Shares Outstanding Shares Outstanding n/a Close	11.06M
Shares Change (YoY) Shares Change (YoY) n/a Close	-89.2%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	7.91%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	78.8%
Shares Floating Shares Floating n/a Close	3.87M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	2,678
FTD / Avg. Volume FTD / Avg. Volume n/a Close	3.29%

Short Selling Information

The latest short interest is 669.9K, so 6.06% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	669.9K
Short % of Shares Out Short % of Shares Out n/a Close	6.06%
Short % of Float Short % of Float n/a Close	13.99%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	8.96

Valuation Ratios

The PE ratio is 17.89 and the forward PE ratio is 6.62. Finance Of America Companies's PEG ratio is -0.15.

PE Ratio PE Ratio n/a Close	17.89
Forward PE Forward PE n/a Close	6.62
PS Ratio PS Ratio n/a Close	0.14
Forward PS Forward PS n/a Close	0.5
PB Ratio PB Ratio n/a Close	1.09
P/FCF Ratio P/FCF Ratio n/a Close	-0.65
PEG Ratio PEG Ratio n/a Close	-0.15

Financial Ratio History

Enterprise Valuation

Finance Of America Companies has an Enterprise Value (EV) of 28.95B.

EV / Sales EV / Sales n/a Close	14.85
EV / EBITDA EV / EBITDA n/a Close	354.06
EV / EBIT EV / EBIT n/a Close	-68.31
EV / FCF EV / FCF n/a Close	-68.31

Financial Position

The company has a current ratio of 0.09, with a Debt / Equity ratio of 112.49.

Current Ratio Current Ratio n/a Close	0.09
Quick Ratio Quick Ratio n/a Close	0.09
Debt / Equity Debt / Equity n/a Close	112.49
Debt / EBITDA Debt / EBITDA n/a Close	351.26
Debt / FCF Debt / FCF n/a Close	-67.76
Interest Coverage Interest Coverage n/a Close	0.02

Financial Efficiency

Return on Equity is 6.07% and Return on Invested Capital is 0.13%.

Return on Equity Return on Equity n/a Close	6.07%
Return on Assets Return on Assets n/a Close	0.05%
Return on Invested Capital Return on Invested Capital n/a Close	0.13%
Revenue Per Employee Revenue Per Employee n/a Close	$2,595,659.12
Profits Per Employee Profits Per Employee n/a Close	$20,623.17
Employee Count Employee Count n/a Close	751
Asset Turnover Asset Turnover n/a Close	0.07
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	2.4M
Effective Tax Rate Effective Tax Rate n/a Close	5.6%

Stock Price Statistics

The stock price has increased by 294.57% in the last 52 weeks. The beta is 1.44, so Finance Of America Companies's price volatility has been higher than the market average.

Beta Beta n/a Close	1.44
52-Week Price Change 52-Week Price Change n/a Close	294.57%
50-Day Moving Average 50-Day Moving Average n/a Close	21.19
200-Day Moving Average 200-Day Moving Average n/a Close	20.21
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	60.07
Average Volume (20 Days) Average Volume (20 Days) n/a Close	81,438

Income Statement

In the last 12 months, Finance Of America Companies had revenue of 1.95B and earned 15.49M in profits. Earnings per share was 1.57.

Revenue Revenue n/a Close	1.95B
Gross Profit Gross Profit n/a Close	270.64M
Operating Income Operating Income n/a Close	40.42M
Net Income Net Income n/a Close	15.49M
EBITDA EBITDA n/a Close	81.76M
EBIT EBIT n/a Close	42.82M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.57

Full Income Statement

Balance Sheet

The company has 47.38M in cash and 28.72B in debt, giving a net cash position of -28.67B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	47.38M
Total Debt Total Debt n/a Close	28.72B
Net Cash Net Cash n/a Close	-28.67B
Retained Earnings Retained Earnings n/a Close	-698.89M
Total Assets Total Assets n/a Close	29,688.9B
Working Capital Working Capital n/a Close	52.02B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -423.81M and capital expenditures 0, giving a free cash flow of -423.81M.

Operating Cash Flow Operating Cash Flow n/a Close	-423.81M
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	-423.81M
FCF Per Share FCF Per Share n/a Close	-43.02

Full Cash Flow Statement

Margins

Gross margin is 13.88%, with operating and profit margins of 2.07% and 0.79%.

Gross Margin Gross Margin n/a Close	13.88%
Operating Margin Operating Margin n/a Close	2.07%
Pretax Margin Pretax Margin n/a Close	2.2%
Profit Margin Profit Margin n/a Close	0.79%
EBITDA Margin EBITDA Margin n/a Close	4.19%
EBIT Margin EBIT Margin n/a Close	2.07%
FCF Margin FCF Margin n/a Close	-21.74%

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share Dividend Per Share n/a Close	n/a
Dividend Yield Dividend Yield n/a Close	n/a
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	n/a
Payout Ratio Payout Ratio n/a Close	n/a
Earnings Yield Earnings Yield n/a Close	5.59%
FCF Yield FCF Yield n/a Close	-153%

Dividend Details

Analyst Forecast

The average price target for FOA is $26.25, which is 13% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$26.25
Price Target Difference Price Target Difference n/a Close	13%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$7.85
Lynch Upside Lynch Upside n/a Close	-66.22%
Graham Number Graham Number n/a Close	30.28
Graham Upside Graham Upside n/a Close	30.29%

Stock Splits

The last stock split was on Jul 26, 2024. It was a backward split with a ratio of 1:10.

Last Split Date Last Split Date n/a Close	Jul 26, 2024
Split Type Split Type n/a Close	backward
Split Ratio Split Ratio n/a Close	1:10

Scores

Altman Z-Score Altman Z-Score n/a Close	0
Piotroski F-Score Piotroski F-Score n/a Close	5