M&T Bank Corporation

179.79
3.42 (1.94%)
At close: Apr 02, 2025, 3:59 PM
175.41
-2.44%
After-hours: Apr 02, 2025, 08:00 PM EDT

M&T Bank Statistics

Share Statistics

M&T Bank has 164.29M shares outstanding. The number of shares has increased by -1.54% in one year.

Shares Outstanding 164.29M
Shares Change (YoY) -1.54%
Shares Change (QoQ) -0.98%
Owned by Institutions (%) 86.28%
Shares Floating 163.6M
Failed to Deliver (FTD) Shares 15
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 3.03M, so 1.83% of the outstanding shares have been sold short.

Short Interest 3.03M
Short % of Shares Out 1.83%
Short % of Float 1.84%
Short Ratio (days to cover) 2.55

Valuation Ratios

The PE ratio is 12.11 and the forward PE ratio is 10.83. M&T Bank's PEG ratio is 3.76.

PE Ratio 12.11
Forward PE 10.83
PS Ratio 2.84
Forward PS 2.8
PB Ratio 1.08
P/FCF Ratio 8.68
PEG Ratio 3.76
Financial Ratio History

Enterprise Valuation

M&T Bank has an Enterprise Value (EV) of 30.49B.

EV / Sales 2.76
EV / EBITDA 0
EV / EBIT 8.45
EV / FCF 8.45

Financial Position

The company has a current ratio of 33.92, with a Debt / Equity ratio of 0.04.

Current Ratio 33.92
Quick Ratio 33.92
Debt / Equity 0.04
Debt / EBITDA -
Debt / FCF 0.29
Interest Coverage 2.62

Financial Efficiency

Return on Equity is 8.92% and Return on Invested Capital is 18.47%.

Return on Equity 8.92%
Return on Assets 1.24%
Return on Invested Capital 18.47%
Revenue Per Employee $504.09K
Profits Per Employee $118.32K
Employee Count 21,873
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 722M
Effective Tax Rate 21.81%

Stock Price Statistics

The stock price has increased by 29.3% in the last 52 weeks. The beta is 0.73, so M&T Bank's price volatility has been higher than the market average.

Beta 0.73
52-Week Price Change 29.3%
50-Day Moving Average 188.27
200-Day Moving Average 182.72
Relative Strength Index (RSI) 47.6
Average Volume (20 Days) 1.39M

Income Statement

In the last 12 months, M&T Bank had revenue of 11.03B and earned 2.59B in profits. Earnings per share was 16.36.

Revenue 11.03B
Gross Profit 11.03B
Operating Income 10.92B
Net Income 2.59B
EBITDA 0
EBIT 7.48B
Earnings Per Share (EPS) 16.36
Full Income Statement

Balance Sheet

The company has 1.91B in cash and 1.06B in debt, giving a net cash position of 849M.

Cash & Cash Equivalents 1.91B
Total Debt 1.06B
Net Cash 849M
Retained Earnings 19.08B
Total Assets 208.1B
Working Capital 34.96B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.61B and capital expenditures 0, giving a free cash flow of 3.61B.

Operating Cash Flow 3.61B
Capital Expenditures 0
Free Cash Flow 3.61B
FCF Per Share 21.66
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.06% and 23.47%.

Gross Margin 100%
Operating Margin 99.06%
Pretax Margin 30.02%
Profit Margin 23.47%
EBITDA Margin n/a
EBIT Margin 99.06%
FCF Margin 32.74%

Dividends & Yields

MTB pays an annual dividend of $6.7, which amounts to a dividend yield of 2.86%.

Dividend Per Share $6.70
Dividend Yield 2.86%
Dividend Growth (YoY) 3.85%
Payout Ratio 45.77%
Earnings Yield 8.26%
FCF Yield 11.52%
Dividend Details

Analyst Forecast

The average price target for MTB is $222, which is 23.5% higher than the current price. The consensus rating is "Hold".

Price Target $222
Price Target Difference 23.5%
Analyst Consensus Hold
Analyst Count 17
Stock Forecasts

Stock Splits

The last stock split was on Oct 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date Oct 6, 2000
Split Type forward
Split Ratio 10:1

Scores

Altman Z-Score 0.51
Piotroski F-Score 6