Shares Outstanding Shares Outstanding n/a Close	237.44M
Shares Change (YoY) Shares Change (YoY) n/a Close	-9.03%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-4.28%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	93.48%
Shares Floating Shares Floating n/a Close	233.15M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	35
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 9.41M, so 3.88% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	9.41M
Short % of Shares Out Short % of Shares Out n/a Close	3.88%
Short % of Float Short % of Float n/a Close	5.41%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	5.98

Valuation Ratios

The PE ratio is 8.13 and the forward PE ratio is 8.87. MGIC Investment's PEG ratio is 0.51.

PE Ratio PE Ratio n/a Close	8.13
Forward PE Forward PE n/a Close	8.87
PS Ratio PS Ratio n/a Close	5.14
Forward PS Forward PS n/a Close	4.9
PB Ratio PB Ratio n/a Close	1.2
P/FCF Ratio P/FCF Ratio n/a Close	8.57
PEG Ratio PEG Ratio n/a Close	0.51

Financial Ratio History

Enterprise Valuation

MGIC Investment has an Enterprise Value (EV) of 6.62B.

EV / Sales EV / Sales n/a Close	5.48
EV / EBITDA EV / EBITDA n/a Close	6.59
EV / EBIT EV / EBIT n/a Close	9.13
EV / FCF EV / FCF n/a Close	9.15

Financial Position

The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.12.

Current Ratio Current Ratio n/a Close	0.36
Quick Ratio Quick Ratio n/a Close	0.36
Debt / Equity Debt / Equity n/a Close	0.12
Debt / EBITDA Debt / EBITDA n/a Close	0.64
Debt / FCF Debt / FCF n/a Close	0.89
Interest Coverage Interest Coverage n/a Close	28.21

Financial Efficiency

Return on Equity is 14.75% and Return on Invested Capital is 14.05%.

Return on Equity Return on Equity n/a Close	14.75%
Return on Assets Return on Assets n/a Close	11.65%
Return on Invested Capital Return on Invested Capital n/a Close	14.05%
Revenue Per Employee Revenue Per Employee n/a Close	$2,176,091.89
Profits Per Employee Profits Per Employee n/a Close	$1,374,763.96
Employee Count Employee Count n/a Close	555
Asset Turnover Asset Turnover n/a Close	0.18
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	205.72M
Effective Tax Rate Effective Tax Rate n/a Close	21.24%

Stock Price Statistics

The stock price has increased by 26.37% in the last 52 weeks. The beta is 0.89, so MGIC Investment's price volatility has been higher than the market average.

Beta Beta n/a Close	0.89
52-Week Price Change 52-Week Price Change n/a Close	26.37%
50-Day Moving Average 50-Day Moving Average n/a Close	25.71
200-Day Moving Average 200-Day Moving Average n/a Close	24.93
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	60.06
Average Volume (20 Days) Average Volume (20 Days) n/a Close	2,207,670

Income Statement

In the last 12 months, MGIC Investment had revenue of 1.21B and earned 762.99M in profits. Earnings per share was 2.92.

Revenue Revenue n/a Close	1.21B
Gross Profit Gross Profit n/a Close	1.21B
Operating Income Operating Income n/a Close	1B
Net Income Net Income n/a Close	762.99M
EBITDA EBITDA n/a Close	1B
EBIT EBIT n/a Close	1B
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	2.92

Full Income Statement

Balance Sheet

The company has 229.49M in cash and 644.67M in debt, giving a net cash position of -415.18M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	229.49M
Total Debt Total Debt n/a Close	644.67M
Net Cash Net Cash n/a Close	-415.18M
Retained Earnings Retained Earnings n/a Close	3.4B
Total Assets Total Assets n/a Close	6.54B
Working Capital Working Capital n/a Close	212.69M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 725.03M and capital expenditures -1.17M, giving a free cash flow of 723.86M.

Operating Cash Flow Operating Cash Flow n/a Close	725.03M
Capital Expenditures Capital Expenditures n/a Close	-1.17M
Free Cash Flow Free Cash Flow n/a Close	723.86M
FCF Per Share FCF Per Share n/a Close	2.77

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 83.16% and 63.18%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	83.16%
Pretax Margin Pretax Margin n/a Close	80.21%
Profit Margin Profit Margin n/a Close	63.18%
EBITDA Margin EBITDA Margin n/a Close	83.16%
EBIT Margin EBIT Margin n/a Close	83.16%
FCF Margin FCF Margin n/a Close	59.94%

Dividends & Yields

MTG pays an annual dividend of $0.64, which amounts to a dividend yield of 1.98%.

Dividend Per Share Dividend Per Share n/a Close	$0.64
Dividend Yield Dividend Yield n/a Close	1.98%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	13.04%
Payout Ratio Payout Ratio n/a Close	21.17%
Earnings Yield Earnings Yield n/a Close	12.3%
FCF Yield FCF Yield n/a Close	11.67%

Dividend Details

Analyst Forecast

The average price target for MTG is $26, which is -3.8% lower than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$26
Price Target Difference Price Target Difference n/a Close	-3.8%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	8

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$50.78
Lynch Upside Lynch Upside n/a Close	87.87%
Graham Number Graham Number n/a Close	36.01
Graham Upside Graham Upside n/a Close	33.22%

Stock Splits

The last stock split was on Jun 3, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Last Split Date n/a Close	Jun 3, 1997
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	2:1

Scores

Altman Z-Score Altman Z-Score n/a Close	4.01
Piotroski F-Score Piotroski F-Score n/a Close	7