LendingClub Corporation Statistics
Share Statistics
LendingClub Corporation has 112.40M shares outstanding. The number of shares has increased by 1.8% in one year.
| Shares Outstanding | 112.40M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.52% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 108.26M |
| Failed to Deliver (FTD) Shares | 11 |
| FTD / Avg. Volume | 0% |
Short Selling Information
The latest short interest is 4.36M, so 3.88% of the outstanding shares have been sold short.
| Short Interest | 4.36M |
| Short % of Shares Out | 3.88% |
| Short % of Float | 4.03% |
| Short Ratio (days to cover) | 3.22 |
Valuation Ratios
The PE ratio is 24.35 and the forward PE ratio is 18.67. LendingClub Corporation's PEG ratio is 0.07.
| PE Ratio | 24.35 |
| Forward PE | 18.67 |
| PS Ratio | 1.1 |
| Forward PS | 1.6 |
| PB Ratio | 0.76 |
| P/FCF Ratio | -0.79 |
| PEG Ratio | 0.07 |
Enterprise Valuation
LendingClub Corporation has an Enterprise Value (EV) of -288.93M.
| EV / Earnings | -7.42 |
| EV / Sales | -0.33 |
| EV / EBITDA | -2.7 |
| EV / EBIT | -4.88 |
| EV / FCF | 0.24 |
Financial Position
The company has a current ratio of 33.02, with a Debt / Equity ratio of 0.05.
| Current Ratio | 33.02 |
| Quick Ratio | 33.02 |
| Debt / Equity | 0.05 |
| Total Debt / Capitalization | 4.37 |
| Cash Flow / Debt | -19.86 |
| Interest Coverage | 0.22 |
Financial Efficiency
Return on equity (ROE) is 0.03% and return on capital (ROIC) is 3.22%.
| Return on Equity (ROE) | 0.03% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 3.22% |
| Revenue Per Employee | 843.53K |
| Profits Per Employee | 37.99K |
| Employee Count | 1.02K |
| Asset Turnover | 0.1 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 15.68M |
| Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 92.88% in the last 52 weeks. The beta is 2.02, so LendingClub Corporation's price volatility has been higher than the market average.
| Beta | 2.02 |
| 52-Week Price Change | 92.88% |
| 50-Day Moving Average | 15.89 |
| 200-Day Moving Average | 11.51 |
| Relative Strength Index (RSI) | 44.61 |
| Average Volume (20 Days) | 1.95M |
Income Statement
In the last 12 months, LendingClub Corporation had revenue of 864.62M and earned 38.94M in profits. Earnings per share was 0.36.
| Revenue | 864.62M |
| Gross Profit | 9.19M |
| Operating Income | 59.19M |
| Net Income | 38.94M |
| EBITDA | 107.05M |
| EBIT | 59.19M |
| Earnings Per Share (EPS) | 0.36 |
Balance Sheet
The company has 1.25B in cash and 57.22M in debt, giving a net cash position of 1.20B.
| Cash & Cash Equivalents | 1.25B |
| Total Debt | 57.22M |
| Net Cash | 1.20B |
| Retained Earnings | -388.81M |
| Total Assets | 11.04B |
| Working Capital | 1.05B |
Cash Flow
In the last 12 months, operating cash flow was -1.14B and capital expenditures -59.51M, giving a free cash flow of -1.20B.
| Operating Cash Flow | -1.14B |
| Capital Expenditures | -59.51M |
| Free Cash Flow | -1.20B |
| FCF Per Share | -11.03 |
Margins
Gross margin is 1.06%, with operating and profit margins of 6.85% and 4.5%.
| Gross Margin | 1.06% |
| Operating Margin | 6.85% |
| Pretax Margin | 6.32% |
| Profit Margin | 4.5% |
| EBITDA Margin | 12.38% |
| EBIT Margin | 6.85% |
| FCF Margin | -138.34% |
Dividends & Yields
LC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 2.33% |
| FCF Yield | -68.88% |
Analyst Forecast
The average price target for LC is $17, which is 10% higher than the current price. The consensus rating is "Buy".
| Price Target | $17 |
| Price Target Difference | 10% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
Stock Splits
The last stock split was on Jul 8, 2019. It was a backward split with a ratio of 1:5.
| Last Split Date | Jul 8, 2019 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.3 |
| Piotroski F-Score | 3 |