M&T Bank Corporation

NYSE: MTB · Real-Time Price · USD
185.25
-1.25 (-0.67%)
At close: May 14, 2025, 12:57 PM

M&T Bank Statistics

Share Statistics

M&T Bank has 160.52M shares outstanding. The number of shares has increased by -1.54% in one year.

Shares Outstanding 160.52M
Shares Change (YoY) -1.54%
Shares Change (QoQ) -0.98%
Owned by Institutions (%) 86.45%
Shares Floating n/a
Failed to Deliver (FTD) Shares 80
FTD / Avg. Volume 0.01%

Short Selling Information

The latest short interest is 3.27M, so 2.04% of the outstanding shares have been sold short.

Short Interest 3.27M
Short % of Shares Out 2.04%
Short % of Float 2.33%
Short Ratio (days to cover) 2.82

Valuation Ratios

The PE ratio is 12.11 and the forward PE ratio is 9.9. M&T Bank's PEG ratio is 3.76.

PE Ratio 12.11
Forward PE 9.9
PS Ratio 2.84
Forward PS 2.9
PB Ratio 1.08
P/FCF Ratio 9.23
PEG Ratio 3.76
Financial Ratio History

Enterprise Valuation

M&T Bank has an Enterprise Value (EV) of 24.16B.

EV / Sales 2.19
EV / EBITDA 0
EV / EBIT 6.69
EV / FCF 7.12

Financial Position

The company has a current ratio of 33.92, with a Debt / Equity ratio of 0.47.

Current Ratio 33.92
Quick Ratio 33.92
Debt / Equity 0.47
Debt / EBITDA n/a
Debt / FCF 4.01
Interest Coverage 2.62

Financial Efficiency

Return on Equity is 8.92% and Return on Invested Capital is 18.47%.

Return on Equity 8.92%
Return on Assets 1.24%
Return on Invested Capital 18.47%
Revenue Per Employee $494,639.09
Profits Per Employee $116,100.67
Employee Count 22,291
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 722M
Effective Tax Rate 21.81%

Stock Price Statistics

The stock price has increased by 20.32% in the last 52 weeks. The beta is 0.57, so M&T Bank's price volatility has been higher than the market average.

Beta 0.57
52-Week Price Change 20.32%
50-Day Moving Average 171.53
200-Day Moving Average 184.42
Relative Strength Index (RSI) 69.12
Average Volume (20 Days) 1,416,120

Income Statement

In the last 12 months, M&T Bank had revenue of 11.03B and earned 2.59B in profits. Earnings per share was 16.36.

Revenue 11.03B
Gross Profit 9.23B
Operating Income 10.92B
Net Income 2.59B
EBITDA n/a
EBIT -508M
Earnings Per Share (EPS) 16.36
Full Income Statement

Balance Sheet

The company has 20.78B in cash and 13.61B in debt, giving a net cash position of 7.18B.

Cash & Cash Equivalents 20.78B
Total Debt 13.61B
Net Cash 7.18B
Retained Earnings 19.08B
Total Assets 210.32B
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.61B and capital expenditures -216M, giving a free cash flow of 3.39B.

Operating Cash Flow 3.61B
Capital Expenditures -216M
Free Cash Flow 3.39B
FCF Per Share 20.36
Full Cash Flow Statement

Margins

Gross margin is 83.72%, with operating and profit margins of 99.06% and 23.47%.

Gross Margin 83.72%
Operating Margin 99.06%
Pretax Margin 30.02%
Profit Margin 23.47%
EBITDA Margin n/a
EBIT Margin 99.06%
FCF Margin 30.78%

Dividends & Yields

MTB pays an annual dividend of $6.7, which amounts to a dividend yield of 2.86%.

Dividend Per Share $6.70
Dividend Yield 2.86%
Dividend Growth (YoY) 3.85%
Payout Ratio 44.82%
Earnings Yield 8.26%
FCF Yield 10.83%
Dividend Details

Analyst Forecast

The average price target for MTB is $210, which is 12.6% higher than the current price. The consensus rating is "Hold".

Price Target $210
Price Target Difference 12.6%
Analyst Consensus Hold
Analyst Count 18
Stock Forecasts

Stock Splits

The last stock split was on Oct 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date Oct 6, 2000
Split Type forward
Split Ratio 10:1

Scores

Altman Z-Score 0.17
Piotroski F-Score 7