FS Bancorp Inc.

AI Score

XX

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37.59
-0.41 (-1.08%)
At close: Apr 02, 2025, 3:59 PM
36.86
-1.94%
Pre-market: Apr 03, 2025, 06:30 AM EDT

FS Bancorp Statistics

Share Statistics

FS Bancorp has 7.76M shares outstanding. The number of shares has increased by -0.55% in one year.

Shares Outstanding 7.76M
Shares Change (YoY) -0.55%
Shares Change (QoQ) -0.7%
Owned by Institutions (%) 65.21%
Shares Floating 6.55M
Failed to Deliver (FTD) Shares 1
FTD / Avg. Volume 0.01%

Short Selling Information

The latest short interest is 42.27K, so 0.54% of the outstanding shares have been sold short.

Short Interest 42.27K
Short % of Shares Out 0.54%
Short % of Float 0.64%
Short Ratio (days to cover) 2.91

Valuation Ratios

The PE ratio is 9 and the forward PE ratio is 8.77. FS Bancorp's PEG ratio is 41.67.

PE Ratio 9
Forward PE 8.77
PS Ratio 1.71
Forward PS 1.9
PB Ratio 1.07
P/FCF Ratio 6.41
PEG Ratio 41.67
Financial Ratio History

Enterprise Valuation

FS Bancorp has an Enterprise Value (EV) of 301.46M.

EV / Sales 1.63
EV / EBITDA 0
EV / EBIT 5.93
EV / FCF 6.13

Financial Position

The company has a current ratio of 506.89, with a Debt / Equity ratio of 0.02.

Current Ratio 506.89
Quick Ratio 506.89
Debt / Equity 0.02
Debt / EBITDA -
Debt / FCF 0.11
Interest Coverage 2.91

Financial Efficiency

Return on Equity is 11.84% and Return on Invested Capital is 5.26%.

Return on Equity 11.84%
Return on Assets 1.16%
Return on Invested Capital 5.26%
Revenue Per Employee $330.07K
Profits Per Employee $62.54K
Employee Count 560
Asset Turnover 0.06
Inventory Turnover n/a

Taxes

Income Tax 6.56M
Effective Tax Rate 15.77%

Stock Price Statistics

The stock price has increased by 12.04% in the last 52 weeks. The beta is 0.92, so FS Bancorp's price volatility has been higher than the market average.

Beta 0.92
52-Week Price Change 12.04%
50-Day Moving Average 38.72
200-Day Moving Average 41.42
Relative Strength Index (RSI) 47
Average Volume (20 Days) 15.33K

Income Statement

In the last 12 months, FS Bancorp had revenue of 184.84M and earned 35.02M in profits. Earnings per share was 4.64.

Revenue 184.84M
Gross Profit 184.84M
Operating Income 179.46M
Net Income 35.02M
EBITDA 0
EBIT 103.31M
Earnings Per Share (EPS) 4.64
Full Income Statement

Balance Sheet

The company has 19.28M in cash and 5.56M in debt, giving a net cash position of 13.72M.

Cash & Cash Equivalents 19.28M
Total Debt 5.56M
Net Cash 13.72M
Retained Earnings 257.11M
Total Assets 3.03B
Working Capital 2.81B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 50.82M and capital expenditures 0, giving a free cash flow of 49.19M.

Operating Cash Flow 50.82M
Capital Expenditures 0
Free Cash Flow 49.19M
FCF Per Share 6.41
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 97.09% and 18.95%.

Gross Margin 100%
Operating Margin 97.09%
Pretax Margin 22.5%
Profit Margin 18.95%
EBITDA Margin n/a
EBIT Margin 97.09%
FCF Margin 26.61%

Dividends & Yields

FSBW pays an annual dividend of $1.34, which amounts to a dividend yield of 2.64%.

Dividend Per Share $1.34
Dividend Yield 2.64%
Dividend Growth (YoY) 7.69%
Payout Ratio 30.73%
Earnings Yield 11.11%
FCF Yield 15.61%
Dividend Details

Analyst Forecast

The average price target for FSBW is $44, which is 17.1% higher than the current price. The consensus rating is "Hold".

Price Target $44
Price Target Difference 17.1%
Analyst Consensus Hold
Analyst Count 1
Stock Forecasts

Stock Splits

The last stock split was on Jul 15, 2021. It was a forward split with a ratio of 2:1.

Last Split Date Jul 15, 2021
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 1.37
Piotroski F-Score 7