HarborOne Bancorp Inc. (HONE)
HarborOne Bancorp Statistics
Share Statistics
HarborOne Bancorp has 44.05M shares outstanding. The number of shares has increased by -2.62% in one year.
| Shares Outstanding | 44.05M |
| Shares Change (YoY) | -2.62% |
| Shares Change (QoQ) | -0.8% |
| Owned by Institutions (%) | 61.28% |
| Shares Floating | 38.45M |
| Failed to Deliver (FTD) Shares | 950 |
| FTD / Avg. Volume | 0.49% |
Short Selling Information
The latest short interest is 258.16K, so 0.59% of the outstanding shares have been sold short.
| Short Interest | 258.16K |
| Short % of Shares Out | 0.59% |
| Short % of Float | 0.67% |
| Short Ratio (days to cover) | 1.55 |
Valuation Ratios
The PE ratio is 32.21 and the forward PE ratio is 13.79. HarborOne Bancorp's PEG ratio is -0.52.
| PE Ratio | 32.21 |
| Forward PE | 13.79 |
| PS Ratio | 3.17 |
| Forward PS | 2.6 |
| PB Ratio | 0.89 |
| P/FCF Ratio | 10.56 |
| PEG Ratio | -0.52 |
Enterprise Valuation
HarborOne Bancorp Inc. has an Enterprise Value (EV) of 883.43M.
| EV / Earnings | 54.95 |
| EV / Sales | 5.41 |
| EV / EBITDA | 42.83 |
| EV / EBIT | 32.98 |
| EV / FCF | 18.02 |
Financial Position
The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.97.
| Current Ratio | 0.11 |
| Quick Ratio | 0.11 |
| Debt / Equity | 0.97 |
| Total Debt / Capitalization | 49.34 |
| Cash Flow / Debt | 0.09 |
| Interest Coverage | 0.23 |
Financial Efficiency
Return on equity (ROE) is 0.03% and return on capital (ROIC) is 1.49%.
| Return on Equity (ROE) | 0.03% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.49% |
| Revenue Per Employee | $305,504.67 |
| Profits Per Employee | $30,050.47 |
| Employee Count | 535 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 9.05M |
| Effective Tax Rate | 0.36 |
Stock Price Statistics
The stock price has increased by 15.31% in the last 52 weeks. The beta is 0.76, so HarborOne Bancorp's price volatility has been higher than the market average.
| Beta | 0.76 |
| 52-Week Price Change | 15.31% |
| 50-Day Moving Average | 11.89 |
| 200-Day Moving Average | 12.08 |
| Relative Strength Index (RSI) | 45.68 |
| Average Volume (20 Days) | 193.33K |
Income Statement
In the last 12 months, HarborOne Bancorp had revenue of 163.44M and earned 16.08M in profits. Earnings per share was 0.37.
| Revenue | 163.44M |
| Gross Profit | 163.44M |
| Operating Income | 26.79M |
| Net Income | 16.08M |
| EBITDA | 20.63M |
| EBIT | 26.79M |
| Earnings Per Share (EPS) | 0.37 |
Balance Sheet
The company has 227.35M in cash and 568.46M in debt, giving a net cash position of -341.11M.
| Cash & Cash Equivalents | 227.35M |
| Total Debt | 568.46M |
| Net Cash | -341.11M |
| Retained Earnings | 359.66M |
| Total Assets | 5.78B |
| Working Capital | -1.43B |
Cash Flow
In the last 12 months, operating cash flow was 53.51M and capital expenditures -4.48M, giving a free cash flow of 49.03M.
| Operating Cash Flow | 53.51M |
| Capital Expenditures | -4.48M |
| Free Cash Flow | 49.03M |
| FCF Per Share | 1.13 |
Margins
Gross margin is 100%, with operating and profit margins of 16.39% and 9.84%.
| Gross Margin | 100% |
| Operating Margin | 16.39% |
| Pretax Margin | 15.37% |
| Profit Margin | 9.84% |
| EBITDA Margin | 12.62% |
| EBIT Margin | 16.39% |
| FCF Margin | 30% |
Dividends & Yields
HONE pays an annual dividend of $0.4, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 59.85% |
| Earnings Yield | 3.19% |
| FCF Yield | 9.6% |
Analyst Forecast
The average price target for HONE is $13, which is 12.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $13 |
| Price Target Difference | 12.1% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Aug 15, 2019. It was a forward split with a ratio of 359:200.
| Last Split Date | Aug 15, 2019 |
| Split Type | forward |
| Split Ratio | 359:200 |
Scores
| Altman Z-Score | -0.09 |
| Piotroski F-Score | 6 |