Heritage Insurance Inc. (HRTG)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
11.29
-0.01 (-0.09%)
At close: Jan 15, 2025, 1:47 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
PE Ratio | 3.77 | -0.31 | -2.19 | 30.39 | 13.52 | 14.06 | -431.55 | 13.71 | 7.09 | 10.14 | 9.71 | -60.78 |
PS Ratio | 0.23 | 0.07 | 0.26 | 0.48 | 0.76 | 0.80 | 1.19 | 1.06 | 1.66 | 2.04 | 3.36 | 59.00 |
PB Ratio | 0.78 | 0.36 | 0.48 | 0.64 | 0.86 | 0.90 | 1.27 | 1.30 | 1.84 | 1.87 | 4.15 | 11.81 |
P/FCF Ratio | 2.82 | -1.02 | 2.77 | 1.67 | 3.38 | 4.10 | 67.25 | 6.32 | 4.30 | 2.55 | 3.53 | 6.74 |
P/OCF Ratio | 2.43 | -1.38 | 2.72 | 1.67 | 3.23 | 4.00 | 63.83 | 6.18 | 4.26 | 2.46 | 3.16 | 6.71 |
OCF/S Ratio | 0.10 | -0.05 | 0.10 | 0.29 | 0.23 | 0.20 | 0.02 | 0.17 | 0.39 | 0.83 | 1.06 | 8.79 |
Debt / Equity Ratio | 0.67 | 1.30 | 0.44 | 0.27 | 0.29 | 0.35 | 0.49 | 0.20 | n/a | n/a | n/a | 0.04 |
Quick Ratio | 19.25 | 138.85 | 7.13 | 8.03 | 7.46 | 8.13 | 88.16 | 11.44 | 470.57 | 36.98 | 7.30 | 8.57 |
Current Ratio | 19.25 | 22.19 | 5.25 | 5.62 | 5.69 | 6.07 | 43.88 | 7.44 | 305.27 | 36.98 | 7.30 | 8.57 |
Asset Turnover | 0.34 | 0.28 | 0.32 | 0.28 | 0.26 | 0.27 | 0.23 | 0.42 | 0.47 | 0.38 | 0.35 | 0.07 |
Interest Coverage | 5.64 | -17.86 | -11.4 | -1.47 | 3.17 | 2.95 | 4.55 | 176.84 | n/a | n/a | 3.47K | -4.56 |
Return on Equity (ROE) | 0.21 | -1.18 | -0.22 | 0.02 | 0.06 | 0.06 | -0.00 | 0.09 | 0.26 | 0.18 | 0.43 | -0.19 |
Return on Assets (ROA) | 0.02 | -0.06 | -0.04 | 0.00 | 0.01 | 0.02 | -0.00 | 0.03 | 0.11 | 0.08 | 0.12 | -0.07 |
Return on Capital (ROIC) | 0.03 | -0.07 | -0.05 | -0.01 | 0.02 | 0.04 | 0.03 | 0.06 | 0.18 | 0.12 | 0.22 | -0.05 |
Dividend Yield | 0.00 | 0.10 | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.00 | -0.03 | -0.09 | 0.73 | 0.24 | 0.23 | -7.37 | 0.20 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 6.16% | -23.3% | -11.83% | 1.57% | 5.60% | 5.66% | -0.28% | 7.71% | 23.43% | 20.14% | 34.63% | -97.09% |
Pretax Profit Margin | 7.07% | -25.08% | -12.04% | 0.37% | 8.02% | 8.12% | -1.45% | 12.85% | 38.07% | 31.76% | 56.14% | -81.83% |
Operating Profit Margin | 8.59% | -23.75% | -14.39% | -1.98% | 5.28% | 12.29% | 12.18% | 12.93% | 38.07% | 31.76% | 56.16% | -67.1% |
FCF Margin | 8.23% | -7.04% | 9.36% | 28.56% | 22.43% | 19.40% | 1.77% | 16.75% | 38.68% | 80.09% | 95.32% | 875.20% |
EBITDA Margin | 9.78% | -23.75% | -9.44% | 3.08% | 11.73% | 17.93% | 3.70% | 14.98% | 38.41% | n/a | 56.31% | n/a |