Heritage Commerce Corp (HTBK)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
9.16
0.14 (1.55%)
At close: Jan 15, 2025, 2:59 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 |
PE Ratio | 9.40 | 11.84 | 15.05 | 14.95 | 14.80 | 13.31 | 24.37 | 17.88 | 20.71 | 17.36 | 22.89 | 18.54 | 10.96 | -2.11 | -3.96 | 76.57 | 16.13 | 18.12 | 19.42 | 26.05 | 17.81 | 13.29 | 11.82 | 18.88 | 35.01 | 59.67 | 30.22 |
PS Ratio | 3.16 | 4.15 | 4.61 | 3.48 | 4.22 | 3.57 | 5.25 | 4.76 | 4.01 | 3.59 | 4.60 | 3.21 | 2.28 | 2.21 | 0.88 | 2.31 | 3.81 | 5.19 | 4.90 | 4.17 | 2.86 | 2.05 | 1.83 | 2.24 | 4.09 | 6.34 | 28.66 |
PB Ratio | 0.90 | 1.25 | 1.20 | 0.91 | 1.04 | 1.28 | 2.15 | 1.88 | 1.39 | 1.26 | 1.52 | 1.08 | 0.63 | 0.65 | 0.28 | 0.73 | 1.38 | 2.55 | 2.51 | 2.24 | 1.54 | 1.15 | 1.15 | 1.56 | 2.36 | 4.28 | 2.12 |
P/FCF Ratio | 8.49 | 11.41 | 12.69 | 9.61 | 11.95 | 9.72 | 14.34 | 19.26 | 12.43 | 12.55 | 16.76 | 11.63 | 5.91 | 7.52 | -20.9 | 7.01 | 6.72 | 4.25 | 30.47 | 74.15 | 10.23 | 25.70 | 8.01 | -16.45 | 14.39 | 437.59 | 52.66 |
P/OCF Ratio | 8.29 | 11.28 | 12.63 | 9.08 | 11.90 | 9.68 | 14.11 | 18.91 | 11.99 | 12.02 | 16.24 | 11.45 | 5.81 | 7.43 | -24.02 | 6.59 | 6.59 | 4.21 | 29.37 | 62.91 | 9.66 | 18.47 | 7.38 | -19.87 | 12.97 | 59.67 | 27.38 |
OCF/S Ratio | 0.38 | 0.37 | 0.36 | 0.38 | 0.35 | 0.37 | 0.37 | 0.25 | 0.33 | 0.30 | 0.28 | 0.28 | 0.39 | 0.30 | -0.04 | 0.35 | 0.58 | 1.23 | 0.17 | 0.07 | 0.30 | 0.11 | 0.25 | -0.11 | 0.32 | 0.11 | 1.05 |
Debt / Equity Ratio | 0.06 | 0.06 | 0.07 | 0.07 | 0.07 | 0.11 | 0.14 | 0.00 | 0.01 | n/a | n/a | 0.05 | 0.12 | 0.14 | 0.25 | 0.51 | 0.51 | 0.19 | 0.21 | 0.73 | 0.75 | 0.28 | 0.25 | 0.27 | n/a | n/a | n/a |
Quick Ratio | 87.06 | 12.90 | 27.86 | 25.78 | 18.20 | 41.82 | 40.22 | 3.87K | 34.06 | 29.36 | 34.90 | 36.51 | 26.26 | 24.33 | 22.52 | 15.34 | 13.77 | 9.30 | 3.40 | 3.42 | 5.87 | 6.13 | 0.06 | 0.07 | 0.02 | 10.15 | n/a |
Current Ratio | 87.06 | 9.25 | 14.96 | 14.59 | 12.23 | 41.33 | 39.86 | 3.84K | 33.83 | 29.12 | 34.57 | 36.21 | 25.98 | 24.11 | 22.36 | 15.34 | 13.77 | 9.30 | 3.40 | 3.42 | 5.87 | 6.13 | 0.06 | 0.07 | 0.02 | 10.15 | n/a |
Asset Turnover | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 |
Interest Coverage | 1.77 | 11.55 | 9.24 | 5.72 | 5.19 | 7.22 | 10.34 | 14.69 | 11.98 | 10.74 | 7.34 | 4.39 | 2.79 | -4.86 | -0.51 | 1.02 | 1.82 | 0.00 | 2.37 | 2.21 | 2.13 | 1.70 | 1.48 | 1.34 | 1.44 | 1.44 | 1.57 |
Return on Equity (ROE) | 0.10 | 0.11 | 0.08 | 0.06 | 0.07 | 0.10 | 0.09 | 0.11 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | -0.31 | -0.07 | 0.01 | 0.09 | 0.14 | 0.13 | 0.09 | 0.09 | 0.09 | 0.10 | 0.08 | 0.07 | 0.07 | 0.07 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.04 | -0.01 | 0.00 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.04 | -0.01 | 0.02 | 0.04 | 0.00 | 0.03 | 0.02 | 0.02 | 0.03 | 0.39 | 0.42 | -0.1 | 0.03 | 0.02 |
Dividend Yield | 0.05 | 0.04 | 0.04 | 0.06 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.04 | 0.02 | 0.04 | 0.03 | 0.01 | 0.01 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.49 | 0.47 | 0.66 | 0.88 | 0.56 | 0.52 | 0.64 | 0.50 | 0.65 | 0.43 | 0.17 | 0.04 | 0.41 | -0.04 | -0.14 | 2.17 | 0.23 | 0.14 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 98.80% | 98.83% | 98.81% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 33.66% | 35.03% | 30.61% | 23.25% | 28.48% | 26.85% | 21.55% | 26.62% | 19.34% | 20.71% | 20.10% | 17.31% | 20.83% | -104.78% | -22.2% | 3.02% | 23.59% | 28.65% | 25.22% | 16.00% | 16.04% | 15.42% | 15.48% | 11.88% | 11.67% | 10.63% | 94.85% |
Pretax Profit Margin | 47.22% | 49.67% | 42.28% | 32.32% | 39.64% | 36.97% | 45.44% | 42.75% | 31.18% | 32.33% | 28.74% | 24.81% | 19.31% | -115.6% | -45.73% | 0.64% | 37.21% | 43.98% | 37.93% | 22.03% | 23.25% | 22.94% | 24.88% | 18.55% | 17.90% | 16.91% | 146.00% |
Operating Profit Margin | 47.22% | 54.38% | 42.28% | 32.32% | 39.64% | 42.92% | 50.11% | 45.87% | 34.02% | 35.65% | 33.26% | 32.13% | 30.07% | -95.88% | -15.5% | 42.57% | 82.42% | 0.01% | 65.71% | 40.23% | 43.87% | 55.67% | 76.79% | 73.48% | 58.37% | 55.56% | 400.79% |
FCF Margin | 37.26% | 36.35% | 36.32% | 36.18% | 35.30% | 36.77% | 36.63% | 24.72% | 32.22% | 28.63% | 27.46% | 27.61% | 38.65% | 29.43% | -4.21% | 33.02% | 56.61% | 122.12% | 16.07% | 5.62% | 27.93% | 7.97% | 22.86% | -13.63% | 28.40% | 1.45% | 54.42% |
EBITDA Margin | 49.06% | 51.65% | 44.89% | 35.42% | 42.16% | 39.02% | 47.70% | 45.02% | 33.93% | 34.23% | 30.83% | 26.98% | 21.67% | -113.02% | n/a | n/a | n/a | n/a | 46.83% | 32.04% | n/a | n/a | n/a | n/a | n/a | n/a | n/a |