LendingClub Corporation (LC)
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16.56
0.24%
After-hours Dec 13, 2024, 04:10 PM EST

LendingClub Corporation Statistics

Share Statistics

LendingClub Corporation has 112.40M shares outstanding. The number of shares has increased by 2.87% in one year.

Shares Outstanding 112.40M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.63%
Owned by Institutions (%) n/a
Shares Floating 108.25M
Failed to Deliver (FTD) Shares 36.05K
FTD / Avg. Volume 2.14%

Short Selling Information

The latest short interest is 3.50M, so 3.11% of the outstanding shares have been sold short.

Short Interest 3.50M
Short % of Shares Out 3.11%
Short % of Float 3.23%
Short Ratio (days to cover) 1.83

Valuation Ratios

The PE ratio is 24.35 and the forward PE ratio is 18.67. LendingClub Corporation's PEG ratio is 0.09.

PE Ratio 24.35
Forward PE 18.67
PS Ratio 1.1
Forward PS 2
PB Ratio 0.76
P/FCF Ratio -0.79
PEG Ratio 0.09
Financial Ratio History

Enterprise Valuation

LendingClub Corporation has an Enterprise Value (EV) of -288.93M.

EV / Earnings -7.42
EV / Sales -0.33
EV / EBITDA -2.7
EV / EBIT -4.88
EV / FCF 0.24

Financial Position

The company has a current ratio of 31.42, with a Debt / Equity ratio of 0.02.

Current Ratio 31.42
Quick Ratio 31.42
Debt / Equity 0.02
Total Debt / Capitalization 1.52
Cash Flow / Debt -58.73
Interest Coverage 0.22

Financial Efficiency

Return on equity (ROE) is 0.03% and return on capital (ROIC) is 3.22%.

Return on Equity (ROE) 0.03%
Return on Assets (ROA) 0%
Return on Capital (ROIC) 3.22%
Revenue Per Employee 843.53K
Profits Per Employee 37.99K
Employee Count 1.02K
Asset Turnover 0.1
Inventory Turnover 0

Taxes

Income Tax 15.68M
Effective Tax Rate 0.29

Stock Price Statistics

The stock price has increased by 99.04% in the last 52 weeks. The beta is 2.02, so LendingClub Corporation's price volatility has been higher than the market average.

Beta 2.02
52-Week Price Change 99.04%
50-Day Moving Average 14.39
200-Day Moving Average 10.67
Relative Strength Index (RSI) 59.86
Average Volume (20 Days) 1.68M

Income Statement

In the last 12 months, LendingClub Corporation had revenue of $864.62M and earned $38.94M in profits. Earnings per share was $0.36.

Revenue 864.62M
Gross Profit 9.19M
Operating Income 59.19M
Net Income 38.94M
EBITDA 107.05M
EBIT 59.19M
Earnings Per Share (EPS) 0.36
Full Income Statement

Balance Sheet

The company has $1.25B in cash and $57.22M in debt, giving a net cash position of $1.20B.

Cash & Cash Equivalents 1.25B
Total Debt 57.22M
Net Cash 1.20B
Retained Earnings -388.81M
Total Assets 11.04B
Working Capital 1.05B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$1.14B and capital expenditures -$59.51M, giving a free cash flow of -$1.20B.

Operating Cash Flow -1.14B
Capital Expenditures -59.51M
Free Cash Flow -1.20B
FCF Per Share -11.03
Full Cash Flow Statement

Margins

Gross margin is 1.06%, with operating and profit margins of 6.85% and 4.5%.

Gross Margin 1.06%
Operating Margin 6.85%
Pretax Margin 6.32%
Profit Margin 4.5%
EBITDA Margin 12.38%
EBIT Margin 6.85%
FCF Margin -138.34%

Dividends & Yields

LC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 2.18%
FCF Yield -64.41%
Dividend Details

Analyst Forecast

The average price target for LC is $17, which is 2.9% higher than the current price. The consensus rating is "Buy".

Price Target $17
Price Target Difference 2.9%
Analyst Consensus Buy
Analyst Count 8
Stock Forecasts

Stock Splits

The last stock split was on Jul 8, 2019. It was a backward split with a ratio of 1:5.

Last Split Date Jul 8, 2019
Split Type backward
Split Ratio 1:5

Scores

Altman Z-Score 0.28
Piotroski F-Score 3