First United Corporation Statistics
Share Statistics
First United Corporation has 6.47M shares outstanding. The number of shares has increased by -3.66% in one year.
| Shares Outstanding | 6.47M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -2.75% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 5.95M |
| Failed to Deliver (FTD) Shares | 67 |
| FTD / Avg. Volume | 0.34% |
Short Selling Information
The latest short interest is 6.56K, so 0.1% of the outstanding shares have been sold short.
| Short Interest | 6.56K |
| Short % of Shares Out | 0.1% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 0.4 |
Valuation Ratios
The PE ratio is 10.44 and the forward PE ratio is 10.56. First United Corporation's PEG ratio is 0.2.
| PE Ratio | 10.44 |
| Forward PE | 10.56 |
| PS Ratio | 2.25 |
| Forward PS | 2.6 |
| PB Ratio | 0.97 |
| P/FCF Ratio | 7.11 |
| PEG Ratio | 0.2 |
Enterprise Valuation
First United Corporation has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.69.
| Current Ratio | 0.11 |
| Quick Ratio | 0.11 |
| Debt / Equity | 0.69 |
| Total Debt / Capitalization | 40.66 |
| Cash Flow / Debt | 0.2 |
| Interest Coverage | 0.6 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 4.08%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 4.08% |
| Revenue Per Employee | 229.34K |
| Profits Per Employee | 49.54K |
| Employee Count | 304 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 4.42M |
| Effective Tax Rate | 0.23 |
Stock Price Statistics
The stock price has increased by 61.45% in the last 52 weeks. The beta is 0.77, so First United Corporation's price volatility has been higher than the market average.
| Beta | 0.77 |
| 52-Week Price Change | 61.45% |
| 50-Day Moving Average | 33.24 |
| 200-Day Moving Average | 26.34 |
| Relative Strength Index (RSI) | 65.68 |
| Average Volume (20 Days) | 19.68K |
Income Statement
In the last 12 months, First United Corporation had revenue of $69.72M and earned $15.06M in profits. Earnings per share was $2.25.
| Revenue | 69.72M |
| Gross Profit | 31.15M |
| Operating Income | 14.47M |
| Net Income | 15.06M |
| EBITDA | 0 |
| EBIT | 14.47M |
| Earnings Per Share (EPS) | 2.25 |
Balance Sheet
The company has $49.75M in cash and $112.48M in debt, giving a net cash position of -$62.73M.
| Cash & Cash Equivalents | 49.75M |
| Total Debt | 112.48M |
| Net Cash | -62.73M |
| Retained Earnings | 173.90M |
| Total Assets | 1.92B |
| Working Capital | -312.99M |
Cash Flow
In the last 12 months, operating cash flow was $22.47M and capital expenditures -$353.00K, giving a free cash flow of $22.12M.
| Operating Cash Flow | 22.47M |
| Capital Expenditures | -353.00K |
| Free Cash Flow | 22.12M |
| FCF Per Share | 3.31 |
Margins
Gross margin is 44.67%, with operating and profit margins of 20.75% and 21.6%.
| Gross Margin | 44.67% |
| Operating Margin | 20.75% |
| Pretax Margin | 27.93% |
| Profit Margin | 21.6% |
| EBITDA Margin | 0% |
| EBIT Margin | 20.75% |
| FCF Margin | 31.72% |
Dividends & Yields
FUNC pays an annual dividend of $0.88, which amounts to a dividend yield of 2.47%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 2.47% |
| Dividend Growth (YoY) | 10% |
| Payout Ratio | 35.77% |
| Earnings Yield | 6.33% |
| FCF Yield | 9.63% |
Analyst Forecast
Currently there are no analyst rating for FUNC.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Mar 13, 1996. It was a forward split with a ratio of 21:20.
| Last Split Date | Mar 13, 1996 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.07 |
| Piotroski F-Score | 7 |