Lake Shore Bancorp Statistics Share Statistics Lake Shore Bancorp has 7.71M
shares outstanding. The number of shares has increased by 0.53%
in one year.
Shares Outstanding 7.71M Shares Change (YoY) 0.53% Shares Change (QoQ) 0.6% Owned by Institutions (%) 8.79% Shares Floating 2.54M Failed to Deliver (FTD) Shares 433 FTD / Avg. Volume 1.08%
Short Selling Information The latest short interest is 12.49K, so 0.16% of the outstanding
shares have been sold short.
Short Interest 12.49K Short % of Shares Out 0.16% Short % of Float 0.31% Short Ratio (days to cover) 1.61
Valuation Ratios The PE ratio is 15.72 and the forward
PE ratio is null.
Lake Shore Bancorp's PEG ratio is
2.15.
PE Ratio 15.72 Forward PE n/a PS Ratio 2.03 Forward PS n/a PB Ratio 0.86 P/FCF Ratio 30.9 PEG Ratio 2.15
Financial Ratio History Enterprise Valuation Lake Shore Bancorp has an Enterprise Value (EV) of 54.61M.
EV / Sales 1.43 EV / EBITDA 8.27 EV / EBIT 21.78 EV / FCF 21.78
Financial Position The company has a current ratio of 0.16,
with a Debt / Equity ratio of 0.11.
Current Ratio 0.16 Quick Ratio 0.16 Debt / Equity 0.11 Debt / EBITDA 1.55 Debt / FCF 4.09 Interest Coverage 0.43
Financial Efficiency Return on Equity is 5.49% and Return on Invested Capital is 4.38%.
Return on Equity 5.49% Return on Assets 0.72% Return on Invested Capital 4.38% Revenue Per Employee $409.76K Profits Per Employee $53.02K Employee Count 93 Asset Turnover 0.06 Inventory Turnover n/a
Taxes Income Tax 935K Effective Tax Rate 15.94%
Stock Price Statistics The stock price has increased by 31.47% in the
last 52 weeks. The beta is 0.27, so Lake Shore Bancorp's
price volatility has been higher than the market average.
Beta 0.27 52-Week Price Change 31.47% 50-Day Moving Average 11.77 200-Day Moving Average 10.99 Relative Strength Index (RSI) 59.98 Average Volume (20 Days) 40,080
Income Statement In the last 12 months, Lake Shore Bancorp had revenue of 38.11M
and earned 4.93M
in profits. Earnings per share was 0.65.
Revenue 38.11M Gross Profit 25.85M Operating Income 5.87M Net Income 4.93M EBITDA 6.61M EBIT 5.87M Earnings Per Share (EPS) 0.65
Full Income Statement Balance Sheet The company has 33.13M in cash and 10.25M in
debt, giving a net cash position of 22.88M.
Cash & Cash Equivalents 33.13M Total Debt 10.25M Net Cash 22.88M Retained Earnings 82.81M Total Assets 689M Working Capital -497.49M
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 2.51M
and capital expenditures 0, giving a free cash flow of 2.51M.
Operating Cash Flow 2.51M Capital Expenditures n/a Free Cash Flow 2.51M FCF Per Share 0.33
Full Cash Flow Statement Margins Gross margin is 67.82%, with operating and profit margins of 15.39% and 12.94%.
Gross Margin 67.82% Operating Margin 15.39% Pretax Margin 15.39% Profit Margin 12.94% EBITDA Margin 17.33% EBIT Margin 15.39% FCF Margin 6.58%
Dividends & Yields LSBK pays an annual dividend of $0.49,
which amounts to a dividend yield of 2.91%.
Dividend Per Share $0.49 Dividend Yield 2.91% Dividend Growth (YoY) 0% Payout Ratio 54.28% Earnings Yield 6.36% FCF Yield 3.24%
Dividend Details Analyst Forecast Currently there are no analyst rating for LSBK.
Price Target n/a Price Target Difference n/a Analyst Consensus n/a Analyst Count n/a
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $3.25 Lynch Upside -73.98% Graham Number 13.08 Graham Upside 4.72%
Stock Splits The last stock split was on Jul 21, 2025. It was a
forward
split with a ratio of 677:500.
Last Split Date Jul 21, 2025 Split Type forward Split Ratio 677:500
Scores Altman Z-Score -0.51 Piotroski F-Score 5
