First Internet Bancorp Statistics
Share Statistics
First Internet Bancorp has 8.7M
shares outstanding. The number of shares has increased by 0.48%
in one year.
| Shares Outstanding | 8.7M |
| Shares Change (YoY) | 0.48% |
| Shares Change (QoQ) | 0.34% |
| Owned by Institutions (%) | 74% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 951 |
| FTD / Avg. Volume | 1.7% |
Short Selling Information
The latest short interest is 94.5K, so 1.09% of the outstanding
shares have been sold short.
| Short Interest | 94.5K |
| Short % of Shares Out | 1.09% |
| Short % of Float | 1.32% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 12.37 and the forward
PE ratio is 4.58.
First Internet Bancorp's PEG ratio is
0.06.
| PE Ratio | 12.37 |
| Forward PE | 4.58 |
| PS Ratio | 2.43 |
| Forward PS | 1.1 |
| PB Ratio | 0.81 |
| P/FCF Ratio | 30.07 |
| PEG Ratio | 0.06 |
Financial Ratio HistoryEnterprise Valuation
First Internet Bancorp has an Enterprise Value (EV) of 246.51M.
| EV / Sales | 1.91 |
| EV / EBITDA | 0 |
| EV / EBIT | 18.97 |
| EV / FCF | 23.7 |
Financial Position
The company has a current ratio of 0.17,
with a Debt / Equity ratio of 1.04.
| Current Ratio | 0.17 |
| Quick Ratio | 0.17 |
| Debt / Equity | 1.04 |
| Debt / EBITDA | n/a |
| Debt / FCF | 38.48 |
| Interest Coverage | 0.13 |
Financial Efficiency
Return on Equity is 6.58% and Return on Invested Capital is -0.87%.
| Return on Equity | 6.58% |
| Return on Assets | 0.44% |
| Return on Invested Capital | -0.87% |
| Revenue Per Employee | $399,114.55 |
| Profits Per Employee | $78,253.87 |
| Employee Count | 323 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.27M |
| Effective Tax Rate | 8.23% |
Stock Price Statistics
The stock price has increased by -27.18% in the
last 52 weeks. The beta is 0.67, so First Internet Bancorp's
price volatility has been higher than the market average.
| Beta | 0.67 |
| 52-Week Price Change | -27.18% |
| 50-Day Moving Average | 25.09 |
| 200-Day Moving Average | 33 |
| Relative Strength Index (RSI) | 49.59 |
| Average Volume (20 Days) | 55,811 |
Income Statement
In the last 12 months, First Internet Bancorp had revenue of 128.91M
and earned 25.28M
in profits. Earnings per share was 2.91.
| Revenue | 128.91M |
| Gross Profit | 128.91M |
| Operating Income | 27.54M |
| Net Income | 25.28M |
| EBITDA | n/a |
| EBIT | -8.46M |
| Earnings Per Share (EPS) | 2.91 |
Full Income StatementBalance Sheet
The company has 466.41M in cash and 400.15M in
debt, giving a net cash position of 66.26M.
| Cash & Cash Equivalents | 466.41M |
| Total Debt | 400.15M |
| Net Cash | 66.26M |
| Retained Earnings | 230.62M |
| Total Assets | 5.85B |
| Working Capital | 717.15M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 12.99M
and capital expenditures 0, giving a free cash flow of 10.4M.
| Operating Cash Flow | 12.99M |
| Capital Expenditures | n/a |
| Free Cash Flow | 10.4M |
| FCF Per Share | 1.2 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 21.36% and 19.61%.
| Gross Margin | 100% |
| Operating Margin | 21.36% |
| Pretax Margin | 21.36% |
| Profit Margin | 19.61% |
| EBITDA Margin | n/a |
| EBIT Margin | 21.36% |
| FCF Margin | 8.07% |
Dividends & Yields
INBK pays an annual dividend of $0.24,
which amounts to a dividend yield of 0.9%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 0.9% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 10% |
| Earnings Yield | 8.08% |
| FCF Yield | 3.33% |
Dividend DetailsAnalyst Forecast
The average price target for INBK is $34.5,
which is 48.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $34.5 |
| Price Target Difference | 48.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock ForecastsStock Splits
The last stock split was on Jun 24, 2013. It was a
forward
split with a ratio of 3:2.
| Last Split Date | Jun 24, 2013 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.28 |
| Piotroski F-Score | 4 |
