LendingClub Corporation (LC)
LendingClub Statistics
Share Statistics
LendingClub has 113.38M shares outstanding. The number of shares has increased by 1.8% in one year.
Shares Outstanding | 113.38M |
Shares Change (YoY) | 1.8% |
Shares Change (QoQ) | 0.52% |
Owned by Institutions (%) | 77.62% |
Shares Floating | 109.45M |
Failed to Deliver (FTD) Shares | 70 |
FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 4.67M, so 4.15% of the outstanding shares have been sold short.
Short Interest | 4.67M |
Short % of Shares Out | 4.15% |
Short % of Float | 4.31% |
Short Ratio (days to cover) | 2.28 |
Valuation Ratios
The PE ratio is 35.24 and the forward PE ratio is 12.96. LendingClub's PEG ratio is 1.27.
PE Ratio | 35.24 |
Forward PE | 12.96 |
PS Ratio | 7.15 |
Forward PS | 0.9 |
PB Ratio | 1.35 |
P/FCF Ratio | -0.67 |
PEG Ratio | 1.27 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for LendingClub Corporation.
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 34.35, with a Debt / Equity ratio of 0.02.
Current Ratio | 34.35 |
Quick Ratio | 34.35 |
Debt / Equity | 0.02 |
Total Debt / Capitalization | 2.08 |
Cash Flow / Debt | -92.42 |
Interest Coverage | -0.34 |
Financial Efficiency
Return on equity (ROE) is 0.04% and return on capital (ROIC) is -7.34%.
Return on Equity (ROE) | 0.04% |
Return on Assets (ROA) | 0% |
Return on Capital (ROIC) | -7.34% |
Revenue Per Employee | $252,465.07 |
Profits Per Employee | $51,227.54 |
Employee Count | 1,002 |
Asset Turnover | 0.02 |
Inventory Turnover | n/a |
Taxes
Income Tax | 13.74M |
Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 18.43% in the last 52 weeks. The beta is 2.08, so LendingClub's price volatility has been higher than the market average.
Beta | 2.08 |
52-Week Price Change | 18.43% |
50-Day Moving Average | 12.99 |
200-Day Moving Average | 12.64 |
Relative Strength Index (RSI) | 34.87 |
Average Volume (20 Days) | 1.89M |
Income Statement
In the last 12 months, LendingClub had revenue of 252.97M and earned 51.33M in profits. Earnings per share was 0.46.
Revenue | 252.97M |
Gross Profit | -27.03M |
Operating Income | -127.43M |
Net Income | 51.33M |
EBITDA | 0 |
EBIT | -127.43M |
Earnings Per Share (EPS) | 0.46 |
Balance Sheet
The company has 15.52M in cash and 28.5M in debt, giving a net cash position of -12.98M.
Cash & Cash Equivalents | 15.52M |
Total Debt | 28.5M |
Net Cash | -12.98M |
Retained Earnings | -337.48M |
Total Assets | 10.63B |
Working Capital | 957.05M |
Cash Flow
In the last 12 months, operating cash flow was -2.63B and capital expenditures -54.3M, giving a free cash flow of -2.69B.
Operating Cash Flow | -2.63B |
Capital Expenditures | -54.3M |
Free Cash Flow | -2.69B |
FCF Per Share | -24.06 |
Margins
Gross margin is -10.69%, with operating and profit margins of -50.37% and 20.29%.
Gross Margin | -10.69% |
Operating Margin | -50.37% |
Pretax Margin | 25.72% |
Profit Margin | 20.29% |
EBITDA Margin | n/a |
EBIT Margin | -50.37% |
FCF Margin | -1.06K% |
Dividends & Yields
LC does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 4.42% |
FCF Yield | -227.77% |
Analyst Forecast
The average price target for LC is $16.5, which is 58.5% higher than the current price. The consensus rating is "Buy".
Price Target | $16.5 |
Price Target Difference | 58.5% |
Analyst Consensus | Buy |
Analyst Count | 8 |
Stock Splits
The last stock split was on Jul 8, 2019. It was a backward split with a ratio of 1:5.
Last Split Date | Jul 8, 2019 |
Split Type | backward |
Split Ratio | 1:5 |
Scores
Altman Z-Score | 0.23 |
Piotroski F-Score | 4 |