Heartland Financial USA I... (HTLF)

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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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66.12

0.11%

After-hours Dec 13, 2024, 04:00 PM EST

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96
Revenue	553.28M	727.55M	688.91M	606.92M	569.36M	520.91M	429.86M	406.79M	337.86M	283.19M	246.20M	248.85M	55.88M	195.38M	184.21M	151.03M	141.30M	135.49M	134.45M	114.97M	97.71M	90.91M	80.23M	71.55M	58.70M	18.25M	9.84M	8.77M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	553.28M	727.55M	688.91M	606.92M	569.36M	520.91M	429.86M	406.79M	337.86M	283.19M	246.20M	248.85M	55.88M	195.38M	184.21M	151.03M	141.30M	135.49M	134.45M	114.97M	97.71M	90.91M	80.23M	71.55M	58.70M	18.25M	9.84M	8.77M
Operating Income	135.30M	344.17M	275.26M	173.99M	184.12M	197.08M	176.51M	173.84M	133.98M	104.49M	98.98M	113.34M	92.09M	97.40M	6.37M	11.29M	23.96M	15.46M	94.01M	72.45M	13.81M	68.72M	77.32M	73.51M	52.30M	49.08M	43.62M	38.34M
Interest Income	953.80M	674.66M	588.76M	536.61M	514.33M	465.82M	363.66M	326.48M	265.97M	237.04M	199.51M	189.34M	47.62M	198.93M	203.29M	202.59M	215.23M	192.54M	154.00M	121.39M	99.52M	100.01M	110.09M	104.25M	74.20M	64.52M	59.26M	51.89M
Pretax Income	96.78M	267.75M	275.26M	173.99M	184.12M	145.21M	119.09M	116.91M	80.94M	55.00M	47.19M	72.52M	7.89M	33.63M	13.57M	14.60M	33.37M	37.01M	32.88M	28.19M	25.86M	24.11M	17.13M	13.80M	11.40M	12.78M	11.85M	10.69M
Net Income	79.92M	212.18M	219.92M	137.94M	149.13M	117.00M	75.27M	80.35M	60.04M	41.90M	36.79M	49.21M	6.25M	23.90M	6.56M	11.29M	25.63M	25.10M	22.73M	20.25M	17.72M	18.87M	11.41M	9.59M	8.20M	9.02M	8.52M	8.01M
Selling & General & Admin	279.56M	260.70M	247.37M	207.90M	210.57M	209.38M	182.23M	174.18M	153.33M	139.18M	127.06M	114.31M	24.12M	72.66M	63.80M	60.51M	58.21M	55.61M	49.59M	42.10M	35.47M	30.49M	27.06M	25.37M	20.30M	1.15M	826.00K	996.00K
Research & Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Expenses	300.82M	-188.87M	-661.02M	-640.83M	-595.81M	-533.21M	-90.49M	-58.87M	-	-	-	-	-	-	-1.26M	-	-	-	-90.03M	-84.62M	-	-52.67M	-29.96M	-23.41M	-26.70M	29.68M	32.95M	28.57M
Operating Expenses	580.39M	71.83M	-413.65M	-432.93M	-385.24M	-323.83M	40.11M	34.12M	28.51M	23.77M	22.83M	20.63M	16.86M	14.28M	12.46M	3.76M	3.64M	3.27M	-40.44M	-42.52M	2.35M	-22.18M	-2.91M	1.96M	-6.40M	30.83M	33.78M	29.56M
Interest Expense	352.56M	76.42M	28.20M	44.88M	80.60M	51.87M	33.35M	31.81M	31.97M	33.97M	35.68M	39.18M	10.79M	55.88M	70.53M	86.90M	105.89M	86.21M	61.13M	44.26M	38.33M	42.33M	60.19M	59.71M	40.90M	36.30M	31.77M	27.64M
Selling & Marketing Expenses	8.35M	6.22M	7.26M	5.24M	10.03M	9.56M	7.23M	6.45M	5.46M	5.52M	5.29M	5.29M	1.14M	3.83M	3.34M	3.76M	3.64M	4.29M	3.27M	2.66M	2.35M	1.92M	1.60M	1.49M	1.40M	1.15M	826.00K	996.00K
Cost & Expenses	580.39M	71.83M	-413.65M	-432.93M	-385.24M	-323.83M	40.11M	34.12M	28.51M	23.77M	22.83M	20.63M	16.86M	14.28M	12.46M	3.76M	3.64M	3.27M	-40.44M	-42.52M	2.35M	-22.18M	-2.91M	1.96M	-6.40M	30.83M	33.78M	29.56M
Income Tax	16.86M	55.57M	55.34M	36.05M	34.99M	28.21M	43.82M	36.56M	20.90M	13.10M	10.34M	23.25M	1.67M	9.85M	7.20M	3.31M	9.41M	11.99M	10.15M	7.94M	8.14M	7.52M	5.71M	4.22M	3.20M	3.76M	3.34M	2.69M
Shares Outstanding (Basic)	42.69M	42.50M	42.26M	37.27M	35.99M	33.01M	29.95M	24.88M	22.44M	18.51M	17.20M	16.52M	16.44M	16.37M	16.30M	16.30M	16.48M	16.51M	16.47M	15.82M	15.02M	14.72M	14.39M	14.38M	14.30M	14.24M	14.19M	14.13M
Shares Outstanding (Diluted)	42.79M	42.63M	42.41M	37.36M	36.06M	33.21M	29.95M	26.12M	22.44M	18.74M	17.46M	16.77M	16.58M	16.46M	16.33M	16.37M	16.60M	16.73M	16.71M	16.07M	15.28M	14.72M	14.51M	14.67M	14.64M	14.40M	14.35M	14.13M
EPS (Basic)	1.68	4.80	5.01	3.58	4.14	3.54	2.51	3.07	2.64	2.22	2.08	2.81	1.24	1.13	0.07	0.68	1.56	1.52	1.38	1.28	1.18	0.85	0.79	0.67	0.57	0.63	0.60	0.57
EPS (Diluted)	1.68	4.79	5.00	3.57	4.14	3.52	2.51	3.07	2.64	2.19	2.04	2.77	1.23	1.13	0.07	0.68	1.54	1.50	1.36	1.26	1.16	0.85	0.79	0.65	0.56	0.63	0.59	0.57
EBITDA	126.92M	292.23M	302.15M	201.28M	214.92M	176.00M	149.24M	144.82M	104.99M	72.75M	64.43M	81.38M	-	-	-	-	-	-	66.29M	48.76M	-	-	-	-	-	-	-	-
Depreciation & Amortization	30.14M	34.23M	36.40M	22.47M	23.97M	21.05M	17.18M	30.76M	2.98M	2.22M	1.06M	562.00K	141.00K	591.00K	866.00K	9.24M	8.62M	9.15M	22.97M	20.57M	23.12M	19.62M	17.90M	16.13M	15.70M	7.86M	2.63M	1.34M