Horace Mann Educators Cor... (HMN)
Horace Mann Educators Statistics
Share Statistics
Horace Mann Educators has 40.95M shares outstanding. The number of shares has increased by -0.22% in one year.
| Shares Outstanding | 40.95M |
| Shares Change (YoY) | -0.22% |
| Shares Change (QoQ) | 0.28% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | 40.75M |
| Failed to Deliver (FTD) Shares | 56 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 666.84K, so 1.63% of the outstanding shares have been sold short.
| Short Interest | 666.84K |
| Short % of Shares Out | 1.63% |
| Short % of Float | 1.64% |
| Short Ratio (days to cover) | 3.46 |
Valuation Ratios
The PE ratio is 15.76 and the forward PE ratio is 9.5. Horace Mann Educators's PEG ratio is 0.12.
| PE Ratio | 15.76 |
| Forward PE | 9.5 |
| PS Ratio | 1.05 |
| Forward PS | 1.1 |
| PB Ratio | 1.26 |
| P/FCF Ratio | 16.77 |
| PEG Ratio | 0.12 |
Enterprise Valuation
Horace Mann Educators has an Enterprise Value (EV) of 2.13B.
| EV / Sales | 1.37 |
| EV / EBITDA | 11.23 |
| EV / EBIT | 22.04 |
| EV / FCF | 22.04 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.42.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 2.89 |
| Debt / FCF | 5.66 |
| Interest Coverage | 3.72 |
Financial Efficiency
Return on Equity is 7.98% and Return on Invested Capital is 1.82%.
| Return on Equity | 7.98% |
| Return on Assets | 0.71% |
| Return on Invested Capital | 1.82% |
| Revenue Per Employee | $885.94K |
| Profits Per Employee | $58.74K |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 25.8M |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
The stock price has increased by 17.82% in the last 52 weeks. The beta is 0.23, so Horace Mann Educators's price volatility has been higher than the market average.
| Beta | 0.23 |
| 52-Week Price Change | 17.82% |
| 50-Day Moving Average | 41.22 |
| 200-Day Moving Average | 37.87 |
| Relative Strength Index (RSI) | 45.35 |
| Average Volume (20 Days) | 227.12K |
Income Statement
In the last 12 months, Horace Mann Educators had revenue of 1.55B and earned 102.8M in profits. Earnings per share was 2.49.
| Revenue | 1.55B |
| Gross Profit | 1.6B |
| Operating Income | 128.6M |
| Net Income | 102.8M |
| EBITDA | 189.6M |
| EBIT | 163.2M |
| Earnings Per Share (EPS) | 2.49 |
Balance Sheet
The company has 38.1M in cash and 547M in debt, giving a net cash position of -508.9M.
| Cash & Cash Equivalents | 38.1M |
| Total Debt | 547M |
| Net Cash | -508.9M |
| Retained Earnings | 1.55B |
| Total Assets | 14.49B |
| Working Capital | 0 |
Cash Flow
In the last 12 months, operating cash flow was 96.6M and capital expenditures 0, giving a free cash flow of 96.6M.
| Operating Cash Flow | 96.6M |
| Capital Expenditures | 0 |
| Free Cash Flow | 96.6M |
| FCF Per Share | 2.34 |
Margins
Gross margin is 102.89%, with operating and profit margins of 8.29% and 6.63%.
| Gross Margin | 102.89% |
| Operating Margin | 8.29% |
| Pretax Margin | 8.29% |
| Profit Margin | 6.63% |
| EBITDA Margin | 12.23% |
| EBIT Margin | 8.29% |
| FCF Margin | 6.23% |
Dividends & Yields
HMN pays an annual dividend of $1.37, which amounts to a dividend yield of 3.27%.
| Dividend Per Share | $1.37 |
| Dividend Yield | 3.27% |
| Dividend Growth (YoY) | 2.94% |
| Payout Ratio | 55.24% |
| Earnings Yield | 6.34% |
| FCF Yield | 5.96% |
Analyst Forecast
The average price target for HMN is $44.5, which is 9.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.5 |
| Price Target Difference | 9.4% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.37 |
| Piotroski F-Score | 5 |