Midland States Bancorp In... (MSBI)
Midland States Bancorp Statistics
Share Statistics
Midland States Bancorp has 21.40M shares outstanding. The number of shares has increased by -0.48% in one year.
| Shares Outstanding | 21.40M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.04% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 20.09M |
| Failed to Deliver (FTD) Shares | 85 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 276.71K, so 1.29% of the outstanding shares have been sold short.
| Short Interest | 276.71K |
| Short % of Shares Out | 1.29% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 3.95 |
Valuation Ratios
The PE ratio is 8.08 and the forward PE ratio is 9.91. Midland States Bancorp 's PEG ratio is 0.59.
| PE Ratio | 8.08 |
| Forward PE | 9.91 |
| PS Ratio | 1.51 |
| Forward PS | 1.7 |
| PB Ratio | 0.77 |
| P/FCF Ratio | 4.18 |
| PEG Ratio | 0.59 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Midland States Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.19, with a Debt / Equity ratio of 0.76.
| Current Ratio | 0.19 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.76 |
| Total Debt / Capitalization | 43.29 |
| Cash Flow / Debt | 0.26 |
| Interest Coverage | 0.64 |
Financial Efficiency
Return on equity (ROE) is 0.1% and return on capital (ROIC) is 5.4%.
| Return on Equity (ROE) | 0.1% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.4% |
| Revenue Per Employee | 445.75K |
| Profits Per Employee | 83.20K |
| Employee Count | 907 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 32.11M |
| Effective Tax Rate | 0.3 |
Stock Price Statistics
The stock price has increased by -7.03% in the last 52 weeks. The beta is 0.72, so Midland States Bancorp 's price volatility has been higher than the market average.
| Beta | 0.72 |
| 52-Week Price Change | -7.03% |
| 50-Day Moving Average | 25.69 |
| 200-Day Moving Average | 23.58 |
| Relative Strength Index (RSI) | 50.84 |
| Average Volume (20 Days) | 78.69K |
Income Statement
In the last 12 months, Midland States Bancorp had revenue of 404.30M and earned 75.46M in profits. Earnings per share was 2.97.
| Revenue | 404.30M |
| Gross Profit | 404.30M |
| Operating Income | 107.57M |
| Net Income | 75.46M |
| EBITDA | 0 |
| EBIT | 107.57M |
| Earnings Per Share (EPS) | 2.97 |
Balance Sheet
The company has 134.21M in cash and 604.41M in debt, giving a net cash position of -470.20M.
| Cash & Cash Equivalents | 134.21M |
| Total Debt | 604.41M |
| Net Cash | -470.20M |
| Retained Earnings | 322.38M |
| Total Assets | 7.75B |
| Working Capital | 1.66B |
Cash Flow
In the last 12 months, operating cash flow was 154.64M and capital expenditures -8.73M, giving a free cash flow of 145.91M.
| Operating Cash Flow | 154.64M |
| Capital Expenditures | -8.73M |
| Free Cash Flow | 145.91M |
| FCF Per Share | 6.6 |
Margins
Gross margin is 100%, with operating and profit margins of 26.61% and 18.66%.
| Gross Margin | 100% |
| Operating Margin | 26.61% |
| Pretax Margin | 26.61% |
| Profit Margin | 18.66% |
| EBITDA Margin | n/a |
| EBIT Margin | 26.61% |
| FCF Margin | 36.09% |
Dividends & Yields
MSBI pays an annual dividend of $1.24, which amounts to a dividend yield of 5.12%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 5.12% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 53.91% |
| Earnings Yield | 12.08% |
| FCF Yield | 27.73% |
Analyst Forecast
The average price target for MSBI is $27, which is 9.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $27 |
| Price Target Difference | 9.8% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.45 |
| Piotroski F-Score | 6 |