HarborOne Bancorp Inc. (HONE)
HarborOne Bancorp Statistics
Share Statistics
HarborOne Bancorp has 44.05M shares outstanding. The number of shares has increased by -2.64% in one year.
| Shares Outstanding | 44.05M |
| Shares Change (YoY) | -2.64% |
| Shares Change (QoQ) | -1.26% |
| Owned by Institutions (%) | 61.75% |
| Shares Floating | 38.45M |
| Failed to Deliver (FTD) Shares | 950 |
| FTD / Avg. Volume | 0.52% |
Short Selling Information
The latest short interest is 258.16K, so 0.59% of the outstanding shares have been sold short.
| Short Interest | 258.16K |
| Short % of Shares Out | 0.59% |
| Short % of Float | 0.67% |
| Short Ratio (days to cover) | 1.55 |
Valuation Ratios
The PE ratio is 17.79 and the forward PE ratio is 13.79. HarborOne Bancorp's PEG ratio is 0.23.
| PE Ratio | 17.79 |
| Forward PE | 13.79 |
| PS Ratio | 1.8 |
| Forward PS | 2.2 |
| PB Ratio | 0.85 |
| P/FCF Ratio | 36.02 |
| PEG Ratio | 0.23 |
Enterprise Valuation
HarborOne Bancorp has an Enterprise Value (EV) of 960.11M.
| EV / Sales | 3.54 |
| EV / EBITDA | 0 |
| EV / EBIT | 70.92 |
| EV / FCF | 70.92 |
Financial Position
The company has a current ratio of 37.94, with a Debt / Equity ratio of 0.9.
| Current Ratio | 37.94 |
| Quick Ratio | 37.94 |
| Debt / Equity | 0.9 |
| Debt / EBITDA | - |
| Debt / FCF | 38.16 |
| Interest Coverage | 1.8 |
Financial Efficiency
Return on Equity is 4.77% and Return on Invested Capital is 60.22%.
| Return on Equity | 4.77% |
| Return on Assets | 0.48% |
| Return on Invested Capital | 60.22% |
| Revenue Per Employee | $507.3K |
| Profits Per Employee | $51.23K |
| Employee Count | 535 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.85M |
| Effective Tax Rate | 20% |
Stock Price Statistics
The stock price has increased by 1.33% in the last 52 weeks. The beta is 0.62, so HarborOne Bancorp's price volatility has been higher than the market average.
| Beta | 0.62 |
| 52-Week Price Change | 1.33% |
| 50-Day Moving Average | 11.29 |
| 200-Day Moving Average | 12.11 |
| Relative Strength Index (RSI) | 31.55 |
| Average Volume (20 Days) | 181.79K |
Income Statement
In the last 12 months, HarborOne Bancorp had revenue of 271.41M and earned 27.41M in profits. Earnings per share was 0.66.
| Revenue | 271.41M |
| Gross Profit | 271.41M |
| Operating Income | 262.64M |
| Net Income | 27.41M |
| EBITDA | 0 |
| EBIT | -4.49M |
| Earnings Per Share (EPS) | 0.66 |
Balance Sheet
The company has 44.09M in cash and 516.55M in debt, giving a net cash position of -472.46M.
| Cash & Cash Equivalents | 44.09M |
| Total Debt | 516.55M |
| Net Cash | -472.46M |
| Retained Earnings | 373.86M |
| Total Assets | 5.75B |
| Working Capital | 494.98M |
Cash Flow
In the last 12 months, operating cash flow was 13.54M and capital expenditures 0, giving a free cash flow of 13.54M.
| Operating Cash Flow | 13.54M |
| Capital Expenditures | 0 |
| Free Cash Flow | 13.54M |
| FCF Per Share | 0.33 |
Margins
Gross margin is 100%, with operating and profit margins of 96.77% and 10.1%.
| Gross Margin | 100% |
| Operating Margin | 96.77% |
| Pretax Margin | 12.62% |
| Profit Margin | 10.1% |
| EBITDA Margin | n/a |
| EBIT Margin | 96.77% |
| FCF Margin | 4.99% |
Dividends & Yields
HONE pays an annual dividend of $0.41, which amounts to a dividend yield of 3.88%.
| Dividend Per Share | $0.41 |
| Dividend Yield | 3.88% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 62.12% |
| Earnings Yield | 5.62% |
| FCF Yield | 2.78% |
Analyst Forecast
The average price target for HONE is $13, which is 31.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $13 |
| Price Target Difference | 31.4% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Aug 15, 2019. It was a forward split with a ratio of 359:200.
| Last Split Date | Aug 15, 2019 |
| Split Type | forward |
| Split Ratio | 359:200 |
Scores
| Altman Z-Score | 0.3 |
| Piotroski F-Score | 5 |