loanDepot Inc.

NYSE: LDI · Real-Time Price · USD
1.26
0.06 (5.00%)
At close: Jun 04, 2025, 3:59 PM
1.26
0.02%
After-hours: Jun 04, 2025, 07:52 PM EDT

loanDepot Statistics

Share Statistics

loanDepot has 329.91M shares outstanding. The number of shares has increased by 1.45% in one year.

Shares Outstanding 329.91M
Shares Change (YoY) 1.45%
Shares Change (QoQ) 0.39%
Owned by Institutions (%) 17.1%
Shares Floating n/a
Failed to Deliver (FTD) Shares 528
FTD / Avg. Volume 0.05%

Short Selling Information

The latest short interest is 1.83M, so 0.88% of the outstanding shares have been sold short.

Short Interest 1.83M
Short % of Shares Out 0.88%
Short % of Float 2.22%
Short Ratio (days to cover) 1.86

Valuation Ratios

The PE ratio is -3.85 and the forward PE ratio is 7.84. loanDepot's PEG ratio is 0.24.

PE Ratio -3.85
Forward PE 7.84
PS Ratio 0.36
Forward PS 0.2
PB Ratio 1.39
P/FCF Ratio -0.42
PEG Ratio 0.24
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for loanDepot.

EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.16, with a Debt / Equity ratio of 15.96.

Current Ratio 0.16
Quick Ratio 0.16
Debt / Equity 15.96
Debt / EBITDA -12.3
Debt / FCF -4.88
Interest Coverage 2.15

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity n/a
Return on Assets n/a
Return on Invested Capital n/a
Revenue Per Employee $216,374.49
Profits Per Employee $-20,067.55
Employee Count 4,900
Asset Turnover 0.17
Inventory Turnover n/a

Taxes

Income Tax -40.7M
Effective Tax Rate 16.76%

Stock Price Statistics

The stock price has increased by -35.14% in the last 52 weeks. The beta is 3.02, so loanDepot's price volatility has been higher than the market average.

Beta 3.02
52-Week Price Change -35.14%
50-Day Moving Average 1.18
200-Day Moving Average 1.89
Relative Strength Index (RSI) 48.43
Average Volume (20 Days) 1,086,974

Income Statement

In the last 12 months, loanDepot had revenue of 1.06B and earned -98.33M in profits. Earnings per share was -0.53.

Revenue 1.06B
Gross Profit 1.06B
Operating Income 723.33M
Net Income -98.33M
EBITDA -354.07M
EBIT -242.85M
Earnings Per Share (EPS) -0.53
Full Income Statement

Balance Sheet

The company has 421.58M in cash and 4.36B in debt, giving a net cash position of -3.93B.

Cash & Cash Equivalents 421.58M
Total Debt 4.36B
Net Cash -3.93B
Retained Earnings -550.62M
Total Assets 6.42B
Working Capital -2.11B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -865.42M and capital expenditures -26.39M, giving a free cash flow of -891.81M.

Operating Cash Flow -865.42M
Capital Expenditures -26.39M
Free Cash Flow -891.81M
FCF Per Share -4.8
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 68.22% and -9.27%.

Gross Margin 100%
Operating Margin 68.22%
Pretax Margin -22.91%
Profit Margin -9.27%
EBITDA Margin -33.4%
EBIT Margin 68.22%
FCF Margin -84.11%

Dividends & Yields

LDI pays an annual dividend of $0.93, which amounts to a dividend yield of 7.92%.

Dividend Per Share $0.93
Dividend Yield 7.92%
Dividend Growth (YoY) -86.93%
Payout Ratio -207.11%
Earnings Yield n/a
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for LDI is $1.98, which is 65% higher than the current price. The consensus rating is "Hold".

Price Target $1.98
Price Target Difference 65%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Scores

Altman Z-Score -0.32
Piotroski F-Score 2