FinWise Bancorp (FINW)
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Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
FinWise Bancorp Statistics
Share Statistics
FinWise Bancorp has 13.21M shares outstanding. The number of shares has increased by 3.06% in one year.
Shares Outstanding | 13.21M |
Shares Change (YoY) | n/a |
Shares Change (QoQ) | 0% |
Owned by Institutions (%) | n/a |
Shares Floating | 8.94M |
Failed to Deliver (FTD) Shares | 100 |
FTD / Avg. Volume | 0.5% |
Short Selling Information
The latest short interest is 36.24K, so 0.27% of the outstanding shares have been sold short.
Short Interest | 36.24K |
Short % of Shares Out | 0.27% |
Short % of Float | 0.41% |
Short Ratio (days to cover) | 1.58 |
Valuation Ratios
The PE ratio is 10.24 and the forward PE ratio is 19.13.
PE Ratio | 10.24 |
Forward PE | 19.13 |
PS Ratio | 2.79 |
Forward PS | 2.1 |
PB Ratio | 1.15 |
P/FCF Ratio | 37.18 |
PEG Ratio | n/a |
Enterprise Valuation
FinWise Bancorp has an Enterprise Value (EV) of 68.22M.
EV / Earnings | 3.91 |
EV / Sales | 1.07 |
EV / EBITDA | 2.47 |
EV / EBIT | 2.86 |
EV / FCF | 14.19 |
Financial Position
The company has a current ratio of 0.49, with a Debt / Equity ratio of 0.04.
Current Ratio | 0.49 |
Quick Ratio | 0.49 |
Debt / Equity | 0.04 |
Total Debt / Capitalization | 4.02 |
Cash Flow / Debt | 1.89 |
Interest Coverage | 2.39 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 10.81%.
Return on Equity (ROE) | 0.11% |
Return on Assets (ROA) | 0.03% |
Return on Capital (ROIC) | 10.81% |
Revenue Per Employee | 329.90K |
Profits Per Employee | 90.00K |
Employee Count | 194 |
Asset Turnover | 0.11 |
Inventory Turnover | 0 |
Taxes
Income Tax | 6.35M |
Effective Tax Rate | 0.27 |
Stock Price Statistics
The stock price has increased by 11.33% in the last 52 weeks. The beta is 0.69, so FinWise Bancorp's price volatility has been higher than the market average.
Beta | 0.69 |
52-Week Price Change | 11.33% |
50-Day Moving Average | 17.26 |
200-Day Moving Average | 13.56 |
Relative Strength Index (RSI) | 48.87 |
Average Volume (20 Days) | 19.82K |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of 64.00M and earned 17.46M in profits. Earnings per share was 1.38.
Revenue | 64.00M |
Gross Profit | 57.46M |
Operating Income | 23.81M |
Net Income | 17.46M |
EBITDA | 27.62M |
EBIT | 23.81M |
Earnings Per Share (EPS) | 1.38 |
Balance Sheet
The company has 116.97M in cash and 6.49M in debt, giving a net cash position of 110.49M.
Cash & Cash Equivalents | 116.97M |
Total Debt | 6.49M |
Net Cash | 110.49M |
Retained Earnings | 103.84M |
Total Assets | 683.03M |
Working Capital | 272.34M |
Cash Flow
In the last 12 months, operating cash flow was 12.27M and capital expenditures -7.46M, giving a free cash flow of 4.81M.
Operating Cash Flow | 12.27M |
Capital Expenditures | -7.46M |
Free Cash Flow | 4.81M |
FCF Per Share | 0.38 |
Margins
Gross margin is 89.78%, with operating and profit margins of 37.21% and 27.28%.
Gross Margin | 89.78% |
Operating Margin | 37.21% |
Pretax Margin | 37.21% |
Profit Margin | 27.28% |
EBITDA Margin | 43.16% |
EBIT Margin | 37.21% |
FCF Margin | 7.51% |
Dividends & Yields
FINW does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 8.31% |
FCF Yield | 2.19% |
Analyst Forecast
The average price target for FINW is $18, which is 8.4% higher than the current price. The consensus rating is "Buy".
Price Target | $18 |
Price Target Difference | 8.4% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Scores
Altman Z-Score | 1.16 |
Piotroski F-Score | 5 |