MetroCity Bankshares Inc. (MCBS)

NASDAQ: MCBS · Real-Time Price · USD

28.04

0.22 (0.79%)

At close: Apr 29, 2025, 3:59 PM

28.05

0.04%

After-hours: Apr 29, 2025, 04:05 PM EDT

MetroCity Bankshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	154.01M	211.89M	233.44M	200.04M	170.05M	144.42M	93.17M	101.01M	106.15M	112.21M	145.18M	148.01M	146.56M	137.97M	125.43M	111.61M	99.53M	93.23M	92.97M	96.05M	102.05M	100.87M	96.61M	93.68M	90.45M	92.31M	94.31M	91.25M	86.96M	84.3M	79.95M	73.32M	67.15M	58.57M	53.14M	49.61M	46.82M
Cost of Revenue	59K	25.19M	25.19M	25.19M	25.13M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	153.95M	186.69M	208.24M	174.85M	144.92M	144.42M	93.17M	101.01M	106.15M	112.21M	145.18M	148.01M	146.56M	137.97M	125.43M	111.61M	99.53M	93.23M	92.97M	96.05M	102.05M	100.87M	96.61M	93.68M	90.45M	92.31M	94.31M	91.25M	86.96M	84.3M	79.95M	73.32M	67.15M	58.57M	53.14M	49.61M	46.82M
Operating Income	46.91M	67.34M	83.48M	75.59M	70.83M	91M	109.39M	126.15M	129.2M	115.93M	164.02M	154.78M	153.29M	144.52M	75.84M	67.17M	60.79M	60.25M	66.45M	74.71M	83.89M	83.11M	80.56M	74.98M	69.95M	70.68M	68.92M	65.5M	61.36M	58.67M	54.25M	49.18M	44.18M	37.65M	33.71M	32.55M	31.26M
Interest Income	213.07M	212.91M	210.97M	205.85M	199.22M	192.83M	186.1M	175.69M	161.23M	147.22M	134.13M	125.16M	118.02M	108.74M	97.72M	86.53M	79.72M	77.61M	78.39M	82.17M	83.91M	83.21M	81.61M	78.47M	75.69M	72.88M	70.35M	67.57M	64.4M	60.51M	57.43M	52.66M	47.57M	43.57M	38.82M	36.86M	34.98M
Pretax Income	88.96M	87.31M	82.6M	75.59M	70.83M	71.97M	75.37M	83.62M	86.76M	91.22M	95.74M	93.86M	91.23M	82.62M	71.1M	61.37M	52.81M	48.76M	50.7M	55.21M	62.06M	60.87M	59.45M	55.95M	53.22M	56M	56.24M	54.4M	51.57M	50.05M	46.46M	42.32M	38.14M	32.42M	29.22M	28.44M	27.42M
Net Income	66.17M	64.5M	59.62M	54.34M	50.51M	51.61M	50.45M	55.91M	58.9M	62.6M	69.87M	69.86M	68.15M	61.7M	53.71M	46.21M	39.56M	36.39M	37.61M	40.58M	45.8M	44.72M	43.78M	41.28M	39.02M	41.33M	41.01M	38.25M	34.83M	31.9M	27.83M	25.56M	23.24M	20.22M	19.36M	18.6M	17.78M
Selling & General & Admin	28.66M	36.2M	35.73M	34.09M	33.15M	32.12M	28.68M	29.59M	30.37M	31.11M	31.18M	32.08M	31.05M	30.65M	29.65M	27.38M	26.24M	26.07M	25.3M	25.47M	25.76M	25.4M	28.73M	28.6M	27.48M	26.68M	21.93M	20.81M	20.55M	19.86M	20.96M	19.59M	18.22M	16.51M	14.36M	12.76M	11.76M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	47.36M	44.47M	18.86M	-27.8M	-43.26M	-42.77M	-15.56M	331K	15.43M	14.68M	14.59M	14.63M	14.71M	17.85M	14.19M	16.66M	19.87M	19.87M	19.68M	19.68M	9.14M	-2.18M	-37.34M	-50.81M	-51.48M	-51.81M	-47.32M	-46.56M	-46.15M	-45.49M	-46.66M	-43.73M	-41.2M	-37.43M	-33.79M	-29.82M	-27.31M
Operating Expenses	73.67M	76.55M	46.29M	-2.02M	-16.06M	-18.8M	-21.9M	-10.33M	13.57M	13.57M	13.63M	13.61M	939K	934K	959K	955K	978K	994K	1.08M	1.09M	-3.41M	-8.58M	-15.18M	-22.21M	-24M	-25.13M	-25.39M	-25.75M	-25.6M	-25.63M	-25.7M	-24.14M	-22.97M	-20.92M	-19.43M	-17.07M	-15.55M
