Five Star Bancorp (FSBC)
Five Star Bancorp Statistics
Share Statistics
Five Star Bancorp has 21.33M shares outstanding. The number of shares has increased by 0.04% in one year.
| Shares Outstanding | 21.33M |
| Shares Change (YoY) | 0.04% |
| Shares Change (QoQ) | 0.05% |
| Owned by Institutions (%) | 55.16% |
| Shares Floating | 14.84M |
| Failed to Deliver (FTD) Shares | 25 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 176.77K, so 0.83% of the outstanding shares have been sold short.
| Short Interest | 176.77K |
| Short % of Shares Out | 0.83% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 4.03 |
Valuation Ratios
The PE ratio is 13.28 and the forward PE ratio is 9.71. Five Star Bancorp's PEG ratio is -0.72.
| PE Ratio | 13.28 |
| Forward PE | 9.71 |
| PS Ratio | 4.85 |
| Forward PS | 3.3 |
| PB Ratio | 0.16 |
| P/FCF Ratio | 11.85 |
| PEG Ratio | -0.72 |
Enterprise Valuation
Five Star Bancorp has an Enterprise Value (EV) of 330.73M.
| EV / Sales | 2.65 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.39 |
| EV / FCF | 6.46 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.02.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | - |
| Debt / FCF | 1.58 |
| Interest Coverage | 0.05 |
Financial Efficiency
Return on Equity is 1.23% and Return on Invested Capital is 1.45%.
| Return on Equity | 1.23% |
| Return on Assets | 1.27% |
| Return on Invested Capital | 1.45% |
| Revenue Per Employee | $609.55K |
| Profits Per Employee | $222.79K |
| Employee Count | 205 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 19.05M |
| Effective Tax Rate | 29.43% |
Stock Price Statistics
The stock price has increased by 18.27% in the last 52 weeks. The beta is 0.5, so Five Star Bancorp's price volatility has been higher than the market average.
| Beta | 0.5 |
| 52-Week Price Change | 18.27% |
| 50-Day Moving Average | 29.63 |
| 200-Day Moving Average | 29.34 |
| Relative Strength Index (RSI) | 21 |
| Average Volume (20 Days) | 59.22K |
Income Statement
In the last 12 months, Five Star Bancorp had revenue of 124.96M and earned 45.67M in profits. Earnings per share was 2.27.
| Revenue | 124.96M |
| Gross Profit | 6.45M |
| Operating Income | 4.04M |
| Net Income | 45.67M |
| EBITDA | 0 |
| EBIT | -1.88M |
| Earnings Per Share (EPS) | 2.27 |
Balance Sheet
The company has 356.46M in cash and 80.75M in debt, giving a net cash position of 275.71M.
| Cash & Cash Equivalents | 356.46M |
| Total Debt | 80.75M |
| Net Cash | 275.71M |
| Retained Earnings | 0 |
| Total Assets | 4.05B |
| Working Capital | 416.65M |
Cash Flow
In the last 12 months, operating cash flow was 51.79M and capital expenditures -628K, giving a free cash flow of 51.16M.
| Operating Cash Flow | 51.79M |
| Capital Expenditures | -628K |
| Free Cash Flow | 51.16M |
| FCF Per Share | 2.54 |
Margins
Gross margin is 5.16%, with operating and profit margins of 3.23% and 36.55%.
| Gross Margin | 5.16% |
| Operating Margin | 3.23% |
| Pretax Margin | 51.79% |
| Profit Margin | 36.55% |
| EBITDA Margin | n/a |
| EBIT Margin | 3.23% |
| FCF Margin | 40.94% |
Dividends & Yields
FSBC pays an annual dividend of $1, which amounts to a dividend yield of 2.71%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.71% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 44.25% |
| Earnings Yield | 7.53% |
| FCF Yield | 8.44% |
Analyst Forecast
The average price target for FSBC is $35.5, which is 36.4% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.5 |
| Price Target Difference | 36.4% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jul 15, 2016. It was a forward split with a ratio of 2721:2500.
| Last Split Date | Jul 15, 2016 |
| Split Type | forward |
| Split Ratio | 2721:2500 |
Scores
| Altman Z-Score | 0.34 |
| Piotroski F-Score | 5 |