Price Alert

Kinsale Capital Group Inc... (KNSL)

NYSE: KNSL · Real-Time Price · USD

453.48

1.47 (0.33%)

At close: Aug 14, 2025, 3:59 PM

453.68

0.04%

Pre-market: Aug 15, 2025, 06:50 AM EDT

Kinsale Capital Statistics

Share Statistics

Kinsale Capital has 23.3M shares outstanding. The number of shares has increased by 0.11% in one year.

Shares Outstanding	23.3M
Shares Change (YoY)	0.11%
Shares Change (QoQ)	0.15%
Owned by Institutions (%)	86.88%
Shares Floating	22.06M
Failed to Deliver (FTD) Shares	86
FTD / Avg. Volume	0.04%

Short Selling Information

The latest short interest is 1.71M, so 7.33% of the outstanding shares have been sold short.

Short Interest	1.71M
Short % of Shares Out	7.33%
Short % of Float	7.74%
Short Ratio (days to cover)	7.08

Valuation Ratios

The PE ratio is 25.96 and the forward PE ratio is 21.25. Kinsale Capital's PEG ratio is 0.76.

PE Ratio	25.96
Forward PE	21.25
PS Ratio	6.78
Forward PS	5.7
PB Ratio	7.26
P/FCF Ratio	11.31
PEG Ratio	0.76

Financial Ratio History

Enterprise Valuation

Kinsale Capital has an Enterprise Value (EV) of 10.84B.

EV / Sales	6.83
EV / EBITDA	20.43
EV / EBIT	11.1
EV / FCF	11.38

Financial Position

The company has a current ratio of 38.25, with a Debt / Equity ratio of 0.12.

Current Ratio	38.25
Quick Ratio	38.25
Debt / Equity	0.12
Debt / EBITDA	0.35
Debt / FCF	0.19
Interest Coverage	51.74

Financial Efficiency

Return on Equity is 27.96% and Return on Invested Capital is 11.25%.

Return on Equity	27.96%
Return on Assets	8.49%
Return on Invested Capital	11.25%
Revenue Per Employee	$2.41M
Profits Per Employee	$628.55K
Employee Count	660
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

Income Tax	99.87M
Effective Tax Rate	19.4%

Stock Price Statistics

The stock price has increased by -6.02% in the last 52 weeks. The beta is 1.12, so Kinsale Capital's price volatility has been higher than the market average.

Beta	1.12
52-Week Price Change	-6.02%
50-Day Moving Average	469.63
200-Day Moving Average	463.44
Relative Strength Index (RSI)	32.95
Average Volume (20 Days)	209,904

Income Statement

In the last 12 months, Kinsale Capital had revenue of 1.59B and earned 414.84M in profits. Earnings per share was 17.92.

Revenue	1.59B
Gross Profit	814.63M
Operating Income	524.33M
Net Income	414.84M
EBITDA	530.65M
EBIT	524.85M
Earnings Per Share (EPS)	17.92

Full Income Statement

Balance Sheet

The company has 113.21M in cash and 184.12M in debt, giving a net cash position of -70.91M.

Cash & Cash Equivalents	113.21M
Total Debt	184.12M
Net Cash	-70.91M
Retained Earnings	1.23B
Total Assets	5.56B
Working Capital	4.22B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 976.3M and capital expenditures -23.94M, giving a free cash flow of 952.36M.

Operating Cash Flow	976.3M
Capital Expenditures	-23.94M
Free Cash Flow	952.36M
FCF Per Share	41.13

Full Cash Flow Statement

Margins

Gross margin is 51.31%, with operating and profit margins of 33.03% and 26.13%.

Gross Margin	51.31%
Operating Margin	33.03%
Pretax Margin	32.42%
Profit Margin	26.13%
EBITDA Margin	33.43%
EBIT Margin	33.03%
FCF Margin	59.99%

Dividends & Yields

KNSL pays an annual dividend of $0.79, which amounts to a dividend yield of 0.14%.

Dividend Per Share	$0.79
Dividend Yield	0.14%
Dividend Growth (YoY)	13.33%
Payout Ratio	4.12%
Earnings Yield	3.85%
FCF Yield	8.84%

Dividend Details

Analyst Forecast

The average price target for KNSL is $500, which is 14.5% higher than the current price. The consensus rating is "Hold".

Price Target	$500
Price Target Difference	14.5%
Analyst Consensus	Hold
Analyst Count	10

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$448
Lynch Upside	2.57%
Graham Number	160.72
Graham Upside	-63.2%

Scores

Altman Z-Score	3.53
Piotroski F-Score	4