Lake Shore Bancorp Inc. (LSBK)
Lake Shore Bancorp Statistics
Share Statistics
Lake Shore Bancorp has 5.64M shares outstanding. The number of shares has increased by -0.07% in one year.
| Shares Outstanding | 5.64M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | -0.07% |
| Owned by Institutions (%) | 9.06% |
| Shares Floating | 1.86M |
| Failed to Deliver (FTD) Shares | 6 |
| FTD / Avg. Volume | 0.12% |
Short Selling Information
The latest short interest is 2.76K, so 0.05% of the outstanding shares have been sold short.
| Short Interest | 2.76K |
| Short % of Shares Out | 0.05% |
| Short % of Float | 0.15% |
| Short Ratio (days to cover) | 3.35 |
Valuation Ratios
The PE ratio is 15.71 and the forward PE ratio is null. Lake Shore Bancorp's PEG ratio is 2.58.
| PE Ratio | 15.71 |
| Forward PE | n/a |
| PS Ratio | 2.23 |
| Forward PS | null |
| PB Ratio | 0.86 |
| P/FCF Ratio | 29.55 |
| PEG Ratio | 2.58 |
Enterprise Valuation
Lake Shore Bancorp has an Enterprise Value (EV) of 85.02M.
| EV / Sales | 2.44 |
| EV / EBITDA | 0 |
| EV / EBIT | 33.9 |
| EV / FCF | 32.42 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.11.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.11 |
| Debt / EBITDA | - |
| Debt / FCF | 3.91 |
| Interest Coverage | 2.53 |
Financial Efficiency
Return on Equity is 5.49% and Return on Invested Capital is 5.23%.
| Return on Equity | 5.49% |
| Return on Assets | 0.72% |
| Return on Invested Capital | 5.23% |
| Revenue Per Employee | $374.24K |
| Profits Per Employee | $53.02K |
| Employee Count | 93 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 935K |
| Effective Tax Rate | 15.94% |
Stock Price Statistics
The stock price has increased by 30.9% in the last 52 weeks. The beta is 0.31, so Lake Shore Bancorp's price volatility has been higher than the market average.
| Beta | 0.31 |
| 52-Week Price Change | 30.9% |
| 50-Day Moving Average | 15.62 |
| 200-Day Moving Average | 13.77 |
| Relative Strength Index (RSI) | 30.12 |
| Average Volume (20 Days) | 5.07K |
Income Statement
In the last 12 months, Lake Shore Bancorp had revenue of 34.8M and earned 4.93M in profits. Earnings per share was 0.87.
| Revenue | 34.8M |
| Gross Profit | 34.8M |
| Operating Income | 34.71M |
| Net Income | 4.93M |
| EBITDA | 0 |
| EBIT | -739K |
| Earnings Per Share (EPS) | 0.87 |
Balance Sheet
The company has 2.71M in cash and 10.25M in debt, giving a net cash position of -7.54M.
| Cash & Cash Equivalents | 2.71M |
| Total Debt | 10.25M |
| Net Cash | -7.54M |
| Retained Earnings | 82.81M |
| Total Assets | 685.5M |
| Working Capital | 89.63M |
Cash Flow
In the last 12 months, operating cash flow was 2.51M and capital expenditures 114K, giving a free cash flow of 2.62M.
| Operating Cash Flow | 2.51M |
| Capital Expenditures | 114K |
| Free Cash Flow | 2.62M |
| FCF Per Share | 0.46 |
Margins
Gross margin is 100%, with operating and profit margins of 99.73% and 14.17%.
| Gross Margin | 100% |
| Operating Margin | 99.73% |
| Pretax Margin | 16.85% |
| Profit Margin | 14.17% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.73% |
| FCF Margin | 7.53% |
Dividends & Yields
LSBK pays an annual dividend of $0.72, which amounts to a dividend yield of 3.47%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.47% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 81.82% |
| Earnings Yield | 6.36% |
| FCF Yield | 3.38% |
Analyst Forecast
Currently there are no analyst rating for LSBK.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 5 |