Independent Bank Corp. (INDB)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
64.53
0.97 (1.53%)
At close: Jan 15, 2025, 11:47 AM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 12.14 | 14.84 | 23.50 | 20.05 | 16.54 | 15.95 | 21.86 | 24.27 | 18.54 | 17.10 | 17.91 | 14.79 | 12.87 | 14.24 | 17.82 | 17.13 | 13.46 | 16.38 | 13.21 | 16.38 | 15.59 | 13.11 | 13.93 | 11.72 | 10.43 | 15.90 | 18.95 | 13.13 | 10.38 | 9.38 | 14.47 | 84.50 | -0.66 | -0.87 | 7.33 | 6.14 | 6.40 | 9.89 | 12.45 |
PS Ratio | 3.65 | 5.38 | 5.60 | 5.09 | 5.37 | 5.02 | 5.58 | 6.00 | 4.16 | 3.86 | 3.60 | 2.69 | 2.66 | 2.72 | 2.17 | 2.82 | 2.98 | 4.16 | 3.30 | 4.00 | 3.33 | 2.66 | 2.75 | 2.01 | 2.32 | 3.55 | 4.14 | 2.64 | 1.95 | 1.43 | 1.40 | 0.33 | 0.15 | n/a | n/a | n/a | n/a | n/a | n/a |
PB Ratio | 1.00 | 1.36 | 0.94 | 1.43 | 1.60 | 1.81 | 2.02 | 2.15 | 1.56 | 1.60 | 1.52 | 1.19 | 1.25 | 1.31 | 0.99 | 1.34 | 1.73 | 2.34 | 1.92 | 2.39 | 2.40 | 2.04 | 2.30 | 1.55 | 1.81 | 2.67 | 2.91 | 1.88 | 1.49 | 1.18 | 1.16 | 0.32 | 0.25 | n/a | n/a | n/a | n/a | n/a | n/a |
P/FCF Ratio | 11.13 | 9.81 | 17.23 | 46.67 | 13.66 | 14.84 | 18.01 | 22.43 | 15.24 | 13.28 | 6.82 | 17.80 | 12.38 | 14.46 | 13.25 | 29.46 | 12.01 | 18.46 | 10.86 | 34.68 | 11.11 | 17.79 | 12.52 | 21.58 | 5.75 | -21.7 | 18.69 | 13.36 | 7.66 | 4.81 | 4.56 | 1.15 | 0.72 | n/a | n/a | n/a | n/a | n/a | n/a |
P/OCF Ratio | 10.50 | 9.30 | 14.95 | 37.58 | 12.62 | 13.68 | 14.56 | 19.93 | 13.45 | 12.07 | 6.37 | 15.13 | 10.53 | 12.28 | 10.92 | 18.58 | 10.15 | 16.14 | 9.58 | 26.09 | 9.65 | 13.97 | 10.71 | 10.13 | 5.36 | -37.65 | 14.47 | 10.08 | 6.14 | 4.15 | 4.29 | 1.10 | 0.70 | n/a | n/a | n/a | n/a | n/a | n/a |
OCF/S Ratio | 0.35 | 0.58 | 0.37 | 0.14 | 0.43 | 0.37 | 0.38 | 0.30 | 0.31 | 0.32 | 0.57 | 0.18 | 0.25 | 0.22 | 0.20 | 0.15 | 0.29 | 0.26 | 0.34 | 0.15 | 0.35 | 0.19 | 0.26 | 0.20 | 0.43 | -0.09 | 0.29 | 0.26 | 0.32 | 0.35 | 0.33 | 0.30 | 0.21 | n/a | n/a | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 0.42 | 0.04 | 0.05 | 0.11 | 0.18 | 0.24 | 0.17 | 0.18 | 0.27 | 0.33 | 0.41 | 0.73 | 0.69 | 0.91 | 1.11 | 1.71 | 1.65 | 1.66 | 2.06 | 2.82 | 2.19 | 1.89 | 2.41 | 1.73 | 2.71 | 3.28 | 2.27 | 0.99 | 0.40 | 0.53 | 0.12 | 0.16 | 0.30 | n/a | n/a | n/a | n/a | n/a | n/a |
Quick Ratio | 0.02 | 0.18 | 0.37 | 0.25 | 0.10 | 50.12 | 1.86 | 37.01 | 45.36 | 36.49 | 33.34 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 10.74 | 6.10 | 357.21 | 241.73 | 9.61 | 25.83 | 0.25 | 0.06 | 0.05 | 0.05 | 0.09 | 2.36 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Current Ratio | 0.02 | 0.18 | 0.37 | 0.25 | 0.10 | 50.12 | 1.86 | 37.01 | 45.36 | 36.49 | 33.34 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 10.74 | 6.10 | 357.21 | 241.73 | 9.61 | 25.83 | 0.25 | 0.06 | 0.05 | 0.05 | 0.09 | 2.36 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Asset Turnover | 0.04 | 0.04 | 0.02 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | n/a | n/a | n/a | n/a | n/a | n/a |
