M&T Bank Corporation (MTB)
M&T Bank Statistics
Share Statistics
M&T Bank has 162.55M shares outstanding. The number of shares has increased by -1.54% in one year.
| Shares Outstanding | 162.55M |
| Shares Change (YoY) | -1.54% |
| Shares Change (QoQ) | -0.98% |
| Owned by Institutions (%) | 86.43% |
| Shares Floating | 161.87M |
| Failed to Deliver (FTD) Shares | 7 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 3.15M, so 1.91% of the outstanding shares have been sold short.
| Short Interest | 3.15M |
| Short % of Shares Out | 1.91% |
| Short % of Float | 2.18% |
| Short Ratio (days to cover) | 1.82 |
Valuation Ratios
The PE ratio is 12.11 and the forward PE ratio is 8.41. M&T Bank's PEG ratio is 3.76.
| PE Ratio | 12.11 |
| Forward PE | 8.41 |
| PS Ratio | 2.84 |
| Forward PS | 2.5 |
| PB Ratio | 1.08 |
| P/FCF Ratio | 8.68 |
| PEG Ratio | 3.76 |
Enterprise Valuation
M&T Bank has an Enterprise Value (EV) of 30.49B.
| EV / Sales | 2.76 |
| EV / EBITDA | 0 |
| EV / EBIT | 8.45 |
| EV / FCF | 8.45 |
Financial Position
The company has a current ratio of 33.92, with a Debt / Equity ratio of 0.04.
| Current Ratio | 33.92 |
| Quick Ratio | 33.92 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | - |
| Debt / FCF | 0.29 |
| Interest Coverage | 2.62 |
Financial Efficiency
Return on Equity is 8.92% and Return on Invested Capital is 18.47%.
| Return on Equity | 8.92% |
| Return on Assets | 1.24% |
| Return on Invested Capital | 18.47% |
| Revenue Per Employee | $494.64K |
| Profits Per Employee | $116.1K |
| Employee Count | 22,291 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 722M |
| Effective Tax Rate | 21.81% |
Stock Price Statistics
The stock price has increased by 10.32% in the last 52 weeks. The beta is 0.57, so M&T Bank's price volatility has been higher than the market average.
| Beta | 0.57 |
| 52-Week Price Change | 10.32% |
| 50-Day Moving Average | 177.94 |
| 200-Day Moving Average | 183.47 |
| Relative Strength Index (RSI) | 43.32 |
| Average Volume (20 Days) | 1.43M |
Income Statement
In the last 12 months, M&T Bank had revenue of 11.03B and earned 2.59B in profits. Earnings per share was 16.36.
| Revenue | 11.03B |
| Gross Profit | 11.03B |
| Operating Income | 10.92B |
| Net Income | 2.59B |
| EBITDA | 0 |
| EBIT | 7.48B |
| Earnings Per Share (EPS) | 16.36 |
Balance Sheet
The company has 1.91B in cash and 1.06B in debt, giving a net cash position of 849M.
| Cash & Cash Equivalents | 1.91B |
| Total Debt | 1.06B |
| Net Cash | 849M |
| Retained Earnings | 19.08B |
| Total Assets | 208.1B |
| Working Capital | 34.96B |
Cash Flow
In the last 12 months, operating cash flow was 3.61B and capital expenditures 0, giving a free cash flow of 3.61B.
| Operating Cash Flow | 3.61B |
| Capital Expenditures | 0 |
| Free Cash Flow | 3.61B |
| FCF Per Share | 21.66 |
Margins
Gross margin is 100%, with operating and profit margins of 99.06% and 23.47%.
| Gross Margin | 100% |
| Operating Margin | 99.06% |
| Pretax Margin | 30.02% |
| Profit Margin | 23.47% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.06% |
| FCF Margin | 32.74% |
Dividends & Yields
MTB pays an annual dividend of $6.7, which amounts to a dividend yield of 2.86%.
| Dividend Per Share | $6.70 |
| Dividend Yield | 2.86% |
| Dividend Growth (YoY) | 3.85% |
| Payout Ratio | 44.88% |
| Earnings Yield | 8.26% |
| FCF Yield | 11.52% |
Analyst Forecast
The average price target for MTB is $210, which is 29.6% higher than the current price. The consensus rating is "Hold".
| Price Target | $210 |
| Price Target Difference | 29.6% |
| Analyst Consensus | Hold |
| Analyst Count | 18 |
Stock Splits
The last stock split was on Oct 6, 2000. It was a forward split with a ratio of 10:1.
| Last Split Date | Oct 6, 2000 |
| Split Type | forward |
| Split Ratio | 10:1 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 6 |