FinVolution Group (FINV)
FinVolution Statistics
Share Statistics
FinVolution has 29.2M shares outstanding. The number of shares has increased by 53.94% in one year.
| Shares Outstanding | 29.2M |
| Shares Change (YoY) | 53.94% |
| Shares Change (QoQ) | 3.07% |
| Owned by Institutions (%) | 26.82% |
| Shares Floating | 29.19M |
| Failed to Deliver (FTD) Shares | 1.53K |
| FTD / Avg. Volume | 0.16% |
Short Selling Information
The latest short interest is 838.92K, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 838.92K |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.32% |
| Short Ratio (days to cover) | 0.93 |
Valuation Ratios
The PE ratio is 5.48 and the forward PE ratio is 0.71. FinVolution's PEG ratio is 0.65.
| PE Ratio | 5.48 |
| Forward PE | 0.71 |
| PS Ratio | 1 |
| Forward PS | 0 |
| PB Ratio | 0.86 |
| P/FCF Ratio | 4.51 |
| PEG Ratio | 0.65 |
Enterprise Valuation
FinVolution Group has an Enterprise Value (EV) of 4.63B.
| EV / Earnings | 1.94 |
| EV / Sales | 0.35 |
| EV / EBITDA | 0.65 |
| EV / EBIT | 1.83 |
| EV / FCF | 1.6 |
Financial Position
The company has a current ratio of 8.49, with a Debt / Equity ratio of 0.
| Current Ratio | 8.49 |
| Quick Ratio | 8.49 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0.23 |
| Cash Flow / Debt | 84.2 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.16% and return on capital (ROIC) is 13.65%.
| Return on Equity (ROE) | 0.16% |
| Return on Assets (ROA) | 0.1% |
| Return on Capital (ROIC) | 13.65% |
| Revenue Per Employee | $3,581,640.35 |
| Profits Per Employee | $653,274.67 |
| Employee Count | 3,648 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 457.4M |
| Effective Tax Rate | 0.16 |
Stock Price Statistics
The stock price has increased by 93.45% in the last 52 weeks. The beta is 0.48, so FinVolution's price volatility has been higher than the market average.
| Beta | 0.48 |
| 52-Week Price Change | 93.45% |
| 50-Day Moving Average | 8.43 |
| 200-Day Moving Average | 6.48 |
| Relative Strength Index (RSI) | 57.79 |
| Average Volume (20 Days) | 967.38K |
Income Statement
In the last 12 months, FinVolution had revenue of 13.07B and earned 2.38B in profits. Earnings per share was 1.81.
| Revenue | 13.07B |
| Gross Profit | 10.36B |
| Operating Income | 2.54B |
| Net Income | 2.38B |
| EBITDA | 7.14B |
| EBIT | 2.54B |
| Earnings Per Share (EPS) | 1.81 |
Balance Sheet
The company has 4.67B in cash and 34.36M in debt, giving a net cash position of 4.64B.
| Cash & Cash Equivalents | 4.67B |
| Total Debt | 34.36M |
| Net Cash | 4.64B |
| Retained Earnings | 11.06B |
| Total Assets | 23.61B |
| Working Capital | 16.82B |
Cash Flow
In the last 12 months, operating cash flow was 2.89B and capital expenditures 0, giving a free cash flow of 2.89B.
| Operating Cash Flow | 2.89B |
| Capital Expenditures | 0 |
| Free Cash Flow | 2.89B |
| FCF Per Share | 2.2 |
Margins
Gross margin is 79.32%, with operating and profit margins of 19.4% and 18.24%.
| Gross Margin | 79.32% |
| Operating Margin | 19.4% |
| Pretax Margin | 21.78% |
| Profit Margin | 18.24% |
| EBITDA Margin | 54.68% |
| EBIT Margin | 19.4% |
| FCF Margin | 22.14% |
Dividends & Yields
FINV pays an annual dividend of $0.49, which amounts to a dividend yield of 2.63%.
| Dividend Per Share | $0.49 |
| Dividend Yield | 2.63% |
| Dividend Growth (YoY) | 8.44% |
| Payout Ratio | 39.52% |
| Earnings Yield | 18.56% |
| FCF Yield | 1016.18% |
Analyst Forecast
The average price target for FINV is $11.4, which is 16.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.4 |
| Price Target Difference | 16.9% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 2.59 |
| Piotroski F-Score | 7 |