Interest Coverage | 1.67 | 11.44 | 11.42 | 4.45 | 4.05 | 7.11 | 8.34 | 6.96 | 5.47 | 5.10 | 3.86 | 3.45 | 3.18 | 2.35 | 1.57 | 1.52 | 1.58 | 1.73 | 1.97 | 2.21 | 2.29 | 1.92 | 1.60 | 1.39 | 1.49 | 1.48 | 1.52 | 1.55 | 1.52 | 1.35 | 1.19 | 1.01 | 0.68 | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Equity (ROE) | 0.08 | 0.09 | 0.04 | 0.07 | 0.10 | 0.11 | 0.09 | 0.09 | 0.08 | 0.09 | 0.08 | 0.08 | 0.10 | 0.09 | 0.06 | 0.08 | 0.13 | 0.14 | 0.15 | 0.15 | 0.15 | 0.16 | 0.17 | 0.13 | 0.17 | 0.17 | 0.15 | 0.14 | 0.14 | 0.13 | 0.08 | 0.00 | -0.38 | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | -0.01 | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Capital (ROIC) | 0.04 | 0.04 | 0.02 | 0.02 | 0.04 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.59 | 0.52 | 0.62 | 0.57 | 0.04 | 0.04 | 0.04 | 0.04 | n/a | n/a | n/a | n/a | n/a | n/a |
Dividend Yield | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.03 | 0.03 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.41 | 0.36 | 0.52 | 0.50 | 0.32 | 0.33 | 0.39 | 0.39 | 0.40 | 0.38 | 0.30 | 0.53 | 0.35 | 0.38 | 0.63 | 0.46 | 0.33 | 0.29 | 0.27 | 0.26 | 0.28 | 0.27 | 0.28 | 0.38 | 0.34 | 0.36 | 0.35 | 0.28 | 0.24 | 0.07 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 99.11% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | n/a | n/a | n/a | n/a | n/a |
Net Profit Margin | 30.10% | 36.24% | 23.85% | 25.38% | 32.49% | 31.45% | 25.51% | 24.71% | 22.43% | 22.59% | 20.12% | 18.15% | 20.67% | 19.08% | 12.17% | 16.46% | 22.13% | 25.41% | 24.97% | 24.39% | 21.39% | 20.31% | 19.71% | 17.15% | 22.23% | 22.30% | 21.85% | 20.14% | 18.77% | 15.28% | 9.68% | 0.39% | -22.62% | n/a | n/a | n/a | n/a | n/a | n/a |
Pretax Profit Margin | 39.60% | 47.77% | 30.88% | 32.01% | 42.90% | 40.33% | 39.36% | 36.13% | 31.83% | 31.62% | 26.71% | 24.40% | 28.48% | 24.88% | 15.74% | 20.97% | 28.99% | 36.82% | 36.34% | 35.18% | 33.96% | 30.28% | 29.08% | 24.39% | 32.07% | 33.10% | 33.08% | 30.90% | 27.26% | 18.11% | 10.74% | 0.78% | -30.8% | n/a | n/a | n/a | n/a | n/a | n/a |
Operating Profit Margin | 39.60% | 46.51% | 30.88% | 32.01% | 42.90% | 46.93% | 44.72% | 42.18% | 38.95% | 39.33% | 36.05% | 34.37% | 41.52% | 43.26% | 43.27% | 61.45% | 78.55% | 87.12% | 73.80% | 64.35% | 60.29% | 63.34% | 77.78% | 86.97% | 97.56% | 101.80% | 97.08% | 87.15% | 79.78% | 69.25% | 66.95% | 63.53% | 64.07% | n/a | n/a | n/a | n/a | n/a | n/a |
FCF Margin | 32.82% | 54.83% | 32.52% | 10.90% | 39.32% | 33.81% | 30.96% | 26.73% | 27.30% | 29.09% | 52.85% | 15.09% | 21.48% | 18.79% | 16.37% | 9.58% | 24.80% | 22.55% | 30.37% | 11.52% | 30.00% | 14.97% | 21.93% | 9.31% | 40.33% | -16.34% | 22.15% | 19.79% | 25.45% | 29.81% | 30.74% | 28.82% | 20.72% | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 53.10% | 37.35% | 36.53% | 46.97% | 43.40% | 43.97% | 39.99% | 36.08% | 36.19% | 30.11% | 28.75% | 32.86% | 30.55% | 28.01% | 34.67% | 46.16% | 57.66% | 58.08% | 54.60% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |