Lake Shore Bancorp Statistics
Share Statistics
Lake Shore Bancorp has 5.64M shares outstanding. The number of shares has increased by -0.86% in one year.
| Shares Outstanding | 5.64M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 1.88M |
| Failed to Deliver (FTD) Shares | 142 |
| FTD / Avg. Volume | 5.94% |
Short Selling Information
The latest short interest is 2.30K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 2.30K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 1.69 |
Valuation Ratios
The PE ratio is 14.23 and the forward PE ratio is null.
| PE Ratio | 14.23 |
| Forward PE | null |
| PS Ratio | 2.45 |
| Forward PS | null |
| PB Ratio | 0.79 |
| P/FCF Ratio | 11.79 |
| PEG Ratio | n/a |
Enterprise Valuation
Lake Shore Bancorp Inc. has an Enterprise Value (EV) of 50.80M.
| EV / Earnings | 10.54 |
| EV / Sales | 1.81 |
| EV / EBITDA | 7.23 |
| EV / EBIT | 8.18 |
| EV / FCF | 8.74 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.12.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.12 |
| Total Debt / Capitalization | 10.62 |
| Cash Flow / Debt | 0.61 |
| Interest Coverage | 0.66 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 3.96%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 3.96% |
| Revenue Per Employee | 243.79K |
| Profits Per Employee | 41.91K |
| Employee Count | 115 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.40M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 15.43% in the last 52 weeks. The beta is 0.53, so Lake Shore Bancorp 's price volatility has been higher than the market average.
| Beta | 0.53 |
| 52-Week Price Change | 15.43% |
| 50-Day Moving Average | 13.53 |
| 200-Day Moving Average | 12.53 |
| Relative Strength Index (RSI) | 58.99 |
| Average Volume (20 Days) | 2.39K |
Income Statement
In the last 12 months, Lake Shore Bancorp had revenue of $28.04M and earned $4.82M in profits. Earnings per share was $0.82.
| Revenue | 28.04M |
| Gross Profit | 28.04M |
| Operating Income | 6.21M |
| Net Income | 4.82M |
| EBITDA | 7.03M |
| EBIT | 6.21M |
| Earnings Per Share (EPS) | 0.82 |
Balance Sheet
The company has $53.73M in cash and $35.25M in debt, giving a net cash position of $18.48M.
| Cash & Cash Equivalents | 53.73M |
| Total Debt | 35.25M |
| Net Cash | 18.48M |
| Retained Earnings | 78.96M |
| Total Assets | 697.60M |
| Working Capital | 545.35M |
Cash Flow
In the last 12 months, operating cash flow was $6.21M and capital expenditures -$391.00K, giving a free cash flow of $5.81M.
| Operating Cash Flow | 6.21M |
| Capital Expenditures | -391.00K |
| Free Cash Flow | 5.81M |
| FCF Per Share | 0.99 |
Margins
Gross margin is 100%, with operating and profit margins of 22.16% and 17.19%.
| Gross Margin | 100% |
| Operating Margin | 22.16% |
| Pretax Margin | 22.18% |
| Profit Margin | 17.19% |
| EBITDA Margin | 25.06% |
| EBIT Margin | 22.16% |
| FCF Margin | 20.74% |
Dividends & Yields
LSBK does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 5.92% |
| FCF Yield | 7.45% |
Analyst Forecast
Currently there are no analyst rating for LSBK.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 1.24 |
| Piotroski F-Score | 7 |