loanDepot Inc. (LDI)
loanDepot Statistics
Share Statistics
loanDepot has 328.28M shares outstanding. The number of shares has increased by 1.45% in one year.
| Shares Outstanding | 328.28M |
| Shares Change (YoY) | 1.45% |
| Shares Change (QoQ) | 0.39% |
| Owned by Institutions (%) | 17.1% |
| Shares Floating | 230.92M |
| Failed to Deliver (FTD) Shares | 15.76K |
| FTD / Avg. Volume | 1.46% |
Short Selling Information
The latest short interest is 1.71M, so 0.52% of the outstanding shares have been sold short.
| Short Interest | 1.71M |
| Short % of Shares Out | 0.52% |
| Short % of Float | 0.74% |
| Short Ratio (days to cover) | 2.26 |
Valuation Ratios
The PE ratio is -3.85 and the forward PE ratio is 5.89. loanDepot's PEG ratio is 0.24.
| PE Ratio | -3.85 |
| Forward PE | 5.89 |
| PS Ratio | 0.36 |
| Forward PS | 0.2 |
| PB Ratio | 0.75 |
| P/FCF Ratio | -0.42 |
| PEG Ratio | 0.24 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for loanDepot.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.16, with a Debt / Equity ratio of 8.6.
| Current Ratio | 0.16 |
| Quick Ratio | 0.16 |
| Debt / Equity | 8.6 |
| Debt / EBITDA | -12.3 |
| Debt / FCF | -4.88 |
| Interest Coverage | 2.15 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
| Return on Equity | n/a |
| Return on Assets | n/a |
| Return on Invested Capital | n/a |
| Revenue Per Employee | $216.37K |
| Profits Per Employee | $-20.07K |
| Employee Count | 4,900 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -40.7M |
| Effective Tax Rate | 16.76% |
Stock Price Statistics
The stock price has increased by -52.54% in the last 52 weeks. The beta is 3.02, so loanDepot's price volatility has been higher than the market average.
| Beta | 3.02 |
| 52-Week Price Change | -52.54% |
| 50-Day Moving Average | 1.47 |
| 200-Day Moving Average | 2.03 |
| Relative Strength Index (RSI) | 37.9 |
| Average Volume (20 Days) | 1.08M |
Income Statement
In the last 12 months, loanDepot had revenue of 1.06B and earned -98.33M in profits. Earnings per share was -0.53.
| Revenue | 1.06B |
| Gross Profit | 1.06B |
| Operating Income | 723.33M |
| Net Income | -98.33M |
| EBITDA | -354.07M |
| EBIT | -390.18M |
| Earnings Per Share (EPS) | -0.53 |
Balance Sheet
The company has 421.58M in cash and 4.36B in debt, giving a net cash position of -3.93B.
| Cash & Cash Equivalents | 421.58M |
| Total Debt | 4.36B |
| Net Cash | -3.93B |
| Retained Earnings | -550.62M |
| Total Assets | 6.34B |
| Working Capital | -2.24B |
Cash Flow
In the last 12 months, operating cash flow was -865.42M and capital expenditures -26.39M, giving a free cash flow of -891.81M.
| Operating Cash Flow | -865.42M |
| Capital Expenditures | -26.39M |
| Free Cash Flow | -891.81M |
| FCF Per Share | -4.8 |
Margins
Gross margin is 100%, with operating and profit margins of 68.22% and -9.27%.
| Gross Margin | 100% |
| Operating Margin | 68.22% |
| Pretax Margin | -22.91% |
| Profit Margin | -9.27% |
| EBITDA Margin | -33.4% |
| EBIT Margin | 68.22% |
| FCF Margin | -84.11% |
Dividends & Yields
LDI pays an annual dividend of $0.93, which amounts to a dividend yield of 7.92%.
| Dividend Per Share | $0.93 |
| Dividend Yield | 7.92% |
| Dividend Growth (YoY) | -86.93% |
| Payout Ratio | -175.85% |
| Earnings Yield | n/a |
| FCF Yield | n/a |
Analyst Forecast
The average price target for LDI is $2.03, which is 81.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $2.03 |
| Price Target Difference | 81.2% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | -0.26 |
| Piotroski F-Score | 1 |