First United Corporation (FUNC)
First United Statistics
Share Statistics
First United has 6.47M shares outstanding. The number of shares has increased by -2.64% in one year.
Shares Outstanding | 6.47M |
Shares Change (YoY) | -2.64% |
Shares Change (QoQ) | 0.07% |
Owned by Institutions (%) | 43.81% |
Shares Floating | 5.94M |
Failed to Deliver (FTD) Shares | 67 |
FTD / Avg. Volume | 0.24% |
Short Selling Information
The latest short interest is 13.5K, so 0.21% of the outstanding shares have been sold short.
Short Interest | 13.5K |
Short % of Shares Out | 0.21% |
Short % of Float | 0.23% |
Short Ratio (days to cover) | 0.46 |
Valuation Ratios
The PE ratio is 10.7 and the forward PE ratio is 9.75. First United's PEG ratio is 0.27.
PE Ratio | 10.7 |
Forward PE | 9.75 |
PS Ratio | 31.57 |
Forward PS | 1.9 |
PB Ratio | 1.23 |
P/FCF Ratio | 9.88 |
PEG Ratio | 0.27 |
Enterprise Valuation
First United has an Enterprise Value (EV) of 207.11M.
EV / Sales | 29.72 |
EV / EBITDA | 0 |
EV / EBIT | 9.3 |
EV / FCF | 9.3 |
Financial Position
The company has a current ratio of 2.74, with a Debt / Equity ratio of 0.36.
Current Ratio | 2.74 |
Quick Ratio | 2.74 |
Debt / Equity | 0.36 |
Debt / EBITDA | - |
Debt / FCF | 2.94 |
Interest Coverage | 0.62 |
Financial Efficiency
Return on Equity is 11.47% and Return on Invested Capital is 6.45%.
Return on Equity | 11.47% |
Return on Assets | 1.04% |
Return on Invested Capital | 6.45% |
Revenue Per Employee | $23.95K |
Profits Per Employee | $70.68K |
Employee Count | 291 |
Asset Turnover | 0 |
Inventory Turnover | n/a |
Taxes
Income Tax | 6.66M |
Effective Tax Rate | 24.46% |
Stock Price Statistics
The stock price has increased by 19.44% in the last 52 weeks. The beta is 0.58, so First United's price volatility has been higher than the market average.
Beta | 0.58 |
52-Week Price Change | 19.44% |
50-Day Moving Average | 33.71 |
200-Day Moving Average | 30.69 |
Relative Strength Index (RSI) | 28.06 |
Average Volume (20 Days) | 28.48K |
Income Statement
In the last 12 months, First United had revenue of 6.97M and earned 20.57M in profits. Earnings per share was 3.15.
Revenue | 6.97M |
Gross Profit | -28.56M |
Operating Income | 19.82M |
Net Income | 20.57M |
EBITDA | 0 |
EBIT | -3.79M |
Earnings Per Share (EPS) | 3.15 |
Balance Sheet
The company has 78.33M in cash and 65.41M in debt, giving a net cash position of 12.92M.
Cash & Cash Equivalents | 78.33M |
Total Debt | 65.41M |
Net Cash | 12.92M |
Retained Earnings | 189M |
Total Assets | 1.97B |
Working Capital | 49.44M |
Cash Flow
In the last 12 months, operating cash flow was 22.28M and capital expenditures 0, giving a free cash flow of 22.28M.
Operating Cash Flow | 22.28M |
Capital Expenditures | 0 |
Free Cash Flow | 22.28M |
FCF Per Share | 3.41 |
Margins
Gross margin is -409.83%, with operating and profit margins of 284.47% and 295.15%.
Gross Margin | -409.83% |
Operating Margin | 284.47% |
Pretax Margin | 390.73% |
Profit Margin | 295.15% |
EBITDA Margin | n/a |
EBIT Margin | 284.47% |
FCF Margin | 319.72% |
Dividends & Yields
FUNC pays an annual dividend of $1.06, which amounts to a dividend yield of 2.86%.
Dividend Per Share | $1.06 |
Dividend Yield | 2.86% |
Dividend Growth (YoY) | 10% |
Payout Ratio | 33.65% |
Earnings Yield | 9.35% |
FCF Yield | 10.13% |
Analyst Forecast
Currently there are no analyst rating for FUNC.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
The last stock split was on Mar 13, 1996. It was a forward split with a ratio of 21:20.
Last Split Date | Mar 13, 1996 |
Split Type | forward |
Split Ratio | 21:20 |
Scores
Altman Z-Score | 0.28 |
Piotroski F-Score | 8 |