |
| Shares Floating | 5.65M |
| Failed to Deliver (FTD) Shares | 1.53K |
| FTD / Avg. Volume | 12.2% |
Short Selling Information
The latest short interest is 13.56K, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 13.56K |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.24% |
| Short Ratio (days to cover) | 1.38 |
Valuation Ratios
The PE ratio is 11.41 and the forward PE ratio is 7.99. First Guaranty Bancshares's PEG ratio is 0.13.
| PE Ratio | 11.41 |
| Forward PE | 7.99 |
| PS Ratio | 1.27 |
| Forward PS | 0.9 |
| PB Ratio | 0.56 |
| P/FCF Ratio | 4.21 |
| PEG Ratio | 0.13 |
Enterprise Valuation
First Guaranty Bancshares has an Enterprise Value (EV) of -226.85M.
| EV / Sales | -2.03 |
| EV / EBITDA | 0 |
| EV / EBIT | -6.73 |
| EV / FCF | -6.73 |
Financial Position
The company has a current ratio of 57.8, with a Debt / Equity ratio of 0.76.
| Current Ratio | 57.8 |
| Quick Ratio | 57.8 |
| Debt / Equity | 0.76 |
| Debt / EBITDA | - |
| Debt / FCF | 5.78 |
| Interest Coverage | -1.15 |
Financial Efficiency
Return on Equity is 4.88% and Return on Invested Capital is -9.6%.
| Return on Equity | 4.88% |
| Return on Assets | 0.31% |
| Return on Invested Capital | -9.6% |
| Revenue Per Employee | $281.59K |
| Profits Per Employee | $31.43K |
| Employee Count | 396 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 3.56M |
| Effective Tax Rate | 22.23% |
Stock Price Statistics
The stock price has increased by -22.59% in the last 52 weeks. The beta is 0.44, so First Guaranty Bancshares's price volatility has been higher than the market average.
| Beta | 0.44 |
| 52-Week Price Change | -22.59% |
| 50-Day Moving Average | 8.77 |
| 200-Day Moving Average | 10.29 |
| Relative Strength Index (RSI) | 45.67 |
| Average Volume (20 Days) | 12.56K |
Income Statement
In the last 12 months, First Guaranty Bancshares had revenue of 111.51M and earned 12.45M in profits. Earnings per share was 1.18.
| Revenue | 111.51M |
| Gross Profit | 221.71M |
| Operating Income | -153.71M |
| Net Income | 12.45M |
| EBITDA | 0 |
| EBIT | -4.43M |
| Earnings Per Share (EPS) | 1.18 |
Balance Sheet
The company has 563.78M in cash and 194.91M in debt, giving a net cash position of 368.86M.
| Cash & Cash Equivalents | 563.78M |
| Total Debt | 194.91M |
| Net Cash | 368.86M |
| Retained Earnings | 72.97M |
| Total Assets | 3.97B |
| Working Capital | 845.13M |
Cash Flow
In the last 12 months, operating cash flow was 33.73M and capital expenditures 0, giving a free cash flow of 33.73M.
| Operating Cash Flow | 33.73M |
| Capital Expenditures | 0 |
| Free Cash Flow | 33.73M |
| FCF Per Share | 2.7 |
Margins
Gross margin is 198.82%, with operating and profit margins of -137.84% and 11.16%.
| Gross Margin | 198.82% |
| Operating Margin | -137.84% |
| Pretax Margin | 14.35% |
| Profit Margin | 11.16% |
| EBITDA Margin | n/a |
| EBIT Margin | -137.84% |
| FCF Margin | 30.25% |
Dividends & Yields
FGBI pays an annual dividend of $0.26, which amounts to a dividend yield of 3.35%.
| Dividend Per Share | $0.26 |
| Dividend Yield | 3.35% |
| Dividend Growth (YoY) | -93.75% |
| Payout Ratio | 32.1% |
| Earnings Yield | 8.77% |
| FCF Yield | 23.75% |
Analyst Forecast
Currently there are no analyst rating for FGBI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Dec 14, 2021. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 14, 2021 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.34 |
| Piotroski F-Score | 6 |