Lloyds Banking Group (LYG)
Lloyds Banking Statistics
Share Statistics
Lloyds Banking has 15.1B shares outstanding. The number of shares has increased by -3.3% in one year.
| Shares Outstanding | 15.1B |
| Shares Change (YoY) | -3.3% |
| Shares Change (QoQ) | -0.24% |
| Owned by Institutions (%) | 0.79% |
| Shares Floating | 15.1B |
| Failed to Deliver (FTD) Shares | 185.34K |
| FTD / Avg. Volume | 0.65% |
Short Selling Information
The latest short interest is 8.39M, so 0.06% of the outstanding shares have been sold short.
| Short Interest | 8.39M |
| Short % of Shares Out | 0.06% |
| Short % of Float | 0.06% |
| Short Ratio (days to cover) | 0.66 |
Valuation Ratios
The PE ratio is 8.76 and the forward PE ratio is 8.62. Lloyds Banking's PEG ratio is -0.32.
| PE Ratio | 8.76 |
| Forward PE | 8.62 |
| PS Ratio | 2.21 |
| Forward PS | 2 |
| PB Ratio | 0.85 |
| P/FCF Ratio | -4.42 |
| PEG Ratio | -0.32 |
Enterprise Valuation
Lloyds Banking has an Enterprise Value (EV) of 173.23B.
| EV / Sales | 9.86 |
| EV / EBITDA | 0 |
| EV / EBIT | -39.43 |
| EV / FCF | -19.78 |
Financial Position
The company has a current ratio of 7.18, with a Debt / Equity ratio of 1.77.
| Current Ratio | 7.18 |
| Quick Ratio | 7.18 |
| Debt / Equity | 1.77 |
| Debt / EBITDA | - |
| Debt / FCF | -9.24 |
| Interest Coverage | 0.92 |
Financial Efficiency
Return on Equity is 9.67% and Return on Invested Capital is 1.47%.
| Return on Equity | 9.67% |
| Return on Assets | 0.49% |
| Return on Invested Capital | 1.47% |
| Revenue Per Employee | $286.99K |
| Profits Per Employee | $72.21K |
| Employee Count | 61,228 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.49B |
| Effective Tax Rate | 25.02% |
Stock Price Statistics
The stock price has increased by 46.74% in the last 52 weeks. The beta is 1.25, so Lloyds Banking's price volatility has been higher than the market average.
| Beta | 1.25 |
| 52-Week Price Change | 46.74% |
| 50-Day Moving Average | 3.46 |
| 200-Day Moving Average | 3.04 |
| Relative Strength Index (RSI) | 62.81 |
| Average Volume (20 Days) | 28.44M |
Income Statement
In the last 12 months, Lloyds Banking had revenue of 17.57B and earned 4.42B in profits. Earnings per share was 0.06.
| Revenue | 17.57B |
| Gross Profit | 17.57B |
| Operating Income | 17.57B |
| Net Income | 4.42B |
| EBITDA | 0 |
| EBIT | 35.14B |
| Earnings Per Share (EPS) | 0.06 |
Balance Sheet
The company has 62.68B in cash and 80.92B in debt, giving a net cash position of -18.24B.
| Cash & Cash Equivalents | 62.68B |
| Total Debt | 80.92B |
| Net Cash | -18.24B |
| Retained Earnings | 5.91B |
| Total Assets | 906.7B |
| Working Capital | 53.95B |
Cash Flow
In the last 12 months, operating cash flow was -4.39B and capital expenditures -4.36B, giving a free cash flow of -8.76B.
| Operating Cash Flow | -4.39B |
| Capital Expenditures | -4.36B |
| Free Cash Flow | -8.76B |
| FCF Per Share | -0.12 |
Margins
Gross margin is 100%, with operating and profit margins of 100% and 25.16%.
| Gross Margin | 100% |
| Operating Margin | 100% |
| Pretax Margin | 33.98% |
| Profit Margin | 25.16% |
| EBITDA Margin | n/a |
| EBIT Margin | 100% |
| FCF Margin | -49.83% |
Dividends & Yields
LYG pays an annual dividend of $0.25, which amounts to a dividend yield of 4.11%.
| Dividend Per Share | $0.25 |
| Dividend Yield | 4.11% |
| Dividend Growth (YoY) | 8.74% |
| Payout Ratio | 77.92% |
| Earnings Yield | 11.41% |
| FCF Yield | -5.65% |
Analyst Forecast
The average price target for LYG is $2.75, which is -28.2% lower than the current price. The consensus rating is "Hold".
| Price Target | $2.75 |
| Price Target Difference | -28.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on May 6, 2009. It was a forward split with a ratio of 41:40.
| Last Split Date | May 6, 2009 |
| Split Type | forward |
| Split Ratio | 41:40 |
Scores
| Altman Z-Score | 0.18 |
| Piotroski F-Score | 5 |