LendingClub Corporation

10.41
-0.44 (-4.06%)
At close: Mar 28, 2025, 3:59 PM
10.32
-0.86%
Pre-market: Mar 31, 2025, 06:31 AM EDT

LendingClub Statistics

Share Statistics

LendingClub has 113.38M shares outstanding. The number of shares has increased by 1.8% in one year.

Shares Outstanding 113.38M
Shares Change (YoY) 1.8%
Shares Change (QoQ) 0.52%
Owned by Institutions (%) 77.62%
Shares Floating 109.45M
Failed to Deliver (FTD) Shares 70
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 4.67M, so 4.15% of the outstanding shares have been sold short.

Short Interest 4.67M
Short % of Shares Out 4.15%
Short % of Float 4.31%
Short Ratio (days to cover) 2.28

Valuation Ratios

The PE ratio is 35.24 and the forward PE ratio is 12.96. LendingClub's PEG ratio is 1.27.

PE Ratio 35.24
Forward PE 12.96
PS Ratio 7.15
Forward PS 0.9
PB Ratio 1.35
P/FCF Ratio -0.67
PEG Ratio 1.27
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for LendingClub Corporation.

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 34.35, with a Debt / Equity ratio of 0.02.

Current Ratio 34.35
Quick Ratio 34.35
Debt / Equity 0.02
Total Debt / Capitalization 2.08
Cash Flow / Debt -92.42
Interest Coverage -0.34

Financial Efficiency

Return on equity (ROE) is 0.04% and return on capital (ROIC) is -7.34%.

Return on Equity (ROE) 0.04%
Return on Assets (ROA) 0%
Return on Capital (ROIC) -7.34%
Revenue Per Employee $252,465.07
Profits Per Employee $51,227.54
Employee Count 1,002
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

Income Tax 13.74M
Effective Tax Rate 0.21

Stock Price Statistics

The stock price has increased by 18.43% in the last 52 weeks. The beta is 2.08, so LendingClub's price volatility has been higher than the market average.

Beta 2.08
52-Week Price Change 18.43%
50-Day Moving Average 12.99
200-Day Moving Average 12.64
Relative Strength Index (RSI) 34.87
Average Volume (20 Days) 1.89M

Income Statement

In the last 12 months, LendingClub had revenue of 252.97M and earned 51.33M in profits. Earnings per share was 0.46.

Revenue 252.97M
Gross Profit -27.03M
Operating Income -127.43M
Net Income 51.33M
EBITDA 0
EBIT -127.43M
Earnings Per Share (EPS) 0.46
Full Income Statement

Balance Sheet

The company has 15.52M in cash and 28.5M in debt, giving a net cash position of -12.98M.

Cash & Cash Equivalents 15.52M
Total Debt 28.5M
Net Cash -12.98M
Retained Earnings -337.48M
Total Assets 10.63B
Working Capital 957.05M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.63B and capital expenditures -54.3M, giving a free cash flow of -2.69B.

Operating Cash Flow -2.63B
Capital Expenditures -54.3M
Free Cash Flow -2.69B
FCF Per Share -24.06
Full Cash Flow Statement

Margins

Gross margin is -10.69%, with operating and profit margins of -50.37% and 20.29%.

Gross Margin -10.69%
Operating Margin -50.37%
Pretax Margin 25.72%
Profit Margin 20.29%
EBITDA Margin n/a
EBIT Margin -50.37%
FCF Margin -1.06K%

Dividends & Yields

LC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 4.42%
FCF Yield -227.77%
Dividend Details

Analyst Forecast

The average price target for LC is $16.5, which is 58.5% higher than the current price. The consensus rating is "Buy".

Price Target $16.5
Price Target Difference 58.5%
Analyst Consensus Buy
Analyst Count 8
Stock Forecasts

Stock Splits

The last stock split was on Jul 8, 2019. It was a backward split with a ratio of 1:5.

Last Split Date Jul 8, 2019
Split Type backward
Split Ratio 1:5

Scores

Altman Z-Score 0.23
Piotroski F-Score 4