HealthEquity Inc. (HQY)

NASDAQ: HQY · Real-Time Price · USD

90.27

2.32 (2.64%)

At close: May 02, 2025, 10:18 AM

HealthEquity Income Statement

Financials in USD. Fiscal year is February - January.

Fiscal Year	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021	Jul 31, 2021	Apr 30, 2021	Jan 31, 2021	Oct 31, 2020	Jul 31, 2020	Apr 30, 2020	Jan 31, 2020	Oct 31, 2019	Jul 31, 2019	Apr 30, 2019	Jan 31, 2019	Oct 31, 2018	Jul 31, 2018	Apr 30, 2018	Jan 31, 2018	Oct 31, 2017	Jul 31, 2017	Apr 30, 2017	Jan 31, 2017	Oct 31, 2016	Jul 31, 2016	Apr 30, 2016	Jan 31, 2016	Oct 31, 2015	Jul 31, 2015	Apr 30, 2015
Revenue	1.2B	1.15B	1.1B	1.04B	999.59M	971.04M	937.91M	900.5M	861.75M	831.2M	795.07M	778.03M	756.56M	741.43M	740.83M	727.76M	733.57M	746.6M	724.37M	634.95M	531.99M	406.57M	319.95M	304.39M	287.24M	271.9M	258.2M	244.01M	229.53M	215.9M	202.47M	189.78M	178.37M	167.44M	154.64M	140.95M	126.79M	115.77M	107.08M	97.47M
Cost of Revenue	479.04M	478.55M	465.96M	431.72M	401.68M	378.99M	377.4M	373.11M	371.66M	370.06M	357.47M	346.27M	332.85M	322.1M	320.26M	317.38M	318.24M	318.5M	304.79M	258.72M	206.08M	149.9M	113.49M	109.8M	106.05M	103.51M	101.89M	98.48M	94.61M	88.4M	82.81M	77.36M	72.02M	66.89M	62.3M	58.58M	54.19M	49.09M	45.84M	43.05M
Gross Profit	720.73M	671.79M	633.17M	611.03M	597.91M	592.06M	560.51M	527.39M	490.09M	461.14M	437.6M	431.76M	423.71M	419.32M	420.56M	410.38M	415.33M	428.1M	419.57M	376.23M	325.91M	256.67M	206.46M	194.59M	181.19M	168.39M	156.3M	145.53M	134.92M	127.5M	119.66M	112.42M	106.36M	100.56M	92.34M	82.37M	72.6M	66.68M	61.24M	54.42M
Operating Income	166.25M	165.27M	176.53M	140.57M	119.98M	98.23M	79.84M	60.4M	38.92M	-7.75M	-20.61M	-26.79M	-24.24M	3.16M	15.03M	24.93M	35.75M	50.14M	48.56M	64.4M	77.01M	79.05M	88.11M	84.81M	77.67M	69.52M	64.1M	59.03M	54.42M	52.16M	47.65M	43.89M	41.21M	39.39M	36.65M	31.41M	26.14M	23.8M	21.79M	19.37M
Interest Income	13.91M	15.22M	15.04M	14.42M	12.14M	8.97M	5.7M	3.31M	1.76M	666K	701K	1.15M	1.5M	1.61M	1.31M	853K	1.04M	1.48M	3.35M	5.09M	5.78M	5.14M	3.39M	1.8M	524K	524K	234K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	116.03M	115.79M	130.66M	98.27M	75.04M	45.33M	18.06M	-10.03M	-38.1M	-81.87M	-84.81M	-78.73M	-66.74M	-24.32M	-11.06M	-3.97M	4.14M	4.88M	-30.51M	-6.08M	43.16M	60.12M	108.81M	106.56M	75.82M	66.19M	61.92M	56.89M	52.19M	51.48M	47.1M	43.35M	40.12M	38.39M	36.03M	30.29M	25.55M	23.18M	20.9M	18.98M
