First Guaranty Bancshares Statistics
Share Statistics
First Guaranty Bancshares has 12.50M shares outstanding. The number of shares has increased by 9.39% in one year.
| Shares Outstanding | 12.50M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 5.80M |
| Failed to Deliver (FTD) Shares | 231 |
| FTD / Avg. Volume | 2.01% |
Short Selling Information
The latest short interest is 13.24K, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 13.24K |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.23% |
| Short Ratio (days to cover) | 1.57 |
Valuation Ratios
The PE ratio is 13.47 and the forward PE ratio is 13.7. First Guaranty Bancshares 's PEG ratio is 0.4.
| PE Ratio | 13.47 |
| Forward PE | 13.7 |
| PS Ratio | 1.36 |
| Forward PS | 1.4 |
| PB Ratio | 0.5 |
| P/FCF Ratio | 18.37 |
| PEG Ratio | 0.4 |
Enterprise Valuation
First Guaranty Bancshares Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.11, with a Debt / Equity ratio of 1.1.
| Current Ratio | 0.11 |
| Quick Ratio | 0.11 |
| Debt / Equity | 1.1 |
| Total Debt / Capitalization | 52.45 |
| Cash Flow / Debt | 0.08 |
| Interest Coverage | 0.13 |
Financial Efficiency
Return on equity (ROE) is 0.04% and return on capital (ROIC) is 1.84%.
| Return on Equity (ROE) | 0.04% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.84% |
| Revenue Per Employee | 188.41K |
| Profits Per Employee | 18.97K |
| Employee Count | 486 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 2.68M |
| Effective Tax Rate | 0.23 |
Stock Price Statistics
The stock price has increased by 10.74% in the last 52 weeks. The beta is 0.32, so First Guaranty Bancshares 's price volatility has been higher than the market average.
| Beta | 0.32 |
| 52-Week Price Change | 10.74% |
| 50-Day Moving Average | 11.71 |
| 200-Day Moving Average | 10.66 |
| Relative Strength Index (RSI) | 48.68 |
| Average Volume (20 Days) | 11.48K |
Income Statement
In the last 12 months, First Guaranty Bancshares had revenue of $91.57M and earned $9.22M in profits. Earnings per share was $0.62.
| Revenue | 91.57M |
| Gross Profit | 91.57M |
| Operating Income | 12.49M |
| Net Income | 9.22M |
| EBITDA | 0 |
| EBIT | 12.49M |
| Earnings Per Share (EPS) | 0.62 |
Balance Sheet
The company has $286.11M in cash and $275.40M in debt, giving a net cash position of $10.72M.
| Cash & Cash Equivalents | 286.11M |
| Total Debt | 275.40M |
| Net Cash | 10.72M |
| Retained Earnings | 67.97M |
| Total Assets | 3.92B |
| Working Capital | 665.68M |
Cash Flow
In the last 12 months, operating cash flow was $21.71M and capital expenditures -$14.96M, giving a free cash flow of $6.76M.
| Operating Cash Flow | 21.71M |
| Capital Expenditures | -14.96M |
| Free Cash Flow | 6.76M |
| FCF Per Share | 0.61 |
Margins
Gross margin is 100%, with operating and profit margins of 13.64% and 10.07%.
| Gross Margin | 100% |
| Operating Margin | 13.64% |
| Pretax Margin | 12.99% |
| Profit Margin | 10.07% |
| EBITDA Margin | 0% |
| EBIT Margin | 13.64% |
| FCF Margin | 7.38% |
Dividends & Yields
FGBI pays an annual dividend of $0.32, which amounts to a dividend yield of 2.5%.
| Dividend Per Share | $0.32 |
| Dividend Yield | 2.5% |
| Dividend Growth (YoY) | -50% |
| Payout Ratio | 38.1% |
| Earnings Yield | 4.77% |
| FCF Yield | 4.16% |
Analyst Forecast
The average price target for FGBI is $9.5, which is -26.9% lower than the current price. The consensus rating is "Sell".
| Price Target | $9.5 |
| Price Target Difference | -26.9% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 14, 2021. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 14, 2021 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.31 |
| Piotroski F-Score | 6 |