Finward Bancorp (FNWD)
Finward Bancorp Statistics
Share Statistics
Finward Bancorp has 4.31M shares outstanding. The number of shares has increased by 0.31% in one year.
| Shares Outstanding | 4.31M |
| Shares Change (YoY) | 0.31% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 31% |
| Shares Floating | 3.58M |
| Failed to Deliver (FTD) Shares | 183 |
| FTD / Avg. Volume | 5.13% |
Short Selling Information
The latest short interest is 4.36K, so 0.1% of the outstanding shares have been sold short.
| Short Interest | 4.36K |
| Short % of Shares Out | 0.1% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 1.31 |
Valuation Ratios
The PE ratio is 12.81 and the forward PE ratio is 15.56. Finward Bancorp's PEG ratio is -0.28.
| PE Ratio | 12.81 |
| Forward PE | 15.56 |
| PS Ratio | 1.64 |
| Forward PS | 1.6 |
| PB Ratio | 0.73 |
| P/FCF Ratio | 5.16 |
| PEG Ratio | -0.28 |
Enterprise Valuation
Finward Bancorp has an Enterprise Value (EV) of 140.41M.
| EV / Earnings | 16.75 |
| EV / Sales | 2.15 |
| EV / EBITDA | 9.23 |
| EV / EBIT | 9.23 |
| EV / FCF | 6.76 |
Financial Position
The company has a current ratio of 0.14, with a Debt / Equity ratio of 0.54.
| Current Ratio | 0.14 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.54 |
| Total Debt / Capitalization | 35.19 |
| Cash Flow / Debt | 0.27 |
| Interest Coverage | 0.49 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 6.97%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 6.97% |
| Revenue Per Employee | $236,597.83 |
| Profits Per Employee | $30,362.32 |
| Employee Count | 276 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -335K |
| Effective Tax Rate | -0.04 |
Stock Price Statistics
The stock price has increased by 17.09% in the last 52 weeks. The beta is 0.56, so Finward Bancorp's price volatility has been higher than the market average.
| Beta | 0.56 |
| 52-Week Price Change | 17.09% |
| 50-Day Moving Average | 27.49 |
| 200-Day Moving Average | 28.07 |
| Relative Strength Index (RSI) | 53.06 |
| Average Volume (20 Days) | 3.57K |
Income Statement
In the last 12 months, Finward Bancorp had revenue of 65.3M and earned 8.38M in profits. Earnings per share was 1.96.
| Revenue | 65.3M |
| Gross Profit | 96.53M |
| Operating Income | 15.21M |
| Net Income | 8.38M |
| EBITDA | 15.21M |
| EBIT | 15.21M |
| Earnings Per Share (EPS) | 1.96 |
Balance Sheet
The company has 85.59M in cash and 80M in debt, giving a net cash position of 5.59M.
| Cash & Cash Equivalents | 85.59M |
| Total Debt | 80M |
| Net Cash | 5.59M |
| Retained Earnings | 129.4M |
| Total Assets | 2.07B |
| Working Capital | 1.86B |
Cash Flow
In the last 12 months, operating cash flow was 21.93M and capital expenditures -1.15M, giving a free cash flow of 20.79M.
| Operating Cash Flow | 21.93M |
| Capital Expenditures | -1.15M |
| Free Cash Flow | 20.79M |
| FCF Per Share | 4.86 |
Margins
Gross margin is 147.82%, with operating and profit margins of 23.29% and 12.83%.
| Gross Margin | 147.82% |
| Operating Margin | 23.29% |
| Pretax Margin | 12.32% |
| Profit Margin | 12.83% |
| EBITDA Margin | 23.29% |
| EBIT Margin | 23.29% |
| FCF Margin | 31.83% |
Dividends & Yields
FNWD pays an annual dividend of $0.6, which amounts to a dividend yield of 1.78%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.78% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 22.14% |
| Earnings Yield | 7.26% |
| FCF Yield | 17.85% |
Analyst Forecast
Currently there are no analyst rating for FNWD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Mar 22, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 22, 1999 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 1.27 |
| Piotroski F-Score | 5 |