Horace Mann Educators Cor...

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41.06
-0.28 (-0.68%)
At close: Mar 21, 2025, 3:59 PM
43.28
5.39%
After-hours: Mar 21, 2025, 06:31 PM EDT

Horace Mann Educators Statistics

Share Statistics

Horace Mann Educators has 40.87M shares outstanding. The number of shares has increased by -0.19% in one year.

Shares Outstanding 40.87M
Shares Change (YoY) -0.19%
Shares Change (QoQ) -0.03%
Owned by Institutions (%) 99.99%
Shares Floating 40.66M
Failed to Deliver (FTD) Shares 58
FTD / Avg. Volume 0.03%

Short Selling Information

The latest short interest is 867.69K, so 2.13% of the outstanding shares have been sold short.

Short Interest 867.69K
Short % of Shares Out 2.13%
Short % of Float 2.14%
Short Ratio (days to cover) 4.88

Valuation Ratios

The PE ratio is 15.76 and the forward PE ratio is 10.46. Horace Mann Educators's PEG ratio is 0.12.

PE Ratio 15.76
Forward PE 10.46
PS Ratio 1.02
Forward PS 1.1
PB Ratio 1.26
P/FCF Ratio 16.77
PEG Ratio 0.12
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Horace Mann Educators Corporation.

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 0.42.

Current Ratio 0
Quick Ratio 0
Debt / Equity 0.42
Total Debt / Capitalization 29.82
Cash Flow / Debt 0.18
Interest Coverage 36.12

Financial Efficiency

Return on equity (ROE) is 0.08% and return on capital (ROIC) is 54.46%.

Return on Equity (ROE) 0.08%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 54.46%
Revenue Per Employee $911,542.86
Profits Per Employee $58,742.86
Employee Count 1,750
Asset Turnover 0.11
Inventory Turnover n/a

Taxes

Income Tax 25.8M
Effective Tax Rate 0.2

Stock Price Statistics

The stock price has increased by 16.42% in the last 52 weeks. The beta is 0.27, so Horace Mann Educators's price volatility has been higher than the market average.

Beta 0.27
52-Week Price Change 16.42%
50-Day Moving Average 40
200-Day Moving Average 37.18
Relative Strength Index (RSI) 52.33
Average Volume (20 Days) 207.9K

Income Statement

In the last 12 months, Horace Mann Educators had revenue of 1.6B and earned 102.8M in profits. Earnings per share was 2.49.

Revenue 1.6B
Gross Profit 1.6B
Operating Income 1.25B
Net Income 102.8M
EBITDA 0
EBIT 1.25B
Earnings Per Share (EPS) 2.49
Full Income Statement

Balance Sheet

The company has 38.1M in cash and 547M in debt, giving a net cash position of -508.9M.

Cash & Cash Equivalents 38.1M
Total Debt 547M
Net Cash -508.9M
Retained Earnings 1.55B
Total Assets 14.49B
Working Capital 0
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 96.6M and capital expenditures 0, giving a free cash flow of 96.6M.

Operating Cash Flow 96.6M
Capital Expenditures 0
Free Cash Flow 96.6M
FCF Per Share 2.34
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 78.34% and 6.44%.

Gross Margin 100%
Operating Margin 78.34%
Pretax Margin 8.06%
Profit Margin 6.44%
EBITDA Margin n/a
EBIT Margin 78.34%
FCF Margin 6.06%

Dividends & Yields

HMN pays an annual dividend of $1.37, which amounts to a dividend yield of 3.27%.

Dividend Per Share $1.37
Dividend Yield 3.27%
Dividend Growth (YoY) 2.94%
Payout Ratio 55.24%
Earnings Yield 6.06%
FCF Yield 5.76%
Dividend Details

Analyst Forecast

The average price target for HMN is $44.5, which is 8.4% higher than the current price. The consensus rating is "Hold".

Price Target $44.5
Price Target Difference 8.4%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Stock Splits

The last stock split was on Dec 16, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Dec 16, 1997
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.43
Piotroski F-Score 6