FinWise Bancorp (FINW)
undefined
undefined%
At close: undefined
19.53
-0.81%
After-hours Dec 13, 2024, 04:00 PM EST

FinWise Bancorp Statistics

Share Statistics

FinWise Bancorp has 13.21M shares outstanding. The number of shares has increased by 3.86% in one year.

Shares Outstanding 13.21M
Shares Change (YoY) n/a
Shares Change (QoQ) 3.26%
Owned by Institutions (%) n/a
Shares Floating 8.94M
Failed to Deliver (FTD) Shares 268
FTD / Avg. Volume 1.25%

Short Selling Information

The latest short interest is 45.08K, so 0.34% of the outstanding shares have been sold short.

Short Interest 45.08K
Short % of Shares Out 0.34%
Short % of Float 0.5%
Short Ratio (days to cover) 2.39

Valuation Ratios

The PE ratio is 10.24 and the forward PE ratio is 19.13.

PE Ratio 10.24
Forward PE 19.13
PS Ratio 2.79
Forward PS 2.8
PB Ratio 1.15
P/FCF Ratio 37.18
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

FinWise Bancorp has an Enterprise Value (EV) of 68.22M.

EV / Earnings 3.91
EV / Sales 1.07
EV / EBITDA 2.47
EV / EBIT 2.86
EV / FCF 14.19

Financial Position

The company has a current ratio of 0.49, with a Debt / Equity ratio of 0.01.

Current Ratio 0.49
Quick Ratio 0.49
Debt / Equity 0.01
Total Debt / Capitalization 0.83
Cash Flow / Debt 9.48
Interest Coverage 2.39

Financial Efficiency

Return on equity (ROE) is 0.11% and return on capital (ROIC) is 10.81%.

Return on Equity (ROE) 0.11%
Return on Assets (ROA) 0.03%
Return on Capital (ROIC) 10.81%
Revenue Per Employee 329.90K
Profits Per Employee 90.00K
Employee Count 194
Asset Turnover 0.11
Inventory Turnover 0

Taxes

Income Tax 6.35M
Effective Tax Rate 0.27

Stock Price Statistics

The stock price has increased by 45.31% in the last 52 weeks. The beta is 0.69, so FinWise Bancorp's price volatility has been higher than the market average.

Beta 0.69
52-Week Price Change 45.31%
50-Day Moving Average 17.08
200-Day Moving Average 12.72
Relative Strength Index (RSI) 62.13
Average Volume (20 Days) 21.40K

Income Statement

In the last 12 months, FinWise Bancorp had revenue of $64.00M and earned $17.46M in profits. Earnings per share was $1.38.

Revenue 64.00M
Gross Profit 57.46M
Operating Income 23.81M
Net Income 17.46M
EBITDA 27.62M
EBIT 23.81M
Earnings Per Share (EPS) 1.38
Full Income Statement

Balance Sheet

The company has $116.97M in cash and $6.49M in debt, giving a net cash position of $110.49M.

Cash & Cash Equivalents 116.97M
Total Debt 6.49M
Net Cash 110.49M
Retained Earnings 103.84M
Total Assets 683.03M
Working Capital 272.34M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.27M and capital expenditures -$7.46M, giving a free cash flow of $4.81M.

Operating Cash Flow 12.27M
Capital Expenditures -7.46M
Free Cash Flow 4.81M
FCF Per Share 0.38
Full Cash Flow Statement

Margins

Gross margin is 89.78%, with operating and profit margins of 37.21% and 27.28%.

Gross Margin 89.78%
Operating Margin 37.21%
Pretax Margin 37.21%
Profit Margin 27.28%
EBITDA Margin 43.16%
EBIT Margin 37.21%
FCF Margin 7.51%

Dividends & Yields

FINW does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 7.01%
FCF Yield 1.85%
Dividend Details

Analyst Forecast

The average price target for FINW is $17.5, which is -11.1% lower than the current price. The consensus rating is "Buy".

Price Target $17.5
Price Target Difference -11.1%
Analyst Consensus Buy
Analyst Count 2
Stock Forecasts

Scores

Altman Z-Score 1.18
Piotroski F-Score 5