Horace Mann Educators Cor...

NYSE: HMN · Real-Time Price · USD
42.26
0.04 (0.09%)
At close: May 06, 2025, 10:50 AM

Horace Mann Educators Statistics

Share Statistics

Horace Mann Educators has 40.95M shares outstanding. The number of shares has increased by -0.22% in one year.

Shares Outstanding 40.95M
Shares Change (YoY) -0.22%
Shares Change (QoQ) 0.28%
Owned by Institutions (%) 99.99%
Shares Floating n/a
Failed to Deliver (FTD) Shares 140
FTD / Avg. Volume 0.06%

Short Selling Information

The latest short interest is 713.63K, so 1.75% of the outstanding shares have been sold short.

Short Interest 713.63K
Short % of Shares Out 1.75%
Short % of Float 2.4%
Short Ratio (days to cover) 2.03

Valuation Ratios

The PE ratio is 15.76 and the forward PE ratio is 9.9. Horace Mann Educators's PEG ratio is 0.12.

PE Ratio 15.76
Forward PE 9.9
PS Ratio 1.05
Forward PS 1.2
PB Ratio 1.26
P/FCF Ratio 3.58
PEG Ratio 0.12
Financial Ratio History

Enterprise Valuation

Horace Mann Educators has an Enterprise Value (EV) of 2.13B.

EV / Sales 1.37
EV / EBITDA 13.05
EV / EBIT 4.71
EV / FCF 4.71

Financial Position

Current Ratio 0
Quick Ratio 0
Debt / Equity 0.42
Debt / EBITDA 3.35
Debt / FCF 1.21
Interest Coverage 4.72

Financial Efficiency

Return on Equity is 7.98% and Return on Invested Capital is 2.31%.

Return on Equity 7.98%
Return on Assets 0.71%
Return on Invested Capital 2.31%
Revenue Per Employee $885,942.86
Profits Per Employee $58,742.86
Employee Count 1,750
Asset Turnover 0.11
Inventory Turnover n/a

Taxes

Income Tax 25.8M
Effective Tax Rate 20.06%

Stock Price Statistics

The stock price has increased by 10.15% in the last 52 weeks. The beta is 0.29, so Horace Mann Educators's price volatility has been higher than the market average.

Beta 0.29
52-Week Price Change 10.15%
50-Day Moving Average 41.35
200-Day Moving Average 38.42
Relative Strength Index (RSI) 57.07
Average Volume (20 Days) 246,461

Income Statement

In the last 12 months, Horace Mann Educators had revenue of 1.55B and earned 102.8M in profits. Earnings per share was 2.49.

Revenue 1.55B
Gross Profit 1.55B
Operating Income 163.2M
Net Income 102.8M
EBITDA 163.2M
EBIT 163.2M
Earnings Per Share (EPS) 2.49
Full Income Statement

Balance Sheet

The company has 38.1M in cash and 547M in debt, giving a net cash position of -508.9M.

Cash & Cash Equivalents 38.1M
Total Debt 547M
Net Cash -508.9M
Retained Earnings 1.55B
Total Assets 14.49B
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 452.1M and capital expenditures 0, giving a free cash flow of 452.1M.

Operating Cash Flow 452.1M
Capital Expenditures n/a
Free Cash Flow 452.1M
FCF Per Share 10.95
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 10.53% and 6.63%.

Gross Margin 100%
Operating Margin 10.53%
Pretax Margin 8.29%
Profit Margin 6.63%
EBITDA Margin 10.53%
EBIT Margin 10.53%
FCF Margin 29.16%

Dividends & Yields

HMN pays an annual dividend of $1.37, which amounts to a dividend yield of 3.27%.

Dividend Per Share $1.37
Dividend Yield 3.27%
Dividend Growth (YoY) 2.94%
Payout Ratio 55.24%
Earnings Yield 6.34%
FCF Yield 27.9%
Dividend Details

Analyst Forecast

The average price target for HMN is $44.5, which is 5.4% higher than the current price. The consensus rating is "Hold".

Price Target $44.5
Price Target Difference 5.4%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Stock Splits

The last stock split was on Dec 16, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Dec 16, 1997
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.37
Piotroski F-Score 6