FinWise Bancorp (FINW)

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14.73

0.20 (1.38%)

At close: Apr 17, 2025, 3:59 PM

14.73

0.00%

After-hours: Apr 17, 2025, 04:05 PM EDT

FinWise Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q1 2020
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Mar 31, 2020
Revenue	83.32M	89.96M	90.67M	85.72M	79.12M	56.84M	38.91M	41.14M	25.63M	48.42M	68.41M	66.17M	79.57M	66.76M	56.59M	37.62M	23.11M	11.52M
Cost of Revenue	4.37M	6.11M	7.46M	6.89M	6.54M	4.79M	4.3M	4.95M	5.11M	5.11M	4M	1.71M	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	78.96M	83.84M	83.21M	78.84M	72.58M	52.05M	34.6M	36.19M	20.52M	43.31M	64.42M	64.46M	79.57M	66.76M	56.59M	37.62M	23.11M	11.52M
Operating Income	20.71M	14.48M	14.86M	17.28M	18.66M	28.21M	29.13M	31.26M	38.28M	42.54M	46.58M	48.86M	43.54M	36.07M	27.46M	16.78M	9.19M	2.85M
Interest Income	62.17M	60.86M	59.15M	56.6M	64.53M	59.75M	55.36M	52.51M	53.45M	55.73M	56.66M	54.78M	49.24M	42.26M	36.55M	25.41M	16.6M	8.04M
Pretax Income	16.99M	19.11M	21M	23.1M	23.81M	27M	27.62M	28.61M	37.15M	41.68M	45.74M	48.82M	42.27M	34.68M	25.91M	15.57M	8.35M	2.41M
Net Income	12.74M	14.11M	15.46M	16.91M	17.46M	19.85M	18.67M	19.47M	25.05M	28.14M	32.5M	34.32M	29.82M	24.46M	18.15M	10.88M	5.95M	1.67M
Selling & General & Admin	39.4M	35.77M	32.53M	30.6M	25.75M	24.16M	22.88M	22.79M	24.63M	24.88M	25.67M	24.56M	22.36M	20.81M	18.89M	13.4M	8.51M	4.01M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	6.1M	2.92M	-27.8M	-45.57M	-56.56M	-48.5M	-27.24M	-10.16M	9M	2.88M	-14.98M	-26.47M	-42.99M	-51.5M	-48.02M	-34.24M	-22.43M	-12.67M
Operating Expenses	36.9M	29.06M	-4.9M	-19.18M	-31.84M	-30.14M	-10.17M	13.54M	34.53M	13.33M	-3.74M	-23.04M	-41.75M	-30.69M	-29.13M	-20.84M	-13.92M	-8.67M
Interest Expense	15.44M	15.29M	13.93M	12.32M	9.97M	6.91M	4.42M	2.47M	1.43M	1.09M	1.07M	1.16M	1.26M	1.39M	1.54M	1.21M	838K	434K
Selling & Marketing Expenses	28.74M	18.27M	18.27M	8.54M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	70.05M	77.22M	43.26M	11.29M	-6.08M	-19.4M	-5.14M	18.57M	28.81M	7.61M	-3.74M	-23.04M	-41.75M	-30.69M	-29.13M	-20.84M	-13.92M	-8.67M
Income Tax Expense	4.25M	5M	5.54M	6.18M	6.35M	7.15M	8.92M	9.07M	11.2M	12.16M	11.44M	12.26M	10.69M	8.59M	6.46M	3.85M	1.92M	600K
Shares Outstanding (Basic)	13.97M	12.66M	12.63M	12.5M	12.26M	12.39M	12.6M	12.71M	12.74M	12.78M	12.72M	13.48M	10.17M	8.26M	11.93M	8.26M	11.93M	11.93M
Shares Outstanding (Diluted)	13.39M	13.26M	13.11M	13.04M	12.75M	12.87M	12.99M	13.17M	13.22M	13.32M	13.42M	13.57M	10.82M	8.81M	11.93M	8.81M	11.93M	11.93M
EPS (Basic)	0.98	1.11	1.23	1.34	1.37	1.55	1.45	1.52	1.92	2.36	3.05	3.23	3.13	2.57	1.74	1.13	0.53	0.14
EPS (Diluted)	0.95	1.06	1.18	1.29	1.33	1.50	1.40	1.46	1.87	2.28	2.92	3.12	2.98	2.47	1.70	1.09	0.53	0.14
EBITDA	11.51M	11.51M	18.67M	19.88M	19.83M	29.05M	28.82M	29.27M	36.23M	40.27M	33.33M	25.48M	20.77M	7.53M	10.04M	10.04M	2.51M	2.51M
EBIT	25.94M	12.52M	13.87M	15.63M	16.02M	25.44M	26.26M	26.8M	34.13M	38.84M	31.9M	24.65M	19.91M	6.29M	8.86M	9.18M	1.97M	2.41M
Depreciation & Amortization	2.64M	3.61M	4.81M	4.25M	3.81M	3.61M	2.71M	1.8M	1.46M	778K	632K	860K	869K	1.24M	1.19M	858K	547K	99K