Price Alert

Heartland Financial USA I... (HTLFP)

NASDAQ: HTLFP · Real-Time Price · USD

25.05

-0.31 (-1.22%)

At close: Jan 31, 2025, 3:53 PM

Heartland Financial USA Statistics

Share Statistics

Heartland Financial USA has 42.88M shares outstanding. The number of shares has increased by -54.64% in one year.

Shares Outstanding	42.88M
Shares Change (YoY)	-54.64%
Shares Change (QoQ)	0%
Owned by Institutions (%)	0.06%
Shares Floating	42.08M
Failed to Deliver (FTD) Shares	200
FTD / Avg. Volume	3.93%

Short Selling Information

The latest short interest is 5.82K, so 0% of the outstanding shares have been sold short.

Short Interest	5.82K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 22.39 and the forward PE ratio is null. Heartland Financial USA's PEG ratio is -0.33.

PE Ratio	22.39
Forward PE	n/a
PS Ratio	3.23
Forward PS	1.4
PB Ratio	0.93
P/FCF Ratio	6.55
PEG Ratio	-0.33

Financial Ratio History

Enterprise Valuation

Heartland Financial USA has an Enterprise Value (EV) of 2.49B.

EV / Sales	4.5
EV / EBITDA	0
EV / EBIT	8.88
EV / FCF	9.11

Financial Position

The company has a current ratio of 2.12, with a Debt / Equity ratio of 0.53.

Current Ratio	2.12
Quick Ratio	2.12
Debt / Equity	0.53
Debt / EBITDA	n/a
Debt / FCF	3.75
Interest Coverage	0.38

Financial Efficiency

Return on Equity is 4.13% and Return on Invested Capital is 0.56%.

Return on Equity	4.13%
Return on Assets	0.41%
Return on Invested Capital	0.56%
Revenue Per Employee	$320.74K
Profits Per Employee	$46.33K
Employee Count	1,725
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

Income Tax	16.86M
Effective Tax Rate	17.42%

Stock Price Statistics

The stock price has increased by 0.28% in the last 52 weeks. The beta is 0.94, so Heartland Financial USA's price volatility has been higher than the market average.

Beta	0.94
52-Week Price Change	0.28%
50-Day Moving Average	25.31
200-Day Moving Average	25.24
Relative Strength Index (RSI)	39.75
Average Volume (20 Days)	5,088

Income Statement

In the last 12 months, Heartland Financial USA had revenue of 553.28M and earned 79.92M in profits. Earnings per share was 1.51.

Revenue	553.28M
Gross Profit	553.28M
Operating Income	135.3M
Net Income	79.92M
EBITDA	n/a
EBIT	-20.39M
Earnings Per Share (EPS)	1.51

Full Income Statement

Balance Sheet

The company has 323.01M in cash and 1.02B in debt, giving a net cash position of -700.97M.

Cash & Cash Equivalents	323.01M
Total Debt	1.02B
Net Cash	-700.97M
Retained Earnings	1.14B
Total Assets	18.27B
Working Capital	7.01B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 280.31M and capital expenditures -7.06M, giving a free cash flow of 273.25M.

Operating Cash Flow	280.31M
Capital Expenditures	-7.06M
Free Cash Flow	273.25M
FCF Per Share	5.74

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 24.45% and 14.44%.

Gross Margin	100%
Operating Margin	24.45%
Pretax Margin	17.49%
Profit Margin	14.44%
EBITDA Margin	n/a
EBIT Margin	24.45%
FCF Margin	49.39%

Dividends & Yields

HTLFP pays an annual dividend of $1.75, which amounts to a dividend yield of 6.87%.

Dividend Per Share	$1.75
Dividend Yield	6.87%
Dividend Growth (YoY)	0%
Payout Ratio	36.7%
Earnings Yield	4.47%
FCF Yield	15.27%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for HTLFP.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$7.55
Lynch Upside	-69.86%
Graham Number	39.19
Graham Upside	56.45%

Scores

Altman Z-Score	0.67
Piotroski F-Score	7