Interest Expense	91.46M	94.77M	75.07M	76.08M	75.2M	69.66M	81.79M	65.75M	46.04M	27.61M	13.85M	6.48M	4.73M	4.57M	4.75M	5.8M	7.98M	11.49M	15.76M	19.5M	21.83M	22.24M	21.1M	19.03M	16.73M	14.67M	12.68M	11.1M	9.79M	8.62M	7.79M	6.86M	6.04M	5.24M	4.49M	4.11M	3.84M
Selling & Marketing Expenses	462K	634K	634K	632K	640K	614K	626K	641K	602K	606K	582K	555K	546K	541K	531K	527K	550K	566K	622K	637K	640K	649K	1.07M	1.07M	1.24M	1.07M	1.09M	945.26K	634.26K	634.26K	573.07K	573.07K	573.07K	573.07K	481.98K	481.98K	481.98K
Cost & Expenses	107.1M	144.54M	149.96M	101.65M	54.17M	16.87M	-21.9M	-10.33M	13.57M	13.57M	13.63M	13.61M	939K	934K	959K	955K	978K	994K	1.08M	1.09M	-3.41M	-8.58M	-12.73M	-19.76M	-21.55M	-22.69M	-25.39M	-25.75M	-25.6M	-25.63M	-25.7M	-24.14M	-22.97M	-20.92M	-19.43M	-17.07M	-15.55M
Income Tax Expense	22.79M	22.81M	22.98M	21.25M	20.32M	20.36M	21.93M	24.72M	24.87M	25.62M	25.87M	24.01M	23.08M	20.92M	17.39M	15.16M	13.25M	12.37M	13.09M	14.63M	16.26M	16.15M	15.67M	14.67M	14.2M	14.67M	15.23M	16.15M	16.74M	18.15M	18.63M	16.75M	14.91M	12.2M	9.86M	9.83M	9.64M
Shares Outstanding (Basic)	25.71M	25.69M	25.69M	25.25M	25.21M	25.22M	25.27M	25.19M	25.14M	24.99M	25.43M	25.46M	25.47M	25.28M	25.58M	25.7M	25.45M	25.55M	25.67M	25.58M	25.53M	25.4M	24.31M	24.2M	24.24M	24.26M	24.26M	24.07M	24.07M	24.07M	24.07M	23.64M	23.64M	23.64M	23.64M	23.64M	23.64M
Shares Outstanding (Diluted)	25.71M	25.67M	25.67M	25.57M	25.55M	25.54M	25.59M	25.48M	25.41M	25.56M	25.7M	25.73M	25.72M	25.72M	25.73M	25.83M	25.88M	25.87M	25.86M	25.72M	25.74M	25.59M	24.5M	24.39M	24.54M	24.26M	24.57M	24.07M	24.07M	24.07M	24.07M	23.64M	23.64M	23.64M	23.64M	23.64M	23.64M
EPS (Basic)	2.59	2.53	2.35	2.15	2.00	2.05	2.13	2.34	2.45	2.58	2.74	2.74	2.67	2.42	2.10	1.81	1.55	1.42	1.47	1.61	1.85	1.83	1.81	1.71	1.61	1.71	1.70	1.58	1.45	1.33	1.17	1.08	0.98	0.86	0.82	0.79	0.75
EPS (Diluted)	2.57	2.51	2.32	2.12	1.97	2.02	2.10	2.31	2.43	2.57	2.73	2.73	2.66	2.40	2.09	1.79	1.53	1.41	1.46	1.60	1.83	1.81	1.79	1.69	1.60	1.70	1.69	1.58	1.45	1.33	1.17	1.08	0.98	0.86	0.82	0.79	0.75
EBITDA	45.87M	67.05M	83.92M	78.5M	73.57M	74.66M	78.54M	87.33M	90.63M	95.09M	74.35M	71.95M	69.33M	60.74M	74.01M	64.29M	55.75M	51.69M	53.63M	40.6M	46.71M	44.8M	29.59M	29.59M	12.17M	-351	-351	-1	11.86M	11.86M	11.86M	11.86M	2.00	n/a	649.27K	649.27K	1.51M
EBIT	45.27M	65.7M	65.73M	58.72M	34.81M	35.95M	56.21M	64.46M	86.76M	91.22M	71.05M	69.17M	66.54M	57.93M	71.1M	61.37M	52.81M	48.76M	50.7M	55.21M	62.06M	60.87M	46.15M	42.66M	39.93M	42.71M	48.29M	46.45M	43.63M	42.1M	47.65M	43.51M	31.65M	18.22M	14.81M	7.48M	15.01M
Depreciation & Amortization	600K	1.35M	1.32M	2.91M	2.73M	2.69M	3.17M	3.71M	3.87M	3.88M	3.3M	2.77M	2.79M	2.81M	2.91M	2.92M	2.94M	2.93M	2.94M	2.83M	2.85M	2.72M	2.22M	-11.72M	-27.39M	-42.92M	-56.86M	-55.02M	-40.12M	-38.59M	-34.89M	-30.74M	-38.43M	-32.7M	-29.55M	-28.77M	-27.75M