Net Income	96.7M	96.7M	105.67M	80.43M	55.71M	29.14M	12.82M	-8.41M	-26.14M	-58.75M	-62.15M	-55.31M	-44.29M	-6.1M	723K	4.39M	8.83M	3.28M	-19.85M	-332K	39.66M	52.97M	89.99M	93.14M	73.9M	66.69M	61.48M	55.91M	47.36M	45.52M	41.05M	32.33M	26.38M	25.44M	23.52M	19.71M	16.61M	14.86M	13.82M	12.43M
Selling & General & Admin	223M	213.64M	205.25M	197.68M	181.42M	177.75M	174.1M	169.66M	164.48M	161.64M	151.99M	148.5M	142.98M	142.16M	144.41M	138.78M	134.46M	135.4M	132.29M	117.29M	104.51M	83.58M	68.37M	65.85M	62.54M	60.35M	55.84M	52.13M	48.25M	44.48M	41.89M	40.2M	38.47M	36.25M	33.24M	30.18M	27.41M	26.1M	24.27M	21.58M
Research & Development	239.51M	230.1M	225.52M	221.71M	218.81M	216.29M	209.57M	201.38M	193.38M	186.58M	175.76M	167.08M	157.36M	143.76M	136.44M	129.2M	124.81M	124M	116.76M	97.75M	77.58M	56.06M	41.23M	37.98M	35.06M	32.53M	30.72M	29.12M	27.39M	26.45M	25.8M	23.99M	22.38M	20.72M	18.93M	17.93M	16.83M	15.14M	13.54M	11.84M
Other Expenses	91.49M	62.44M	3.39M	3.66M	30.77M	53.8M	73.6M	97.51M	94.59M	65.65M	45.23M	22.53M	-4.8M	6.25M	2.71M	408K	3.27M	-2.74M	-33.27M	-33.57M	-9.21M	-8.7M	20.7M	21.75M	-1.85M	-3.34M	-2.18M	-2.14M	-2.23M	-681K	-542K	-541K	-1.09M	-997K	-620K	-1.13M	-589K	-624K	-890K	-387K
Operating Expenses	554.48M	506.52M	453.98M	465.76M	473.23M	490.22M	480.16M	468.56M	452.44M	442.68M	418.32M	402.25M	383.14M	364.82M	359.24M	345.15M	335.33M	334.97M	318.55M	266.95M	216.79M	157.17M	115.56M	109.78M	103.52M	98.87M	92.2M	86.5M	80.5M	75.33M	72.02M	68.53M	65.14M	61.17M	55.69M	50.96M	46.45M	42.88M	39.44M	35.05M
Interest Expense	60.63M	59.02M	54.41M	52.25M	55.45M	56.12M	54.74M	52.96M	48.42M	44.87M	44.58M	40.34M	36.57M	32.59M	27.67M	29.31M	34.88M	42.53M	45.8M	36.91M	24.64M	10.22M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	90.74M	88.21M	85.23M	82.83M	79.27M	77.92M	75.5M	72.22M	68.85M	65.97M	61.45M	61.08M	58.6M	55.75M	55.9M	52.59M	49.96M	50.44M	50.21M	46.44M	43.95M	37.91M	32.76M	31.61M	29.5M	29.04M	27.43M	25.38M	23.14M	21.26M	19.76M	18.76M	18.32M	17.43M	16.11M	14.65M	13.3M	12.43M	11.63M	11.22M
Cost & Expenses	1.03B	985.08M	919.94M	897.48M	874.91M	869.2M	857.57M	841.67M	824.1M	812.74M	775.78M	748.52M	715.99M	686.92M	679.5M	662.54M	653.57M	653.48M	623.34M	525.67M	422.88M	307.07M	229.05M	219.58M	209.57M	202.38M	194.1M	184.98M	175.11M	163.74M	154.83M	145.89M	137.16M	128.05M	117.99M	109.54M	100.64M	91.97M	85.28M	78.11M
