Price Alert

Humana Inc. (HUM)

NYSE: HUM · Real-Time Price · USD

307.63

-4.37 (-1.40%)

At close: Sep 05, 2025, 3:59 PM

312.50

1.58%

After-hours: Sep 05, 2025, 07:47 PM EDT

Humana Statistics

Share Statistics

Humana has 120.27M shares outstanding. The number of shares has increased by 0.24% in one year.

Shares Outstanding	120.27M
Shares Change (YoY)	0.24%
Shares Change (QoQ)	0%
Owned by Institutions (%)	93.27%
Shares Floating	119.99M
Failed to Deliver (FTD) Shares	3
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 5.27M, so 4.38% of the outstanding shares have been sold short.

Short Interest	5.27M
Short % of Shares Out	4.38%
Short % of Float	4.91%
Short Ratio (days to cover)	3.4

Valuation Ratios

The PE ratio is 25.34 and the forward PE ratio is 22.81. Humana's PEG ratio is -0.51.

PE Ratio	25.34
Forward PE	22.81
PS Ratio	0.26
Forward PS	0.3
PB Ratio	1.87
P/FCF Ratio	12.79
PEG Ratio	-0.51

Financial Ratio History

Enterprise Valuation

Humana has an Enterprise Value (EV) of 40.09B.

EV / Sales	0.34
EV / EBITDA	11.97
EV / EBIT	13.52
EV / FCF	16.77

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	0.72
Debt / EBITDA	3.5
Debt / FCF	4.9
Interest Coverage	2.61

Financial Efficiency

Return on Equity is 7.37% and Return on Invested Capital is 2.78%.

Return on Equity	7.37%
Return on Assets	2.6%
Return on Invested Capital	2.78%
Revenue Per Employee	$1.79M
Profits Per Employee	$18.38K
Employee Count	65,680
Asset Turnover	2.53
Inventory Turnover	n/a

Taxes

Income Tax	413M
Effective Tax Rate	24%

Stock Price Statistics

The stock price has increased by -14.04% in the last 52 weeks. The beta is 0.45, so Humana's price volatility has been higher than the market average.

Beta	0.45
52-Week Price Change	-14.04%
50-Day Moving Average	260.14
200-Day Moving Average	262.27
Relative Strength Index (RSI)	74.14
Average Volume (20 Days)	1,682,572

Income Statement

In the last 12 months, Humana had revenue of 117.76B and earned 1.21B in profits. Earnings per share was 10.01.

Revenue	117.76B
Gross Profit	117.76B
Operating Income	1.72B
Net Income	1.21B
EBITDA	3.35B
EBIT	2.38B
Earnings Per Share (EPS)	10.01

Full Income Statement

Balance Sheet

The company has 2.22B in cash and 11.72B in debt, giving a net cash position of -9.5B.

Cash & Cash Equivalents	2.22B
Total Debt	11.72B
Net Cash	-9.5B
Retained Earnings	28.32B
Total Assets	50.36B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.97B and capital expenditures -575M, giving a free cash flow of 2.39B.

Operating Cash Flow	2.97B
Capital Expenditures	-575M
Free Cash Flow	2.39B
FCF Per Share	19.83

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 1.46% and 1.02%.

Gross Margin	100%
Operating Margin	1.46%
Pretax Margin	1.46%
Profit Margin	1.02%
EBITDA Margin	2.84%
EBIT Margin	1.46%
FCF Margin	2.03%

Dividends & Yields

HUM pays an annual dividend of $4.42, which amounts to a dividend yield of 1.13%.

Dividend Per Share	$4.42
Dividend Yield	1.13%
Dividend Growth (YoY)	0%
Payout Ratio	33.93%
Earnings Yield	3.95%
FCF Yield	7.82%

Dividend Details

Analyst Forecast

The average price target for HUM is $281.99, which is -8.3% lower than the current price. The consensus rating is "Hold".

Price Target	$281.99
Price Target Difference	-8.3%
Analyst Consensus	Hold
Analyst Count	22

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$50.05
Lynch Upside	-83.73%
Graham Number	174.9
Graham Upside	-43.15%

Stock Splits

The last stock split was on Aug 1, 1991. It was a forward split with a ratio of 3:2.

Last Split Date	Aug 1, 1991
Split Type	forward
Split Ratio	3:2

Scores

Altman Z-Score	4.15
Piotroski F-Score	5