Heartland Financial USA I... (HTLF)
Heartland Financial USA Statistics
Share Statistics
Heartland Financial USA has 42.9M shares outstanding. The number of shares has increased by 0.46% in one year.
| Shares Outstanding | 42.9M |
| Shares Change (YoY) | 0.46% |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | 75.16% |
| Shares Floating | 42.08M |
| Failed to Deliver (FTD) Shares | 187 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 529.83K, so 1.24% of the outstanding shares have been sold short.
| Short Interest | 529.83K |
| Short % of Shares Out | 1.24% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 2.33 |
Valuation Ratios
The PE ratio is undefined and the forward PE ratio is 14.31. Heartland Financial USA's PEG ratio is undefined.
| PE Ratio | undefined |
| Forward PE | 14.31 |
| PS Ratio | 3.23 |
| Forward PS | 3.8 |
| PB Ratio | 0.93 |
| P/FCF Ratio | undefined |
| PEG Ratio | undefined |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Heartland Financial USA.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.12, with a Debt / Equity ratio of undefined.
| Current Ratio | 2.12 |
| Quick Ratio | 2.12 |
| Debt / Equity | undefined |
| Debt / EBITDA | - |
| Debt / FCF | - |
| Interest Coverage | undefined |
Financial Efficiency
Return on Equity is 0.04% and Return on Invested Capital is 3.78%.
| Return on Equity | 0.04% |
| Return on Assets | 0% |
| Return on Invested Capital | 3.78% |
| Revenue Per Employee | $320.74K |
| Profits Per Employee | $46.33K |
| Employee Count | 1,725 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 16.86M |
| Effective Tax Rate | 0.17% |
Stock Price Statistics
The stock price has increased by 95.5% in the last 52 weeks. The beta is 0.94, so Heartland Financial USA's price volatility has been higher than the market average.
| Beta | 0.94 |
| 52-Week Price Change | 95.5% |
| 50-Day Moving Average | 65 |
| 200-Day Moving Average | 54.1 |
| Relative Strength Index (RSI) | 49.36 |
| Average Volume (20 Days) | 286.03K |
Income Statement
In the last 12 months, Heartland Financial USA had revenue of 553.28M and earned 79.92M in profits. Earnings per share was 1.51.
| Revenue | 553.28M |
| Gross Profit | 553.28M |
| Operating Income | 135.3M |
| Net Income | 79.92M |
| EBITDA | 0 |
| EBIT | 135.3M |
| Earnings Per Share (EPS) | 1.51 |
Balance Sheet
The company has 323.01M in cash and 1.02B in debt, giving a net cash position of -700.97M.
| Cash & Cash Equivalents | 323.01M |
| Total Debt | 1.02B |
| Net Cash | -700.97M |
| Retained Earnings | 1.14B |
| Total Assets | 18.27B |
| Working Capital | -3.97B |
Cash Flow
In the last 12 months, operating cash flow was 280.31M and capital expenditures -7.06M, giving a free cash flow of 273.25M.
| Operating Cash Flow | 280.31M |
| Capital Expenditures | -7.06M |
| Free Cash Flow | 273.25M |
| FCF Per Share | 5.74 |
Margins
Gross margin is 100%, with operating and profit margins of 24.45% and 14.44%.
| Gross Margin | 100% |
| Operating Margin | 24.45% |
| Pretax Margin | 17.49% |
| Profit Margin | 14.44% |
| EBITDA Margin | n/a |
| EBIT Margin | 24.45% |
| FCF Margin | 49.39% |
Dividends & Yields
HTLF pays an annual dividend of $1.2, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 67.42% |
| Earnings Yield | 2.33% |
| FCF Yield | 9.85% |
Analyst Forecast
The average price target for HTLF is $45, which is -30.4% lower than the current price. The consensus rating is "Buy".
| Price Target | $45 |
| Price Target Difference | -30.4% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 30, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Dec 30, 2003 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | -0.01 |
| Piotroski F-Score | 6 |