First Internet Bancorp Statistics
Share Statistics
First Internet Bancorp has 8.67M shares outstanding. The number of shares has increased by 0.14% in one year.
| Shares Outstanding | 8.67M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 7.29M |
| Failed to Deliver (FTD) Shares | 3.01K |
| FTD / Avg. Volume | 10.25% |
Short Selling Information
The latest short interest is 82.99K, so 0.96% of the outstanding shares have been sold short.
| Short Interest | 82.99K |
| Short % of Shares Out | 0.96% |
| Short % of Float | 1.14% |
| Short Ratio (days to cover) | 3.38 |
Valuation Ratios
The PE ratio is 25.4 and the forward PE ratio is 9.79. First Internet Bancorp's PEG ratio is 0.05.
| PE Ratio | 25.4 |
| Forward PE | 9.79 |
| PS Ratio | 2.53 |
| Forward PS | 1.7 |
| PB Ratio | 0.59 |
| P/FCF Ratio | 33.86 |
| PEG Ratio | 0.05 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for First Internet Bancorp.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 24.01, with a Debt / Equity ratio of 1.28.
| Current Ratio | 24.01 |
| Quick Ratio | 24.01 |
| Debt / Equity | 1.28 |
| Total Debt / Capitalization | 56.16 |
| Cash Flow / Debt | 0.03 |
| Interest Coverage | 0.05 |
Financial Efficiency
Return on equity (ROE) is 0.02% and return on capital (ROIC) is 1.39%.
| Return on Equity (ROE) | 0.02% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.39% |
| Revenue Per Employee | 293.99K |
| Profits Per Employee | 29.33K |
| Employee Count | 287 |
| Asset Turnover | 0.02 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | -3.48M |
| Effective Tax Rate | -0.7 |
Stock Price Statistics
The stock price has increased by 36.32% in the last 52 weeks. The beta is 0.66, so First Internet Bancorp's price volatility has been higher than the market average.
| Beta | 0.66 |
| 52-Week Price Change | 36.32% |
| 50-Day Moving Average | 38.82 |
| 200-Day Moving Average | 34.04 |
| Relative Strength Index (RSI) | 30.31 |
| Average Volume (20 Days) | 29.39K |
Income Statement
In the last 12 months, First Internet Bancorp had revenue of 84.38M and earned 8.42M in profits. Earnings per share was 0.95.
| Revenue | 84.38M |
| Gross Profit | 84.38M |
| Operating Income | 8.82M |
| Net Income | 8.42M |
| EBITDA | 0 |
| EBIT | 8.82M |
| Earnings Per Share (EPS) | 0.95 |
Balance Sheet
The company has 405.90M in cash and 719.77M in debt, giving a net cash position of -313.87M.
| Cash & Cash Equivalents | 405.90M |
| Total Debt | 719.77M |
| Net Cash | -313.87M |
| Retained Earnings | 207.47M |
| Total Assets | 5.82B |
| Working Capital | -1.14B |
Cash Flow
In the last 12 months, operating cash flow was 11.68M and capital expenditures -5.37M, giving a free cash flow of 6.31M.
| Operating Cash Flow | 11.68M |
| Capital Expenditures | -5.37M |
| Free Cash Flow | 6.31M |
| FCF Per Share | 0.71 |
Margins
Gross margin is 10.00K%, with operating and profit margins of 1.04K% and 998%.
| Gross Margin | 10.00K% |
| Operating Margin | 1.04K% |
| Pretax Margin | 585% |
| Profit Margin | 998% |
| EBITDA Margin | n/a |
| EBIT Margin | 10.45% |
| FCF Margin | 7.48% |
Dividends & Yields
INBK pays an annual dividend of $0.24, which amounts to a dividend yield of 0.69%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 0.69% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 9.52% |
| Earnings Yield | 2.81% |
| FCF Yield | 2.15% |
Analyst Forecast
The average price target for INBK is $45, which is 33.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $45 |
| Price Target Difference | 33.1% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jun 24, 2013. It was a forward split with a ratio of 3:2.
| Last Split Date | Jun 24, 2013 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | -0.11 |
| Piotroski F-Score | 6 |