LendingClub Corporation (LC)
LendingClub Statistics
Share Statistics
LendingClub has 114.2M shares outstanding. The number of shares has increased by 2.04% in one year.
Shares Outstanding | 114.2M |
Shares Change (YoY) | 2.04% |
Shares Change (QoQ) | 0.87% |
Owned by Institutions (%) | 77.83% |
Shares Floating | 110.28M |
Failed to Deliver (FTD) Shares | 65 |
FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 3.9M, so 3.44% of the outstanding shares have been sold short.
Short Interest | 3.9M |
Short % of Shares Out | 3.44% |
Short % of Float | 3.94% |
Short Ratio (days to cover) | 3.66 |
Valuation Ratios
The PE ratio is 35.24 and the forward PE ratio is 8.12. LendingClub's PEG ratio is 1.27.
PE Ratio | 35.24 |
Forward PE | 8.12 |
PS Ratio | 7.15 |
Forward PS | 0.9 |
PB Ratio | 1.35 |
P/FCF Ratio | -0.67 |
PEG Ratio | 1.27 |
Enterprise Valuation
LendingClub has an Enterprise Value (EV) of 1.82B.
EV / Sales | 7.2 |
EV / EBITDA | 0 |
EV / EBIT | -0.69 |
EV / FCF | -0.68 |
Financial Position
The company has a current ratio of 34.35, with a Debt / Equity ratio of 0.02.
Current Ratio | 34.35 |
Quick Ratio | 34.35 |
Debt / Equity | 0.02 |
Debt / EBITDA | - |
Debt / FCF | -0.01 |
Interest Coverage | -0.34 |
Financial Efficiency
Return on Equity is 3.83% and Return on Invested Capital is -2.78%.
Return on Equity | 3.83% |
Return on Assets | 0.48% |
Return on Invested Capital | -2.78% |
Revenue Per Employee | $252.47K |
Profits Per Employee | $51.23K |
Employee Count | 1,002 |
Asset Turnover | 0.02 |
Inventory Turnover | n/a |
Taxes
Income Tax | 13.74M |
Effective Tax Rate | 21.11% |
Stock Price Statistics
The stock price has increased by 35.06% in the last 52 weeks. The beta is 2.1, so LendingClub's price volatility has been higher than the market average.
Beta | 2.1 |
52-Week Price Change | 35.06% |
50-Day Moving Average | 11.02 |
200-Day Moving Average | 12.77 |
Relative Strength Index (RSI) | 57.7 |
Average Volume (20 Days) | 1.83M |
Income Statement
In the last 12 months, LendingClub had revenue of 252.97M and earned 51.33M in profits. Earnings per share was 0.46.
Revenue | 252.97M |
Gross Profit | -27.03M |
Operating Income | -127.43M |
Net Income | 51.33M |
EBITDA | 0 |
EBIT | -53.3M |
Earnings Per Share (EPS) | 0.46 |
Balance Sheet
The company has 15.52M in cash and 28.5M in debt, giving a net cash position of -12.98M.
Cash & Cash Equivalents | 15.52M |
Total Debt | 28.5M |
Net Cash | -12.98M |
Retained Earnings | -337.48M |
Total Assets | 10.63B |
Working Capital | 957.05M |
Cash Flow
In the last 12 months, operating cash flow was -2.63B and capital expenditures -54.3M, giving a free cash flow of -2.69B.
Operating Cash Flow | -2.63B |
Capital Expenditures | -54.3M |
Free Cash Flow | -2.69B |
FCF Per Share | -24.06 |
Margins
Gross margin is -10.69%, with operating and profit margins of -50.37% and 20.29%.
Gross Margin | -10.69% |
Operating Margin | -50.37% |
Pretax Margin | 25.72% |
Profit Margin | 20.29% |
EBITDA Margin | n/a |
EBIT Margin | -50.37% |
FCF Margin | -1062.76% |
Dividends & Yields
LC does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 2.84% |
FCF Yield | -148.62% |
Analyst Forecast
The average price target for LC is $16.5, which is 50.8% higher than the current price. The consensus rating is "Buy".
Price Target | $16.5 |
Price Target Difference | 50.8% |
Analyst Consensus | Buy |
Analyst Count | 8 |
Stock Splits
The last stock split was on Jul 8, 2019. It was a backward split with a ratio of 1:5.
Last Split Date | Jul 8, 2019 |
Split Type | backward |
Split Ratio | 1:5 |
Scores
Altman Z-Score | 0.23 |
Piotroski F-Score | 4 |