Heritage Insurance Statistics
Share Statistics
Heritage Insurance has 30.68M shares outstanding. The number of shares has increased by 1.54% in one year.
| Shares Outstanding | 30.68M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 22.66M |
| Failed to Deliver (FTD) Shares | 192 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 814.72K, so 2.66% of the outstanding shares have been sold short.
| Short Interest | 814.72K |
| Short % of Shares Out | 2.66% |
| Short % of Float | 3.6% |
| Short Ratio (days to cover) | 3.85 |
Valuation Ratios
The PE ratio is 3.77 and the forward PE ratio is 5.33. Heritage Insurance 's PEG ratio is 0.09.
| PE Ratio | 3.77 |
| Forward PE | 5.33 |
| PS Ratio | 0.23 |
| Forward PS | 0.4 |
| PB Ratio | 0.78 |
| P/FCF Ratio | 2.82 |
| PEG Ratio | 0.09 |
Enterprise Valuation
Heritage Insurance Inc. has an Enterprise Value (EV) of -154.37M.
| EV / Earnings | -3.41 |
| EV / Sales | -0.21 |
| EV / EBITDA | -2.15 |
| EV / EBIT | -2.44 |
| EV / FCF | -2.55 |
Financial Position
The company has a current ratio of 19.25, with a Debt / Equity ratio of 0.5.
| Current Ratio | 19.25 |
| Quick Ratio | 19.25 |
| Debt / Equity | 0.5 |
| Total Debt / Capitalization | 33.28 |
| Cash Flow / Debt | 0.64 |
| Interest Coverage | 5.64 |
Financial Efficiency
Return on equity (ROE) is 0.21% and return on capital (ROIC) is 14.95%.
| Return on Equity (ROE) | 0.21% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 14.95% |
| Revenue Per Employee | 1.30M |
| Profits Per Employee | 80.05K |
| Employee Count | 566 |
| Asset Turnover | 0.34 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 6.70M |
| Effective Tax Rate | 0.13 |
Stock Price Statistics
The stock price has increased by 83.99% in the last 52 weeks. The beta is 0.99, so Heritage Insurance 's price volatility has been higher than the market average.
| Beta | 0.99 |
| 52-Week Price Change | 83.99% |
| 50-Day Moving Average | 11.9 |
| 200-Day Moving Average | 10.7 |
| Relative Strength Index (RSI) | 43.12 |
| Average Volume (20 Days) | 288.67K |
Income Statement
In the last 12 months, Heritage Insurance had revenue of 735.50M and earned 45.31M in profits. Earnings per share was 1.73.
| Revenue | 735.50M |
| Gross Profit | 735.50M |
| Operating Income | 63.22M |
| Net Income | 45.31M |
| EBITDA | 71.90M |
| EBIT | 63.22M |
| Earnings Per Share (EPS) | 1.73 |
Balance Sheet
The company has 463.64M in cash and 148.19M in debt, giving a net cash position of 315.45M.
| Cash & Cash Equivalents | 463.64M |
| Total Debt | 148.19M |
| Net Cash | 315.45M |
| Retained Earnings | 26.12M |
| Total Assets | 2.37B |
| Working Capital | 217.85M |
Cash Flow
In the last 12 months, operating cash flow was 70.42M and capital expenditures -9.89M, giving a free cash flow of 60.52M.
| Operating Cash Flow | 70.42M |
| Capital Expenditures | -9.89M |
| Free Cash Flow | 60.52M |
| FCF Per Share | 2.31 |
Margins
Gross margin is 100%, with operating and profit margins of 8.59% and 6.16%.
| Gross Margin | 100% |
| Operating Margin | 8.59% |
| Pretax Margin | 7.07% |
| Profit Margin | 6.16% |
| EBITDA Margin | 9.78% |
| EBIT Margin | 8.59% |
| FCF Margin | 8.23% |
Dividends & Yields
HRTG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 15.36% |
| FCF Yield | 17.52% |
Analyst Forecast
The average price target for HRTG is $12.5, which is 11% higher than the current price. The consensus rating is "Buy".
| Price Target | $12.5 |
| Price Target Difference | 11% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.71 |
| Piotroski F-Score | 5 |