Financial Institutions In... (FISI)
Financial Institutions Statistics
Share Statistics
Financial Institutions has 20.08M shares outstanding. The number of shares has increased by 29.98% in one year.
Shares Outstanding | 20.08M |
Shares Change (YoY) | 29.98% |
Shares Change (QoQ) | 3.1% |
Owned by Institutions (%) | 99.82% |
Shares Floating | 19.46M |
Failed to Deliver (FTD) Shares | 312 |
FTD / Avg. Volume | 0.18% |
Short Selling Information
The latest short interest is 159.65K, so 0.82% of the outstanding shares have been sold short.
Short Interest | 159.65K |
Short % of Shares Out | 0.82% |
Short % of Float | 0.84% |
Short Ratio (days to cover) | 1.42 |
Valuation Ratios
The PE ratio is -10.28 and the forward PE ratio is 7.92. Financial Institutions's PEG ratio is 0.06.
PE Ratio | -10.28 |
Forward PE | 7.92 |
PS Ratio | 1.37 |
Forward PS | 2 |
PB Ratio | 24.76 |
P/FCF Ratio | 5.55 |
PEG Ratio | 0.06 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Financial Institutions.
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 7.74, with a Debt / Equity ratio of 5.73.
Current Ratio | 7.74 |
Quick Ratio | 7.74 |
Debt / Equity | 5.73 |
Debt / EBITDA | - |
Debt / FCF | 1.28 |
Interest Coverage | 2.08 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
Return on Equity | n/a |
Return on Assets | n/a |
Return on Invested Capital | n/a |
Revenue Per Employee | $523.8K |
Profits Per Employee | $-69.64K |
Employee Count | 598 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
Income Tax | -26.5M |
Effective Tax Rate | 38.89% |
Stock Price Statistics
The stock price has increased by 40.88% in the last 52 weeks. The beta is 0.89, so Financial Institutions's price volatility has been higher than the market average.
Beta | 0.89 |
52-Week Price Change | 40.88% |
50-Day Moving Average | 27.02 |
200-Day Moving Average | 25.3 |
Relative Strength Index (RSI) | 40.24 |
Average Volume (20 Days) | 175.37K |
Income Statement
In the last 12 months, Financial Institutions had revenue of 313.23M and earned -41.65M in profits. Earnings per share was -2.56.
Revenue | 313.23M |
Gross Profit | 313.23M |
Operating Income | 311.66M |
Net Income | -41.65M |
EBITDA | 0 |
EBIT | -7.67M |
Earnings Per Share (EPS) | -2.56 |
Balance Sheet
The company has 54.96M in cash and 99M in debt, giving a net cash position of -44.04M.
Cash & Cash Equivalents | 54.96M |
Total Debt | 99M |
Net Cash | -44.04M |
Retained Earnings | 388.67M |
Total Assets | 6.12B |
Working Capital | 841.21M |
Cash Flow
In the last 12 months, operating cash flow was 77.13M and capital expenditures 0, giving a free cash flow of 77.13M.
Operating Cash Flow | 77.13M |
Capital Expenditures | 0 |
Free Cash Flow | 77.13M |
FCF Per Share | 4.92 |
Margins
Gross margin is 100%, with operating and profit margins of 99.5% and -13.3%.
Gross Margin | 100% |
Operating Margin | 99.5% |
Pretax Margin | -21.76% |
Profit Margin | -13.3% |
EBITDA Margin | n/a |
EBIT Margin | 99.5% |
FCF Margin | 24.62% |
Dividends & Yields
FISI pays an annual dividend of $1.51, which amounts to a dividend yield of 4.64%.
Dividend Per Share | $1.51 |
Dividend Yield | 4.64% |
Dividend Growth (YoY) | 3.33% |
Payout Ratio | -54.91% |
Earnings Yield | n/a |
FCF Yield | n/a |
Analyst Forecast
The average price target for FISI is $33, which is 30.3% higher than the current price. The consensus rating is "Hold".
Price Target | $33 |
Price Target Difference | 30.3% |
Analyst Consensus | Hold |
Analyst Count | 3 |
Scores
Altman Z-Score | 0.34 |
Piotroski F-Score | 5 |