Financial Institutions In...

22.48
-2.85 (-11.25%)
At close: Apr 03, 2025, 3:59 PM
22.51
0.11%
After-hours: Apr 03, 2025, 04:05 PM EDT

Financial Institutions Statistics

Share Statistics

Financial Institutions has 20.08M shares outstanding. The number of shares has increased by 29.98% in one year.

Shares Outstanding 20.08M
Shares Change (YoY) 29.98%
Shares Change (QoQ) 3.1%
Owned by Institutions (%) 99.82%
Shares Floating 19.46M
Failed to Deliver (FTD) Shares 312
FTD / Avg. Volume 0.18%

Short Selling Information

The latest short interest is 159.65K, so 0.82% of the outstanding shares have been sold short.

Short Interest 159.65K
Short % of Shares Out 0.82%
Short % of Float 0.84%
Short Ratio (days to cover) 1.42

Valuation Ratios

The PE ratio is -10.28 and the forward PE ratio is 7.92. Financial Institutions's PEG ratio is 0.06.

PE Ratio -10.28
Forward PE 7.92
PS Ratio 1.37
Forward PS 2
PB Ratio 24.76
P/FCF Ratio 5.55
PEG Ratio 0.06
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Financial Institutions.

EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 7.74, with a Debt / Equity ratio of 5.73.

Current Ratio 7.74
Quick Ratio 7.74
Debt / Equity 5.73
Debt / EBITDA -
Debt / FCF 1.28
Interest Coverage 2.08

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity n/a
Return on Assets n/a
Return on Invested Capital n/a
Revenue Per Employee $523.8K
Profits Per Employee $-69.64K
Employee Count 598
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax -26.5M
Effective Tax Rate 38.89%

Stock Price Statistics

The stock price has increased by 40.88% in the last 52 weeks. The beta is 0.89, so Financial Institutions's price volatility has been higher than the market average.

Beta 0.89
52-Week Price Change 40.88%
50-Day Moving Average 27.02
200-Day Moving Average 25.3
Relative Strength Index (RSI) 40.24
Average Volume (20 Days) 175.37K

Income Statement

In the last 12 months, Financial Institutions had revenue of 313.23M and earned -41.65M in profits. Earnings per share was -2.56.

Revenue 313.23M
Gross Profit 313.23M
Operating Income 311.66M
Net Income -41.65M
EBITDA 0
EBIT -7.67M
Earnings Per Share (EPS) -2.56
Full Income Statement

Balance Sheet

The company has 54.96M in cash and 99M in debt, giving a net cash position of -44.04M.

Cash & Cash Equivalents 54.96M
Total Debt 99M
Net Cash -44.04M
Retained Earnings 388.67M
Total Assets 6.12B
Working Capital 841.21M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 77.13M and capital expenditures 0, giving a free cash flow of 77.13M.

Operating Cash Flow 77.13M
Capital Expenditures 0
Free Cash Flow 77.13M
FCF Per Share 4.92
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.5% and -13.3%.

Gross Margin 100%
Operating Margin 99.5%
Pretax Margin -21.76%
Profit Margin -13.3%
EBITDA Margin n/a
EBIT Margin 99.5%
FCF Margin 24.62%

Dividends & Yields

FISI pays an annual dividend of $1.51, which amounts to a dividend yield of 4.64%.

Dividend Per Share $1.51
Dividend Yield 4.64%
Dividend Growth (YoY) 3.33%
Payout Ratio -54.91%
Earnings Yield n/a
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FISI is $33, which is 30.3% higher than the current price. The consensus rating is "Hold".

Price Target $33
Price Target Difference 30.3%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Scores

Altman Z-Score 0.34
Piotroski F-Score 5