Income Tax Expense	19.33M	19.09M	24.99M	17.84M	19.33M	16.19M	5.24M	-1.62M	-11.95M	-23.12M	-22.66M	-23.41M	-22.45M	-18.21M	-11.79M	-8.36M	-4.69M	1.6M	-10.66M	-5.75M	3.49M	7.15M	18.81M	13.41M	1.92M	-499K	441K	981K	4.83M	5.96M	6.06M	11.02M	13.74M	12.95M	12.51M	10.58M	8.94M	8.32M	7.09M	6.55M
Shares Outstanding (Basic)	86.7M	87.19M	87.13M	86.47M	85.97M	85.7M	85.53M	85.03M	84.72M	84.57M	81.95M	84.02M	83.71M	83.55M	83.48M	81.75M	76.85M	76.7M	72.34M	70.98M	70.88M	70.52M	64.22M	62.33M	62.18M	62.09M	61.88M	61.17M	60.73M	60.56M	60.17M	59.72M	59.44M	58.94M	58.25M	57.82M	57.67M	57.35M	56.73M	55.06M
Shares Outstanding (Diluted)	88.61M	88.63M	88.65M	88.32M	87.44M	87.12M	86.34M	86.1M	84.72M	84.57M	84.44M	84.02M	83.71M	83.55M	83.48M	81.75M	78.56M	77.84M	72.34M	72.29M	70.88M	70.52M	65.58M	63.9M	63.72M	63.92M	63.4M	62.69M	62.29M	61.87M	61.77M	61.4M	60.65M	60.07M	59.65M	59.4M	59.42M	59.26M	58.93M	57.77M
EPS (Basic)	1.11	1.12	1.22	0.93	0.65	0.34	0.15	-0.1	-0.31	-0.7	-0.74	-0.66	-0.53	-0.07	0.01	0.06	0.12	0.05	-0.27	0.03	0.67	0.88	1.43	1.49	1.19	1.08	1.00	0.92	0.78	0.75	0.68	0.54	0.45	0.43	0.40	0.34	0.29	0.27	0.26	0.37
EPS (Diluted)	1.09	1.09	1.20	0.92	0.64	0.34	0.15	-0.1	-0.31	-0.7	-0.74	-0.66	-0.53	-0.07	0.01	0.06	0.12	0.05	-0.27	0.03	0.65	0.86	1.41	1.47	1.18	1.06	0.98	0.89	0.76	0.74	0.67	0.54	0.45	0.43	0.40	0.34	0.29	0.26	0.24	0.22
EBITDA	339.12M	335.99M	343.31M	303.5M	283.57M	257.09M	231.16M	203.68M	171.53M	122.54M	108.36M	102.52M	103.01M	133.06M	141.22M	145.5M	154.93M	155.06M	112.87M	104.75M	118.99M	104.28M	129.57M	126.85M	95.86M	87.83M	81.83M	76.02M	70.37M	66.95M	61.84M	57.61M	54.4M	49.91M	43.76M	35.34M	27.12M	24.4M	22.39M	19.96M
EBIT	176.67M	174.81M	185.07M	150.52M	130.5M	101.45M	72.8M	42.93M	10.33M	-37M	-40.23M	-38.38M	-30.17M	8.28M	16.6M	25.34M	39.02M	47.4M	15.29M	30.89M	67.93M	70.7M	109.16M	106.84M	76.04M	66.19M	61.92M	56.89M	52.19M	51.48M	47.1M	43.38M	40.8M	39.13M	36.65M	31.41M	26.14M	22.7M	20.68M	18.26M
Depreciation & Amortization	162.45M	161.18M	143.67M	138.41M	138.51M	141.07M	158.36M	160.76M	161.2M	159.55M	152.59M	144.91M	137.19M	128.78M	124.62M	120.17M	115.9M	112.05M	101.74M	78.09M	55.35M	33.48M	18.99M	18.44M	18.18M	18.31M	17.73M	16.99M	15.95M	14.79M	14.2M	13.72M	13.19M	10.52M	7.51M	4.75M	2.21M	1.64M	1.64M	1.64M